Misc Credit Card Questions

[as2]

What's the latest on Amex's limit of credit cards per person/business?

5

-1, erm... +1=5.

Is that total, or is it separate for business and personal?

Does this include co-branded as well?

IINM, yes.

Well I just got approved for a 6th card. No recon required.

6th credit cards , or some are charge cards ?

I guess that explains. 1 is BP I am assuming it's a charge.

Ah, I see... I thought it's 5 total products

[mmgfarb]

Ah, I see... I thought it's 5 total products

5 credit cards, unlimited charge cards.

[johnshek]

5 credit cards, unlimited charge cards.

On that note, I only have 4 credit cards. What else should I go for?

[Yaalili]

On that note, I only have 4 credit cards. What else should I go for?

Which cards do / have you had?

[mmgfarb]

On that note, I only have 4 credit cards. What else should I go for?

A DL card maybe? Increased bonuses now. Or the new blue for biz.

[coolmuke]

I missed a payment and I can see it on credit sesame. My credit score dipped by 80 points. What are my options? It was kohls charge that my wife occasionally uses. Is there a way to remove this. This is my first late payment.

[jsk173]

I missed a payment and I can see it on credit sesame. My credit score dipped by 80 points. What are my options? It was kohls charge that my wife occasionally uses. Is there a way to remove this. This is my first late payment.

Pay it off in full ASAP, then write a letter to Kohl's CEO saying you missed the payment by accident, point out that the bill is already paid in full, and ask for a one-time removal of the late from your credit reports (which you might want to mention are otherwise clean).

[Hjay]

Pay it off in full ASAP, then write a letter to Kohl's CEO saying you missed the payment by accident, point out that the bill is already paid in full, and ask for a one-time removal of the late from your credit reports (which you might want to mention are otherwise clean).

Writing a letter to the CEO sounds like overkill. You can prob just call the cc & do as he said above.

[jsk173]

Writing a letter to the CEO sounds like overkill. You can prob just call the cc & do as he said above.

It's not overkill, because such letters never actually make it to the CEO. Someone in the executive office will handle it. A phone call to the number on the CC, on the other hand, is unlikely to reach someone with the power to make changes to the credit reporting.

[hide4]

How can i figure out my ffn on lufthansa if I don't have my original cc?

[johnshek]

If I don't activate my credit card right away does the annual fee still get charged at the end of the first month?

[TimT]

If I don't activate my credit card right away does the annual fee still get charged at the end of the first month?

You know it works without activation, right ?

[yitzgar]

You know it works without activation, right ?

I did not. So what's the point of activation?

[metsgiantsfan]

Can someone please confirm....I want to take advantage of the new southwest business card offer..60k points, $69 annual fee... need 110k points for companion pass staus...so i was going to do a double browser and take out two credit cards so i have the 110k points...question is, when i do the double browser, I assume I am doing under the same name..All the points will be deposited in the same account? It wont be red flagged and they will only give me 60k, instead of 120k?  thanks so much

[as2]

Can someone please confirm....I want to take advantage of the new southwest business card offer..60k points, $69 annual fee... need 110k points for companion pass staus...so i was going to do a double browser and take out two credit cards so i have the 110k points...question is, when i do the double browser, I assume I am doing under the same name..All the points will be deposited in the same account? It wont be red flagged and they will only give me 60k, instead of 120k?  thanks so much

If you are applying for the same card, regardless you will only get one bonus. You need to sign up for any 2 of the three cards offered.

[metsgiantsfan]

ahhh...thank you!   so 1 business and 1 personal would be fine? (can mix and match that?

[mmgfarb]

ahhh...thank you!   so 1 business and 1 personal would be fine? (can mix and match that?

Correct, make sure you get a FFN first and put it in during the application.

[metsgiantsfan]

appreciate it!  thanks

[mord1]

With hilton pooling of points now, Is there a reason to keep my surpass open, I just DW one last week with higher sign up bonus?

[Wizard]

AFAF who needs to spend 10K on credit cards. What are the 2 or 3 best signup offers currently available he should apply for that spending? Thanks