Author Topic: Misc Credit Card Questions  (Read 1865601 times)

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22077
  • Total likes: 7130
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Misc Credit Card Questions
« Reply #6380 on: August 14, 2017, 12:49:21 PM »

Offline JACKBLUE

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2014
  • Posts: 2402
  • Total likes: 401
  • DansDeals.com Hat Tips 4
    • View Profile
  • Location: USA
Re: Misc Credit Card Questions
« Reply #6381 on: August 14, 2017, 12:49:53 PM »

Offline JACKBLUE

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2014
  • Posts: 2402
  • Total likes: 401
  • DansDeals.com Hat Tips 4
    • View Profile
  • Location: USA
Re: Misc Credit Card Questions
« Reply #6382 on: August 14, 2017, 12:50:37 PM »
My charges posted on Saturday, if bonus doesn't post today am I probably SOL?
not necessarily!
It can take a day or 2 longer sometimes.

Offline BarryLincoln

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2014
  • Posts: 1388
  • Total likes: 145
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: New Jersey
  • Programs: SPG Platinum, National Executive, Hertz Five Star
Re: Misc Credit Card Questions
« Reply #6383 on: August 16, 2017, 12:53:03 PM »
Best credit card to put a laptop purchase on (Macbook Pro)?

Could put it on Ink Bold to save extra 5% and it has extended warranty.  Wondering if that makes sense or if I should consider using a diff card that may offer better benefits.  Thoughts?
« Last Edit: August 16, 2017, 01:06:19 PM by BarryLincoln »

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #6384 on: August 16, 2017, 01:12:38 PM »
Best credit card to put a laptop purchase on (Macbook Pro)?

Could put it on Ink Bold to save extra 5% and it has extended warranty.  Wondering if that makes sense or if I should consider using a diff card that may offer better benefits.  Thoughts?
Amex cards tend to offer superior warranty I believe
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline greathummer7

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2017
  • Posts: 218
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: new york
Re: Misc Credit Card Questions
« Reply #6385 on: August 16, 2017, 01:15:36 PM »
Amex cards tend to offer superior warranty I believe

But does not offer price protection if somehow the price goes lower.

Offline m.m.

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2016
  • Posts: 242
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #6386 on: August 17, 2017, 01:22:44 AM »
Was probably asked before, and is probably a no, but will still ask just in case.
regarding amex referrals, if the other person had that amex card in the past, would i still get the referral bonus?

Offline S123

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2017
  • Posts: 207
  • Total likes: 6
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #6387 on: August 17, 2017, 02:50:27 AM »
Was probably asked before, and is probably a no, but will still ask just in case.
regarding amex referrals, if the other person had that amex card in the past, would i still get the referral bonus?
you only get referral bonus if he is approved

Offline chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3863
  • Total likes: 388
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #6388 on: August 17, 2017, 08:42:52 AM »
Was probably asked before, and is probably a no, but will still ask just in case.
regarding amex referrals, if the other person had that amex card in the past, would i still get the referral bonus?
yes

Offline davidd75

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2012
  • Posts: 3875
  • Total likes: 120
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: new jersey
Re: Misc Credit Card Questions
« Reply #6389 on: August 17, 2017, 12:47:35 PM »
Yes.

How long does it typically take for chase card approved to show up on your credit report?

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #6390 on: August 17, 2017, 12:49:09 PM »
How long does it typically take for chase card approved to show up on your credit report?
CMIIR but I think after first statement closes... or maybe sooner if you have a balance and pay it down to 0.
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline davidd75

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2012
  • Posts: 3875
  • Total likes: 120
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: new jersey
Re: Misc Credit Card Questions
« Reply #6391 on: August 17, 2017, 01:04:56 PM »
CMIIR but I think after first statement closes... or maybe sooner if you have a balance and pay it down to 0.

so that's why if you are 4/24 and do 3BM and get approved for 1 card you still have at least 30 or more? days to get the other 2 cards approved?

Offline yitzgar

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2016
  • Posts: 3078
  • Total likes: 1277
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #6392 on: August 17, 2017, 01:28:51 PM »
so that's why if you are 4/24 and do 3BM and get approved for 1 card you still have at least 30 or more? days to get the other 2 cards approved?
If that would be true, you shouldn't need to do a 3BM

Offline S123

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2017
  • Posts: 207
  • Total likes: 6
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #6393 on: August 17, 2017, 02:38:39 PM »
If that would be true, you shouldn't need to do a 3BM
point of 3bm is to combine hard pulls

Offline shulemw

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2012
  • Posts: 375
  • Total likes: 32
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #6394 on: August 17, 2017, 03:09:46 PM »
I made a payment online for a Amex card
Now i see the account number has a mistake
I tried to cancel the payment they dont let me
Will that be a Returned payment when it doesnt go thru in the end
will this make me issues as it will get returned as not good account
any way to cancel or update the bank info
Thanks

Online yelped

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2015
  • Posts: 10472
  • Total likes: 3833
  • DansDeals.com Hat Tips 43
    • View Profile
Re: Misc Credit Card Questions
« Reply #6395 on: August 17, 2017, 03:13:56 PM »
I made a payment online for a Amex card
Now i see the account number has a mistake
I tried to cancel the payment they dont let me
Will that be a Returned payment when it doesnt go thru in the end
will this make me issues as it will get returned as not good account
any way to cancel or update the bank info
Thanks
PUTPAC.

Offline shulemw

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2012
  • Posts: 375
  • Total likes: 32
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #6396 on: August 17, 2017, 03:33:53 PM »
PUTPAC?

Offline JACKBLUE

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2014
  • Posts: 2402
  • Total likes: 401
  • DansDeals.com Hat Tips 4
    • View Profile
  • Location: USA
Re: Misc Credit Card Questions
« Reply #6397 on: August 17, 2017, 03:35:33 PM »

Offline shulemw

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2012
  • Posts: 375
  • Total likes: 32
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #6398 on: August 17, 2017, 03:36:40 PM »
Chat rep told me shouldn't be a problem. will fall down in few days without any affects
is she right?

Offline HKFS

  • Dansdeals Silver Elite
  • **
  • Join Date: Aug 2017
  • Posts: 54
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #6399 on: August 17, 2017, 04:19:08 PM »
Chat rep told me shouldn't be a problem. will fall down in few days without any affects
is she right?

A phone is a device that allows you to actually speak with an Amex rep, they are usually better informed and capable of more than chat reps.  Of course DROPR, but YMMV.