Author Topic: Misc Credit Card Questions  (Read 709264 times)

Offline doovid d

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Re: Misc Credit Card Questions
« Reply #6465 on: September 04, 2017, 01:10:11 AM »
Could take weeks.
I've been waiting over 2 weeks and every time I call they tell me call in 48 to 72 hrs...i just want to know if this is the standard and was it always like that

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #6466 on: September 04, 2017, 07:26:05 AM »
Is there a certain time of day that Amex bonuses post or is it random?
IME random

Offline shie123

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Re: Misc Credit Card Questions
« Reply #6467 on: September 04, 2017, 12:47:49 PM »
I've been waiting over 2 weeks and every time I call they tell me call in 48 to 72 hrs...i just want to know if this is the standard and was it always like that
Not necessarily "the standard " but it could happen.

Offline compddd

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Re: Misc Credit Card Questions
« Reply #6468 on: September 05, 2017, 10:43:25 AM »
I had to call Amex about something and was offered to upgrade my Amex ED to the EDP and get 25k for spending 2k, can I take advantage if I had the EDP sometime in the past?

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #6469 on: September 05, 2017, 02:18:23 PM »
I had to call Amex about something and was offered to upgrade my Amex ED to the EDP and get 25k for spending 2k, can I take advantage if I had the EDP sometime in the past?
yes

Offline username

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Re: Misc Credit Card Questions
« Reply #6470 on: September 05, 2017, 02:35:48 PM »
Which CC is offering the biggest UR signup bonus right now?

^^^

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #6471 on: September 05, 2017, 02:37:06 PM »
Which CC is offering the biggest UR signup bonus right now?
ink 80K

Offline username

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Re: Misc Credit Card Questions
« Reply #6472 on: September 05, 2017, 03:08:46 PM »
^^^

Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #6473 on: September 06, 2017, 12:49:31 PM »
Is it worthwhile incurring a 3% CC processing fee (charging my kids tuition to the card- so excited  ;)) using Starpoints or Chase Sapphire Preferred points? Thanks!

Offline TimT

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Re: Misc Credit Card Questions
« Reply #6474 on: September 06, 2017, 12:53:26 PM »
Is it worthwhile incurring a 3% CC processing fee (charging my kids tuition to the card- so excited  ;)) using Starpoints or Chase Sapphire Preferred points? Thanks!
To meet signup bonuses or just reg spend ?

Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #6475 on: September 06, 2017, 01:13:58 PM »
To meet signup bonuses or just reg spend ?
Regular spend

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #6476 on: September 06, 2017, 01:17:08 PM »
Is it worthwhile incurring a 3% CC processing fee (charging my kids tuition to the card- so excited  ;) ) using Starpoints or Chase Sapphire Preferred points? Thanks!
Usually not.
If we use the selling points value of the points, you're paying 3 cpp (cents per point) while making less than 2 cpp.  Although if you use the Sapphire Reserve for travel, you get x1.5 so its  close to 3cpp.
If you end up redeeming the points for a value of more than 3cpp, then you're ahead,  But until you know how you'll be using them....

Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #6477 on: September 06, 2017, 01:22:42 PM »
Usually not.
If we use the selling points value of the points, you're paying 3 cpp (cents per point) while making less than 2 cpp.  Although if you use the Sapphire Reserve for travel, you get x1.5 so its  close to 3cpp.
If you end up redeeming the points for a value of more than 3cpp, then you're ahead,  But until you know how you'll be using them....
Thanks! I just checked- the last time I used the points, it was for hotel stay and the value was just about 1.7-1.8 cpp.
Do I get a bigger bang for my buck using for flights?

Offline TimT

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Re: Misc Credit Card Questions
« Reply #6478 on: September 06, 2017, 01:23:34 PM »
Thanks! I just checked- the last time I used the points, it was for hotel stay and the value was just about 1.7-1.8 cpp.
Do I get a bigger bang for my buck using for flights?
More than redeeming for cash

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #6479 on: September 06, 2017, 01:32:43 PM »
One more point (pun intended)
There are times that Visa gift cards can be bought for more than 1 cpp. For example, buying them at an office supply store with your Chase Ink card.  Then you use the Visa GCs to pay the tuition, etc.  So you make 5cpp (Ink at office supply) and pay 3cpp+ cost of GC.