Author Topic: Misc Credit Card Questions  (Read 1864751 times)

Offline Moshe26

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Re: Misc Credit Card Questions
« Reply #6500 on: September 12, 2017, 03:29:25 PM »
just had the same problem, wonder whats going on.
were you able to book? I just tried again today and still no luck.

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #6501 on: September 12, 2017, 07:58:47 PM »
were you able to book? I just tried again today and still no luck.
no
i did, they made a note on my acct that i can book on delta.com and theyll apply the points to that.

Offline troner100

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Re: Misc Credit Card Questions
« Reply #6502 on: September 13, 2017, 09:47:05 AM »
i was wondering if someone can help me:
i applied for hilton card by amex and they asked me for proof of adress, but only with a bank letterhead and signed by the
bank.   as i am in israel now till pesach going down to a bank is not really an option...
 does someone have a idea of how to deal with this?

Offline username

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Re: Misc Credit Card Questions
« Reply #6503 on: September 13, 2017, 11:23:48 AM »
When did WM stop taking CC for GC purchases?
Only cash or DC with PIN.
BUMP?
(When I tried, the register printed out a 'reciept' saying that there are some items in this purchase that can only be sold with cash or debit card)
^^^

Offline meme

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Re: Misc Credit Card Questions
« Reply #6504 on: September 14, 2017, 10:25:45 PM »
My UR account is basically locked, I can't transfer to airlines (even to my account) and can't do a UR transfer (even to a household member). I have not tried booking travel directly, as the refund policy is complicated or non existent.  Yes I have sold before, but a long while back. I called and HUCA'd to no avail.

Has anyone had this before?

Any help on the matter would be greatly appreciated.
Feel free to PM.

Offline farmbochur

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Re: Misc Credit Card Questions
« Reply #6505 on: September 18, 2017, 03:14:23 PM »
Will Costco.com take Amex for gc's?
Thought I remember seeing that they do, but doesn't seem to be an option.
Risk is opportunity

Offline ludmila

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Re: Misc Credit Card Questions
« Reply #6506 on: September 18, 2017, 06:32:46 PM »
Will Costco.com take Amex for gc's?
Thought I remember seeing that they do, but doesn't seem to be an option.
Unfortunately not.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline askmoses

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Re: Misc Credit Card Questions
« Reply #6507 on: September 19, 2017, 09:28:00 AM »
Just got the AF for my SPG. If it was a business card I would try to downgrade to the Blue Cash for Business. What do you suggest downgrading this SPG to? Also, if I do keep it up what are your thoughts on this card being phased out as SPG becomes integrated into Marriott? Thanks in advance!

Offline hide4

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Re: Misc Credit Card Questions
« Reply #6508 on: September 19, 2017, 10:19:51 AM »
Just got the AF for my SPG. If it was a business card I would try to downgrade to the Blue Cash for Business. What do you suggest downgrading this SPG to? Also, if I do keep it up what are your thoughts on this card being phased out as SPG becomes integrated into Marriott? Thanks in advance!
Do they let you downgrade at all?

Offline ludmila

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Re: Misc Credit Card Questions
« Reply #6509 on: September 19, 2017, 11:33:36 AM »
Just got the AF for my SPG. If it was a business card I would try to downgrade to the Blue Cash for Business. What do you suggest downgrading this SPG to? Also, if I do keep it up what are your thoughts on this card being phased out as SPG becomes integrated into Marriott? Thanks in advance!
Amex will not downgrade SPG cards, I have had both personal and business for a few years now, and I am keeping both for the time being.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline DaveInLA

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Re: Misc Credit Card Questions
« Reply #6510 on: September 19, 2017, 03:03:03 PM »
My wife wants to get the Southwest CP via Chase cards. She's currently 4/24. I read that it's possible to apply for 2 Chase personal cards (Plus and Premier), one right after the other, and the hard pulls will be combined. But will this also allow her to get both cards when she's currently 4/24? Or will the first approval immediately make her 5/24, this leading to automatic rejection for the 2nd card?

Offline ludmila

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Re: Misc Credit Card Questions
« Reply #6511 on: September 19, 2017, 05:36:25 PM »
My wife wants to get the Southwest CP via Chase cards. She's currently 4/24. I read that it's possible to apply for 2 Chase personal cards (Plus and Premier), one right after the other, and the hard pulls will be combined. But will this also allow her to get both cards when she's currently 4/24? Or will the first approval immediately make her 5/24, this leading to automatic rejection for the 2nd card?
Hard to know for sure, I had applied for 2 cards and had 1 hard pull from Chase , but that was before the 5/24, my best guess is the first approval will trigger the 5/24.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #6512 on: September 19, 2017, 06:08:36 PM »
My wife wants to get the Southwest CP via Chase cards. She's currently 4/24. I read that it's possible to apply for 2 Chase personal cards (Plus and Premier), one right after the other, and the hard pulls will be combined. But will this also allow her to get both cards when she's currently 4/24? Or will the first approval immediately make her 5/24, this leading to automatic rejection for the 2nd card?
You can get 2-3 cards at the same time if you're 4/24. If you apply for them in the same day the pulls will be combined. Personal and biz will be separate pulls though.
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Offline DaveInLA

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Misc Credit Card Questions
« Reply #6513 on: September 19, 2017, 06:21:24 PM »
You can get 2-3 cards at the same time if you're 4/24. If you apply for them in the same day the pulls will be combined. Personal and biz will be separate pulls though.

Great!

We are more worried about approval and less worried about hard pulls. So you're saying that even though 1 personal and 1 business card will result in 2 HP, the 1st approval won't trigger 5/24?

Overall, assuming scores >750 with solid income, one more likely to be approved for 2 personal or 1 personal/1 business cards?

Offline mmgfarb

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Misc Credit Card Questions
« Reply #6514 on: September 19, 2017, 06:21:55 PM »
Great!

We are more worried about approval and less worried about hard pulls. So you're saying that even though 1 personal and 1 business card will result in 2 HP, the 1st approval won't trigger 5/24?
Correct. Once you're applying, you should probably throw in an Ink preferred.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline DaveInLA

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Re: Misc Credit Card Questions
« Reply #6515 on: September 19, 2017, 06:25:30 PM »
Correct. Once you're applying, you should probably throw in an Ink preferred.

Haha, 3 cards?

She currently has 5 personal and 1 business. 1 of the persona cards is CSR that just got AF. We considering cancelling that one if we don't downgrade early 2018. Applying for 2 personal and 1 business card when she's currently at 5/1 is a long shot, no?

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #6516 on: September 19, 2017, 06:27:04 PM »
Haha, 3 cards?

She currently has 5 personal and 1 business. 1 of the persona cards is CSR that just got AF. We considering cancelling that one if we don't downgrade early 2018. Applying for 2 personal and 1 business card when she's currently at 5/1 is a long shot, no?
Not really, it should be doable. When was the last time she opened a chase card?
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline ludmila

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Re: Misc Credit Card Questions
« Reply #6517 on: September 19, 2017, 07:39:10 PM »
Great!

We are more worried about approval and less worried about hard pulls. So you're saying that even though 1 personal and 1 business card will result in 2 HP, the 1st approval won't trigger 5/24?

Overall, assuming scores >750 with solid income, one more likely to be approved for 2 personal or 1 personal/1 business cards?
If she applies, please let us know if it worked towards the 5/24 , good luck. :)
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline DaveInLA

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Re: Misc Credit Card Questions
« Reply #6518 on: September 19, 2017, 08:37:59 PM »
Not really, it should be doable. When was the last time she opened a chase card?

Last Chase card was the Hyatt, about 18 months ago

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #6519 on: September 19, 2017, 08:39:42 PM »
Last Chase card was the Hyatt, about 18 months ago
If her report is relatively clean, which it must be if she's under 5/24, you should be able to get 3 without much of a problem, aside from possibly having to call recon. So them in order of importance.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy