Author Topic: Misc Credit Card Questions  (Read 1895941 times)

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #6560 on: October 02, 2017, 01:41:07 PM »
Chase offering me to downgrade CSP to regular Chase Sapphire. I never had Sapphire before but it doesn't seem like I can apply for it anymore. Any reason not to downgrade to that being that I'm not losing a signup bonus?
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Offline TimT

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Re: Misc Credit Card Questions
« Reply #6561 on: October 02, 2017, 01:47:43 PM »
Chase offering me to downgrade CSP to regular Chase Sapphire. I never had Sapphire before but it doesn't seem like I can apply for it anymore. Any reason not to downgrade to that being that I'm not losing a signup bonus?
Why not downgrade to freedom for 5x bonuses ?

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #6562 on: October 02, 2017, 01:58:42 PM »
Why not downgrade to freedom for 5x bonuses ?
Have 2 of those already..
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Offline TimT

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Re: Misc Credit Card Questions
« Reply #6563 on: October 02, 2017, 02:05:02 PM »
Have 2 of those already..
Is that the max allowed ?

Offline farmbochur

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Re: Misc Credit Card Questions
« Reply #6564 on: October 02, 2017, 02:16:25 PM »
Have 2 of those already..
5x on $4,500/qtr>$3,000/qtr
Risk is opportunity

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #6565 on: October 02, 2017, 02:40:27 PM »
5x on $4,500/qtr>$3,000/qtr
Is that the max allowed ?
Its not the max. I never get to use the max...
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Offline TimT

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Re: Misc Credit Card Questions
« Reply #6566 on: October 02, 2017, 02:51:05 PM »
Its not the max. I never get to use the max...
What does the sapphire get you ?

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #6567 on: October 02, 2017, 02:59:48 PM »
What does the sapphire get you ?
2 points on dining
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Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #6568 on: October 03, 2017, 10:28:10 AM »
If you do a lot of dining you'll benefit from the sapphire.
Or downgrade to the Freedom Unlimited for 1.5 points on everything.

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Offline MrKaplan

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Re: Misc Credit Card Questions
« Reply #6569 on: October 03, 2017, 10:50:41 AM »
Is there a max number of cards that Amex will approve you for in a given amount of time or that you can have open at any time? e.g. chase would be 5/24

Offline TimT

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Re: Misc Credit Card Questions
« Reply #6570 on: October 03, 2017, 10:59:28 AM »
Is there a max number of cards that Amex will approve you for in a given amount of time or that you can have open at any time? e.g. chase would be 5/24
They'll let you have 4 or 5 Amex "credit" cards at once. You can have more charge cards

Offline S123

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Re: Misc Credit Card Questions
« Reply #6571 on: October 03, 2017, 11:29:13 AM »
Is there a max number of cards that Amex will approve you for in a given amount of time or that you can have open at any time? e.g. chase would be 5/24
think officially only 2 new credit cards not charge within 30 days but maybe more

Offline MrKaplan

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Re: Misc Credit Card Questions
« Reply #6572 on: October 03, 2017, 12:16:57 PM »
They'll let you have 4 or 5 Amex "credit" cards at once. You can have more charge cards
Does that include personal and business?

Offline MasterAmex

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Re: Misc Credit Card Questions
« Reply #6573 on: October 03, 2017, 12:30:05 PM »
think officially only 2 new credit cards not charge within 30 days but maybe more
already saw few ppl that got approved for 4 Amex credit cards in one day.

Offline TimT

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Re: Misc Credit Card Questions
« Reply #6574 on: October 03, 2017, 12:36:24 PM »
Does that include personal and business?
Goes according to charge & credit

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #6575 on: October 03, 2017, 01:57:23 PM »
Is there a max number of cards that Amex will approve you for in a given amount of time or that you can have open at any time? e.g. chase would be 5/24
3 Amex credit cards in 90 days.

Offline MrKaplan

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Re: Misc Credit Card Questions
« Reply #6576 on: October 03, 2017, 03:15:40 PM »
Goes according to charge & credit
They'll let you have 4 or 5 Amex "credit" cards at once. You can have more charge cards
3 Amex credit cards in 90 days.
Thx

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #6577 on: October 03, 2017, 04:50:18 PM »
If you do a lot of dining you'll benefit from the sapphire.
Or downgrade to the Freedom Unlimited for 1.5 points on everything.
Thanks.

Just confirming - there is no way to get signup offer on Sapphire card anymore. Right?
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Offline emjee

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Re: Misc Credit Card Questions
« Reply #6578 on: October 03, 2017, 05:48:40 PM »


Just confirming - there is no way to get signup offer on Sapphire card anymore. Right?

Ofc you can still get it when eligible

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #6579 on: October 03, 2017, 07:30:59 PM »

Ofc you can still get it when eligible
What do you mean? How do you apply for the Chase Sapphire card?
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