Author Topic: Misc Credit Card Questions  (Read 1865153 times)

Online Mr. CC

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Re: Misc Credit Card Questions
« Reply #7060 on: February 05, 2018, 04:53:17 PM »
And that also explains why he doesn't remember the charge...

Online TimT

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Re: Misc Credit Card Questions
« Reply #7061 on: February 05, 2018, 04:58:25 PM »
And that also explains why he doesn't remember the charge...
Why I don’t remember ? Fraud department told me there’s 2 separate charges. I’m debating knocking on the guy’s door.

Online Mr. CC

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Re: Misc Credit Card Questions
« Reply #7062 on: February 05, 2018, 05:31:17 PM »
Why I don’t remember ?
I meant that this is the reason that you don't remember...
sounds over here like the charge was approved a few months ago and only posted now
just explaining that it could have been charged a few months ago, and anyone could forget.
Fraud department told me there’s 2 separate charges.
what a rep says doesn't say much on ddf.

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7063 on: February 05, 2018, 05:44:45 PM »
Why I don’t remember ? Fraud department told me there’s 2 separate charges. I’m debating knocking on the guy’s door.
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Offline thepslayer

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Re: Misc Credit Card Questions
« Reply #7064 on: February 05, 2018, 05:48:24 PM »
Any DP's on getting BOA accounts reopened when closed due to too many returned payments from 3rd party accounts?

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #7065 on: February 05, 2018, 06:00:15 PM »
Any DP's on getting BOA accounts reopened when closed due to too many returned payments from 3rd party accounts?

IME when BofA compliance slams the door its a done deal.  Business Decision, exercising our rights in the account agreement blah blah blah

Doesn't hurt to try but I wouldn't expect an outcome that you're happy with.

Offline thepslayer

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Re: Misc Credit Card Questions
« Reply #7066 on: February 05, 2018, 06:03:28 PM »
IME when BofA compliance slams the door its a done deal.  Business Decision, exercising our rights in the account agreement blah blah blah

Doesn't hurt to try but I wouldn't expect an outcome that you're happy with.
Will it affect my getting cards from them in the future? Will I never be able to get cards from them again?

Offline rookie27

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Re: Misc Credit Card Questions
« Reply #7067 on: February 05, 2018, 09:13:05 PM »
Opened an spg biz and met 5k spend threshhold. After recieving the signup bonus i returned an item that costed $3500 due to the fact that the item was not as described when i made the purchase. Amex emailed me that i am no longer eligible for the signup bonus (they claim it was point fraud) and rep on phone said that they will be clawing back the points from my spg acc. another rep told me that if i reach the spending threshold again then they may reconsider giving me the points back. anyone have experience with this or know what will happen next. i met the threshold again... points havent been clawed yet...

Online TimT

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Re: Misc Credit Card Questions
« Reply #7068 on: February 05, 2018, 09:20:07 PM »
Did you meet the 2nd threshold within the timeframe ?

Offline rookie27

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Re: Misc Credit Card Questions
« Reply #7069 on: February 05, 2018, 09:32:00 PM »
Did you meet the 2nd threshold within the timeframe ?
yes, but the rep didnt guarantee that i would get my points back...weird thing is they never clawed back the points but there is a negative 30k points on my amex acc

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7070 on: February 05, 2018, 10:14:10 PM »
Opened an spg biz and met 5k spend threshhold. After recieving the signup bonus i returned an item that costed $3500 due to the fact that the item was not as described when i made the purchase. Amex emailed me that i am no longer eligible for the signup bonus (they claim it was point fraud) and rep on phone said that they will be clawing back the points from my spg acc. another rep told me that if i reach the spending threshold again then they may reconsider giving me the points back. anyone have experience with this or know what will happen next. i met the threshold again... points havent been clawed yet...
I believe there is a thread for this. Tim?
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Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #7071 on: February 05, 2018, 10:39:21 PM »
yes, but the rep didnt guarantee that i would get my points back...weird thing is they never clawed back the points but there is a negative 30k points on my amex acc
They didn't take the SPG back but they clawed back 30k MR?
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7072 on: February 05, 2018, 10:49:39 PM »
They didn't take the SPG back but they clawed back 30k MR?
I don't know if this is possible, but he implied that he has a negative 30k SPG on his Amex login.
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Offline rookie27

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Re: Misc Credit Card Questions
« Reply #7073 on: February 05, 2018, 11:43:56 PM »
I don't know if this is possible, but he implied that he has a negative 30k SPG on his Amex login.
My spg points are in my spg account untouched , but when i log in to amex in the place where it shows you your starpoints earned year to date its negative 30k

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7074 on: February 05, 2018, 11:46:33 PM »
My spg points are in my spg account untouched , but when i log in to amex in the place where it shows you your starpoints earned year to date its negative 30k
Here's the thread, see what other people experienced
http://forums.dansdeals.com/index.php?topic=87377.0
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Offline thepslayer

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Re: Misc Credit Card Questions
« Reply #7075 on: February 06, 2018, 03:42:45 AM »
Will it affect my getting cards from them in the future? Will I never be able to get cards from them again?
Anyone have any DP's one way or another?

Offline Yammer

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Re: Misc Credit Card Questions
« Reply #7076 on: February 11, 2018, 12:35:40 AM »
Someone that is

Chase- 1/24
Amex- had the plat and gold in the past.

Can spend 10k in 3-4 months.

What's the best run for him?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7077 on: February 11, 2018, 12:36:11 AM »
Someone that is

Chase- 1/24
Amex- had the plat and gold in the past.

Can spend 10k in 3-4 months.

What's the best run for him?
Ink, BP
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Yammer

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Re: Misc Credit Card Questions
« Reply #7078 on: February 11, 2018, 12:37:28 AM »
Ink, BP
Has the Ink.

Would do a few cards at once

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7079 on: February 11, 2018, 12:38:04 AM »
Has the Ink.

Would do a few cards at once
Sapphire, Marriott, MPE.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch