Author Topic: Misc Credit Card Questions  (Read 1894695 times)

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7120 on: February 13, 2018, 03:26:18 PM »
would it make a difference if I do one business and one personal versus two business?
 Would it be any easier to get approved doing personal with business vs two business?
A. If you are at 4/24 I'd say do biz only first.
B. Some claim biz and personal will be 2 pulls (not IME) paging @mmgfarb
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Offline MrKaplan

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Re: Misc Credit Card Questions
« Reply #7121 on: February 13, 2018, 11:48:48 PM »
Will Chase approve more than one Sapphire product vis-a-vis receiving  the signup bonus? What about Freedom products?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7122 on: February 13, 2018, 11:49:37 PM »
Will Chase approve more than one Sapphire product vis-a-vis receiving  the signup bonus? What about Freedom products?
No, yes
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Offline MrKaplan

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Re: Misc Credit Card Questions
« Reply #7123 on: February 13, 2018, 11:51:31 PM »

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Re: Misc Credit Card Questions
« Reply #7124 on: February 14, 2018, 04:51:36 PM »
Is it true that chase can't product change if the account is open for less than a year?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7125 on: February 14, 2018, 04:55:54 PM »
Is it true that chase can't product change if the account is open for less than a year?
Many people have had that problem, not sure if it's hard coded, HUCA.
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Offline MasterAmex

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Re: Misc Credit Card Questions
« Reply #7126 on: February 14, 2018, 05:07:52 PM »
Many people have had that problem, not sure if it's hard coded, HUCA.
i had this problem huca couple of times, didnt help.

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #7127 on: February 14, 2018, 05:16:55 PM »
A. If you are at 4/24 I'd say do biz only first.
B. Some claim biz and personal will be 2 pulls (not IME) paging @mmgfarb
It's not a claim, it's fact, just because some people don't get two pulls, doesn't mean that you won't, many people get two pulls.
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7128 on: February 14, 2018, 05:56:34 PM »
It's not a claim, it's fact, just because some people don't get two pulls, doesn't mean that you won't, many people get two pulls.
Overriding majority is?
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Re: Misc Credit Card Questions
« Reply #7129 on: February 14, 2018, 06:20:37 PM »
Many people have had that problem, not sure if it's hard coded, HUCA.
Apparently its not hard coded, it just worked. Didn't say anything about the annual fee, will it be refunded automatically?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7130 on: February 14, 2018, 06:34:20 PM »
Apparently its not hard coded, it just worked. Didn't say anything about the annual fee, will it be refunded automatically?
nice!
AF will be automatic.
@MasterAmex don't give up
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Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #7131 on: February 14, 2018, 06:42:51 PM »
Overriding majority is?
I think it may depend on what state you're in and what CB they pull for that state but that's just a hunch.
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7132 on: February 14, 2018, 06:47:58 PM »
I think it may depend on what state you're in and what CB they pull for that state but that's just a hunch.
that is an interesting observation, I guess time to collect DPs,
I had 1 pull from ex in NJ
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Re: Misc Credit Card Questions
« Reply #7133 on: February 15, 2018, 10:57:24 AM »
I downgraded a United Explorer card and they refunded the AF twice!
BTW, @davidrotts63 it was downgraded after 30 days from when billed but within 30 days of the statement, so either its 60 to downgrade or its 30 days from the statement (or both?).

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7134 on: February 15, 2018, 11:49:59 AM »
I downgraded a United Explorer card and they refunded the AF twice!
BTW, @davidrotts63 it was downgraded after 30 days from when billed but within 30 days of the statement, so either its 60 to downgrade or its 30 days from the statement (or both?).
Or luck?
But your double refund will likely get clawed.
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Offline Yammer

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Re: Misc Credit Card Questions
« Reply #7135 on: February 15, 2018, 11:59:52 AM »
A. If you are at 4/24 I'd say do biz only first.
B. Some claim biz and personal will be 2 pulls (not IME) paging @mmgfarb
It always is. There have been very few that had 1 pull

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7136 on: February 15, 2018, 12:00:38 PM »
It always is. There have been very few that had 1 pull
not IME
Paging @Wizmanison
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Re: Misc Credit Card Questions
« Reply #7137 on: February 15, 2018, 12:39:02 PM »
Or luck?
But your double refund will likely get clawed.
Luck that it got refunded automatically??

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7138 on: February 15, 2018, 12:54:22 PM »
Luck that it got refunded automatically??
That you got a full refund.
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Offline US

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Re: Misc Credit Card Questions
« Reply #7139 on: February 15, 2018, 01:16:27 PM »
Or luck?
But your double refund will likely get clawed.
+1
I know someone who his payment posted twice, after a day it was clawed back.. probably a system error.