Author Topic: Misc Credit Card Questions  (Read 1864595 times)

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7360 on: March 13, 2018, 11:14:01 AM »
applied for aspire- got 14 day message- i was going to apply for MB platinum- any harm in doing that also?
No harm, but you can check the online status checker.
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Offline US

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Re: Misc Credit Card Questions
« Reply #7361 on: March 13, 2018, 11:14:49 AM »

Offline mord1

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Re: Misc Credit Card Questions
« Reply #7362 on: March 13, 2018, 11:17:44 AM »
No harm, but you can check the online status checker.
i checked- showed the same 14 day.
if it wont hurt then i will apply for MB also now

Offline metsgiantsfan

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Re: Misc Credit Card Questions
« Reply #7363 on: March 13, 2018, 11:20:11 AM »
I have several c.c which I no longer use (both dont carry an annual fee). Should I cancel the cards or that will hurt my credit rating more than having these two cards active?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7364 on: March 13, 2018, 11:21:01 AM »
I have several c.c which I no longer use (both dont carry an annual fee). Should I cancel the cards or that will hurt my credit rating more than having these two cards active?
Keep them open.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline mord1

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Re: Misc Credit Card Questions
« Reply #7365 on: March 13, 2018, 11:23:02 AM »

Offline metsgiantsfan

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Re: Misc Credit Card Questions
« Reply #7366 on: March 13, 2018, 11:25:04 AM »
So once you guys get c.c you basically have them for life?

Online TimT

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Re: Misc Credit Card Questions
« Reply #7367 on: March 13, 2018, 11:28:33 AM »
So once you guys get c.c you basically have them for life?
Some yes, others you could use to move credit over when opening new ones.

Offline shapsam

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Re: Misc Credit Card Questions
« Reply #7368 on: March 13, 2018, 11:42:40 AM »
applied for Ink card and got a letter asking for federal ID, bank statements, tax return, I called and rep won''t give in. Do I try again or just give up and re-apply? Also Is it risky to apply for the Ink card for DW now? should we wait?
HUCA.

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7369 on: March 13, 2018, 12:19:55 PM »
So once you guys get c.c you basically have them for life?
No reason not to, unless you have a specific reason to cancel, ie AF, need to cancel to churn, or Amex card limit etc
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline ME17

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Re: Misc Credit Card Questions
« Reply #7370 on: March 13, 2018, 12:34:30 PM »

Offline shapsam

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Re: Misc Credit Card Questions
« Reply #7371 on: March 13, 2018, 12:38:58 PM »
thanks
Also, don't mention that they requested those docs, some agents will just ignore it.

Offline metsgiantsfan

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Re: Misc Credit Card Questions
« Reply #7372 on: March 13, 2018, 01:57:55 PM »
No reason not to, unless you have a specific reason to cancel, ie AF, need to cancel to churn, or Amex card limit etc

Doesnt hurt rating score if you have many credit cards? I thought having lots of line of credit available dampens your score?

Offline ME17

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Re: Misc Credit Card Questions
« Reply #7373 on: March 13, 2018, 02:06:55 PM »
Also, don't mention that they requested those docs, some agents will just ignore it.
should we wait to apply for my wife or no need?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7374 on: March 13, 2018, 02:08:31 PM »
should we wait to apply for my wife or no need?
Wife has nothing to do with you
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline mord1

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Re: Misc Credit Card Questions
« Reply #7375 on: March 13, 2018, 02:59:36 PM »
i checked- showed the same 14 day.
if it wont hurt then i will apply for MB also now
I called in - they approved aspire- no problem, just got MB platinum, and green for 25k MR, whats next? yes i can do the spending

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7376 on: March 13, 2018, 03:08:02 PM »
I called in - they approved aspire- no problem, just got MB platinum, and green for 25k MR, whats next? yes i can do the spending
SPG biz...
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline mord1

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Re: Misc Credit Card Questions
« Reply #7377 on: March 13, 2018, 03:26:12 PM »
SPG biz...
have already,  any other ideas?

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #7378 on: March 13, 2018, 03:28:41 PM »
have already,  any other ideas?
delta buniess cards?

Offline mord1

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Re: Misc Credit Card Questions
« Reply #7379 on: March 13, 2018, 03:48:35 PM »
delta buniess cards?
right, i was thinking of 1 of the deltas, which one is the highest signup bonus now?