Author Topic: Misc Credit Card Questions (Read 1891916 times)

TimT · « **Reply #7400 on:** March 15, 2018, 07:56:12 AM »

Quote from: smart man on March 15, 2018, 12:31:40 AM

They stated in the message that they left, the branches address. Will Google the number that they left and see if it matches the branch...

Always be 1000% sure. Enough scammers out there trying to get your info.

PillanSmye · « **Reply #7401 on:** March 15, 2018, 10:07:18 AM »

Quote from: davidrotts63 on March 15, 2018, 12:29:02 AM

Like what?
All I'm asking is, statistically does that have any indication of the outcome?

Statistically, it's better than an instant denial.

Statistically, it's not as good as an instant approval.

Pretty much the same as every other issuer that sends you to manual review. Except AMEX cares less about new accounts and INQ's than many other issuers.

davidrotts63 · « **Reply #7402 on:** March 15, 2018, 10:08:41 AM »

Quote from: PillanSmye on March 15, 2018, 10:07:18 AM

Statistically, it's better than an instant denial.

Statistically, it's not as good as an instant approval.

Pretty much the same as every other issuer that sends you to manual review. Except AMEX cares less about new accounts and INQ's than many other issuers.

Thanks
Good to see you back, I've been waiting for you on another thread

LNS · « **Reply #7403 on:** March 15, 2018, 11:08:17 AM »

Quote from: smart man on March 15, 2018, 12:31:40 AM

They stated in the message that they left, the branches address. Will Google the number that they left and see if it matches the branch...

I would call that branch and ask them if know anything about it or just walk in there and ask.
I had Bank of America calling me at one point and i have never even been there customer when i called the number back and it took me thru all the prompts( enter cc # or acct # i skipped all that) when the guy finally comes on the line first thing he says is sure i can check that for you whats your ss number! so i hung up googled the number and its some bob from North Carolina or something.

TimT · « **Reply #7404 on:** March 15, 2018, 11:19:56 AM »

Quote from: LNS on March 15, 2018, 11:08:17 AM

I would call that branch and ask them if know anything about it or just walk in there and ask.
I had Bank of America calling me at one point and i have never even been there customer when i called the number back and it took me thru all the prompts( enter cc # or acct # i skipped all that) when the guy finally comes on the line first thing he says is sure i can check that for you whats your ss number! so i hung up googled the number and its some bob from North Carolina or something.

Yup, happens all the time. Could even say the name of the bank on caller ID. Means nothing

MrKaplan · « **Reply #7405 on:** March 15, 2018, 11:20:23 AM »

Regarding Chase can you have business and personal cards in the same online account?

davidrotts63 · « **Reply #7406 on:** March 15, 2018, 11:22:14 AM »

Quote from: MrKaplan on March 15, 2018, 11:20:23 AM

Regarding Chase can you have business and personal cards in the same online account?

Call and ask to add you personal login to the business one.

LNS · « **Reply #7407 on:** March 15, 2018, 11:22:32 AM »

Quote from: TimT on March 15, 2018, 11:19:56 AM

Yup, happens all the time. Could even say the name of the bank on caller ID. Means nothing

it did

davidrotts63 · « **Reply #7408 on:** March 15, 2018, 11:23:21 AM »

Quote from: LNS on March 15, 2018, 11:22:32 AM

it did

No, it could even have their phone number on the caller ID

MrKaplan · « **Reply #7409 on:** March 15, 2018, 11:28:09 AM »

Quote from: davidrotts63 on March 15, 2018, 11:22:14 AM

Call and ask to add you personal login to the business one.

Called Rep said you cant

LNS · « **Reply #7410 on:** March 15, 2018, 11:34:06 AM »

Quote from: TimT on March 15, 2018, 11:19:56 AM

Yup, happens all the time. Could even say the name of the bank on caller ID. Means nothing

davidrotts63 · « **Reply #7411 on:** March 15, 2018, 11:47:54 AM »

Quote from: MrKaplan on March 15, 2018, 11:28:09 AM

Called Rep said you cant

HUCA. call number on biz card

smart man · « **Reply #7412 on:** March 15, 2018, 12:06:04 PM »

Quote from: LNS on March 15, 2018, 11:08:17 AM

I would call that branch and ask them if know anything about it or just walk in there and ask.
I had Bank of America calling me at one point and i have never even been there customer when i called the number back and it took me thru all the prompts( enter cc # or acct # i skipped all that) when the guy finally comes on the line first thing he says is sure i can check that for you whats your ss number! so i hung up googled the number and its some bob from North Carolina or something.

Was someone from the branch, on vacation now. Chase private client banker, I'm not CPC. Does that mean anything?

davidrotts63 · « **Reply #7413 on:** March 15, 2018, 12:07:15 PM »

Quote from: smart man on March 15, 2018, 12:06:04 PM

Was someone from the branch. Chase private client banker. I'm not CPC. Does that mean anything?

Inviting you to suck your money out of you?

smart man · « **Reply #7414 on:** March 15, 2018, 12:09:59 PM »

Quote from: davidrotts63 on March 15, 2018, 12:07:15 PM

Inviting you to suck your money out of you?

Possibly, she's on vacation now. Though I don't have anything near 250k in my Chase account. I'm still a student on their books...

basketnarb · « **Reply #7415 on:** March 15, 2018, 12:17:48 PM »

Can you get approved for Chase personal and Chase business card (both Southwest) on the same day? If not how long do you need to wait? Already got approved for the personal card.

davidrotts63 · « **Reply #7416 on:** March 15, 2018, 12:18:37 PM »

Quote from: basketnarb on March 15, 2018, 12:17:48 PM

Can you get approved for Chase personal and Chase business card (both Southwest) on the same day? If not how long do you need to wait? Already got approved for the personal card.

You definitely can, not always so easy.
Definitely apply, as you likely won't have another pull

basketnarb · « **Reply #7417 on:** March 15, 2018, 12:31:26 PM »

Quote from: davidrotts63 on March 15, 2018, 12:18:37 PM

You definitely can, not always so easy.
Definitely apply, as you like won't have another pull

Wow! Got approved for both! I was gonna wait but took your advice. Thanks!

davidrotts63 · « **Reply #7418 on:** March 15, 2018, 12:33:11 PM »

Quote from: basketnarb on March 15, 2018, 12:31:26 PM

Wow! Got approved for both! I was gonna wait but took your advice. Thanks!

Nice!!
Go for a third!!!
Now it'll definitely not be an extra pull.
2 cards with instant approval is great.

BP16 · « **Reply #7419 on:** March 15, 2018, 01:09:12 PM »

Quote from: davidrotts63 on March 15, 2018, 12:18:37 PM

You definitely can, not always so easy.
Definitely apply, as you like won't have another pull

Excuse me? who said it will be only one pull?

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Author Topic: Misc Credit Card Questions (Read 1891916 times)