Misc Credit Card Questions

[basketnarb]

Nice!!
Go for a third!!!
Now it'll definitely not be an extra pull.
2 cards with instant approval is great.

Oh well, didn't get approved.  Got:
We need to review your request a little longer. We will let you know of our decision by U.S. mail. This could take up to 30 days.

I'll probably call.

[davidrotts63]

Excuse me? who said it will be only one pull?

Many DPs but I did say likely, as some reported 2 pulls.

Oh well, didn't get approved.  Got:
We need to review your request a little longer. We will let you know of our decision by U.S. mail. This could take up to 30 days.

I'll probably call.

First call the AS

[mmgfarb]

Many DPs but I did say likely, as some reported 2 pulls.

Actually you said like, not likely. You need to be more careful with your autocorrect, this is a common occurrence.

[davidrotts63]

Actually you said like, not likely. You need to be more careful with your autocorrect, this is a common occurrence.

If that was the problem I apologize, I fixed it now

[TimT]

Does a card still work the full month of its expiration date or could it stop any random day ?
Asking specifically on a prepaid card.

[ChaimMoskowitz]

Full month.

[jhk583]

Had a question, hoping people could give some advice/guidance. I wanted to open another credit card for my wife, as she already has an AMEX, but a lot of stores don't accept the card. I was going to open a chase freedom unlimited, which I already have myself, and she currently uses for shopping at locations that don't take AMEX. I am not sure whether to open it in her name so she can get the signup bonus (and possibly try transferring the points to my account when the time comes if that's possible) or to add an authorized user to my account ( any not get the points)? any advice/guidance is welcome. thank you.

[TimT]

Had a question, hoping people could give some advice/guidance. I wanted to open another credit card for my wife, as she already has an AMEX, but a lot of stores don't accept the card. I was going to open a chase freedom unlimited, which I already have myself, and she currently uses for shopping at locations that don't take AMEX. I am not sure whether to open it in her name so she can get the signup bonus (and possibly try transferring the points to my account when the time comes if that's possible) or to add an authorized user to my account ( any not get the points)? any advice/guidance is welcome. thank you.

Why specifically the freedom unlimited ? Where is she with 5/24 ?

[TimT]

Full month.

Thanks

[jhk583]

I thought that card would be good for everyday purchases, and I also don't want to pay any annual fee for more cards. She only has her AMEX card, so the 5/24 she is fine.

[davidrotts63]

I thought that card would be good for everyday purchases, and I also don't want to pay any annual fee for more cards. She only has her AMEX card, so the 5/24 she is fine.

Seems like you don't want to get involved too much, so how about just get the CSP with the SUB then downgrade (may be only after a year) to CFU?

[jhk583]

I didn't think about that, but that's a much better idea to do. thanks for heads up. Just wondering if there will be any issue combining mine and her points at a later date in time?

[JACKBLUE]

I didn't think about that, but that's a much better idea to do. thanks for heads up. Just wondering if there will be any issue combining mine and her points at a later date in time?

no

[chinagel]

any DP if i can get bonus on hilton ascend if i had the surpass

[metsgiantsfan]

Hey guys..Im opening up the southwest personal and business card. If I do a double browser and submit at same time, will they only pull my credit 1x?

[davidrotts63]

Hey guys..Im opening up the southwest personal and business card. If I do a double browser and submit at same time, will they only pull my credit 1x?

You don't need to, as long as you apply in one day you should only have 1 pull.

[ethana]

I currently have a dispute open with Amex that has dragged on for at least 5 months. They have now issued a temporary credit at least twice. What happens if I spend the credit and then close my card while the dispute is still ongoing, and then potentially lose the dispute?

[shapsam]

I currently have a dispute open with Amex that has dragged on for at least 5 months. They have now issued a temporary credit at least twice. What happens if I spend the credit and then close my card while the dispute is still ongoing, and then potentially lose the dispute?

You can still have a balance even if the account is closed.

[ttn]

I'm sure this has been asked and answered before but I can't find it...Of I book a flight on a saphire reserve for someone else do they have all the benefits for the flight(flight delay ect.)
Tia

[shapsam]

I'm sure this has been asked and answered before but I can't find it...Of I book a flight on a saphire reserve for someone else do they have all the benefits for the flight(flight delay ect.)
Tia

Yes.