Author Topic: Misc Credit Card Questions  (Read 877001 times)

Offline basketnarb

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Re: Misc Credit Card Questions
« Reply #7420 on: March 15, 2018, 01:12:12 PM »
Nice!!
Go for a third!!!
Now it'll definitely not be an extra pull.
2 cards with instant approval is great.
Oh well, didn't get approved.  Got:
We need to review your request a little longer. We will let you know of our decision by U.S. mail. This could take up to 30 days.

I'll probably call.

Online davidrotts63

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Re: Misc Credit Card Questions
« Reply #7421 on: March 15, 2018, 01:27:32 PM »
Excuse me? who said it will be only one pull?
Many DPs but I did say likely, as some reported 2 pulls.

Oh well, didn't get approved.  Got:
We need to review your request a little longer. We will let you know of our decision by U.S. mail. This could take up to 30 days.

I'll probably call.

First call the AS
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #7422 on: March 15, 2018, 02:05:55 PM »
Many DPs but I did say likely, as some reported 2 pulls.
Actually you said like, not likely. You need to be more careful with your autocorrect, this is a common occurrence.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Online davidrotts63

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Re: Misc Credit Card Questions
« Reply #7423 on: March 15, 2018, 02:08:05 PM »
Actually you said like, not likely. You need to be more careful with your autocorrect, this is a common occurrence.
If that was the problem I apologize, I fixed it now :)
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Online TimT

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Re: Misc Credit Card Questions
« Reply #7424 on: March 15, 2018, 10:28:11 PM »
Does a card still work the full month of its expiration date or could it stop any random day ?
Asking specifically on a prepaid card.

Offline ChaimMoskowitz

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Re: Misc Credit Card Questions
« Reply #7425 on: March 16, 2018, 11:15:54 AM »
Full month.
I just found a new supply of forks!

Offline jhk583

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Re: Misc Credit Card Questions
« Reply #7426 on: March 16, 2018, 11:38:23 AM »
Had a question, hoping people could give some advice/guidance. I wanted to open another credit card for my wife, as she already has an AMEX, but a lot of stores don't accept the card. I was going to open a chase freedom unlimited, which I already have myself, and she currently uses for shopping at locations that don't take AMEX. I am not sure whether to open it in her name so she can get the signup bonus (and possibly try transferring the points to my account when the time comes if that's possible) or to add an authorized user to my account ( any not get the points)? any advice/guidance is welcome. thank you.

Online TimT

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Re: Misc Credit Card Questions
« Reply #7427 on: March 16, 2018, 11:58:10 AM »
Had a question, hoping people could give some advice/guidance. I wanted to open another credit card for my wife, as she already has an AMEX, but a lot of stores don't accept the card. I was going to open a chase freedom unlimited, which I already have myself, and she currently uses for shopping at locations that don't take AMEX. I am not sure whether to open it in her name so she can get the signup bonus (and possibly try transferring the points to my account when the time comes if that's possible) or to add an authorized user to my account ( any not get the points)? any advice/guidance is welcome. thank you.
Why specifically the freedom unlimited ? Where is she with 5/24 ?

Online TimT

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Re: Misc Credit Card Questions
« Reply #7428 on: March 16, 2018, 11:59:05 AM »

Offline jhk583

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Re: Misc Credit Card Questions
« Reply #7429 on: March 16, 2018, 12:14:27 PM »
I thought that card would be good for everyday purchases, and I also don't want to pay any annual fee for more cards. She only has her AMEX card, so the 5/24 she is fine.

Online davidrotts63

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Re: Misc Credit Card Questions
« Reply #7430 on: March 16, 2018, 12:30:20 PM »
I thought that card would be good for everyday purchases, and I also don't want to pay any annual fee for more cards. She only has her AMEX card, so the 5/24 she is fine.
Seems like you don't want to get involved too much, so how about just get the CSP with the SUB then downgrade (may be only after a year) to CFU?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline jhk583

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Re: Misc Credit Card Questions
« Reply #7431 on: March 16, 2018, 12:42:31 PM »
I didn't think about that, but that's a much better idea to do. thanks for heads up. Just wondering if there will be any issue combining mine and her points at a later date in time?

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #7432 on: March 16, 2018, 12:46:15 PM »
I didn't think about that, but that's a much better idea to do. thanks for heads up. Just wondering if there will be any issue combining mine and her points at a later date in time?
no

Online chinagel

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Re: Misc Credit Card Questions
« Reply #7433 on: March 18, 2018, 10:53:11 AM »
any DP if i can get bonus on hilton ascend if i had the surpass

Offline metsgiantsfan

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Re: Misc Credit Card Questions
« Reply #7434 on: March 18, 2018, 11:04:58 AM »
Hey guys..Im opening up the southwest personal and business card. If I do a double browser and submit at same time, will they only pull my credit 1x?

Online davidrotts63

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Re: Misc Credit Card Questions
« Reply #7435 on: March 18, 2018, 11:05:52 AM »
Hey guys..Im opening up the southwest personal and business card. If I do a double browser and submit at same time, will they only pull my credit 1x?
You don't need to, as long as you apply in one day you should only have 1 pull.
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Offline ethana

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Re: Misc Credit Card Questions
« Reply #7436 on: March 19, 2018, 05:27:02 AM »
I currently have a dispute open with Amex that has dragged on for at least 5 months. They have now issued a temporary credit at least twice. What happens if I spend the credit and then close my card while the dispute is still ongoing, and then potentially lose the dispute?

Offline shapsam

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Re: Misc Credit Card Questions
« Reply #7437 on: March 19, 2018, 05:58:47 AM »
I currently have a dispute open with Amex that has dragged on for at least 5 months. They have now issued a temporary credit at least twice. What happens if I spend the credit and then close my card while the dispute is still ongoing, and then potentially lose the dispute?
You can still have a balance even if the account is closed.

Offline ttn

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Re: Misc Credit Card Questions
« Reply #7438 on: March 19, 2018, 09:41:39 AM »
I'm sure this has been asked and answered before but I can't find it...Of I book a flight on a saphire reserve for someone else do they have all the benefits for the flight(flight delay ect.)
Tia

Offline shapsam

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Re: Misc Credit Card Questions
« Reply #7439 on: March 19, 2018, 09:55:38 AM »
I'm sure this has been asked and answered before but I can't find it...Of I book a flight on a saphire reserve for someone else do they have all the benefits for the flight(flight delay ect.)
Tia
Yes.