Had a question, hoping people could give some advice/guidance. I wanted to open another credit card for my wife, as she already has an AMEX, but a lot of stores don't accept the card. I was going to open a chase freedom unlimited, which I already have myself, and she currently uses for shopping at locations that don't take AMEX. I am not sure whether to open it in her name so she can get the signup bonus (and possibly try transferring the points to my account when the time comes if that's possible) or to add an authorized user to my account ( any not get the points)? any advice/guidance is welcome. thank you.