Author Topic: Misc Credit Card Questions  (Read 516903 times)

Offline Vrems

  • Dansdeals Silver Elite
  • **
  • Join Date: Jun 2008
  • Posts: 83
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #7470 on: March 28, 2018, 12:49:37 AM »
Hey so I'm new to the cc game. Do I need to wait for a statement in order to pay my balance and receive the points? Or can I pay it as soon as I see the charge on my account? This is in regards to meeting a threshold for Chase Ink Business Preferred.
I see the charge but no points earned.
let me add that I received and activated the card about two weeks ago and have since made two charges on it.

Offline davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 6690
  • Total likes: 703
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: Misc Credit Card Questions
« Reply #7471 on: March 28, 2018, 12:53:01 AM »


Hey so I'm new to the cc game. Do I need to wait for a statement in order to pay my balance and receive the points? Or can I pay it as soon as I see the charge on my account? This is in regards to meeting a threshold for Chase Ink Business Preferred.
I see the charge but no points earned.

Congrats on your approval.
You can pay when you want, but the points won't post until your statement closes. Though I will add, Chase doesn't like when you churn your CL, so don't pay early then spend again before your statement closes.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Vrems

  • Dansdeals Silver Elite
  • **
  • Join Date: Jun 2008
  • Posts: 83
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #7472 on: March 28, 2018, 01:23:26 AM »

Congrats on your approval.
You can pay when you want, but the points won't post until your statement closes. Though I will add, Chase doesn't like when you churn your CL, so don't pay early then spend again before your statement closes.
Thanks! So basically, one payment per statement?

Offline username

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2008
  • Posts: 4033
  • Total likes: 273
  • DansDeals.com Hat Tips 9
  • Gender: Male
    • View Profile
  • Location: C Heights
  • Programs: ┌──────────────────┐ │───> Ữ₴ΣЯИΛΜӘ <─── │ └──────────────────┘
Re: Misc Credit Card Questions
« Reply #7473 on: March 28, 2018, 09:10:58 AM »
Thanks! So basically, one payment per statement?
no. multiple payments are fine.

But if your credit limit is 10K, Chase doesnt like (allegedly) if you spend 10k, pay it off, and spend another 10k in the same billing cycle.

Offline srap

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 2386
  • Total likes: 37
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Misc Credit Card Questions
« Reply #7474 on: March 28, 2018, 10:41:05 AM »
Egift card ?
Quite sure that was previously discussed( @TimT ), IIRC it's very quick

I ended up adding to my Amazon Balance.  Thanks.

Offline davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 6690
  • Total likes: 703
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: Misc Credit Card Questions
« Reply #7475 on: March 28, 2018, 10:42:07 AM »
I ended up adding to my Amazon Balance.  Thanks.
Report back both when it posts, and the post date.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Vrems

  • Dansdeals Silver Elite
  • **
  • Join Date: Jun 2008
  • Posts: 83
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #7476 on: March 28, 2018, 11:37:31 AM »
no. multiple payments are fine.

But if your credit limit is 10K, Chase doesnt like (allegedly) if you spend 10k, pay it off, and spend another 10k in the same billing cycle.
Thanks!

Offline farmbochur

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2011
  • Posts: 1383
  • Total likes: 70
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Misc Credit Card Questions
« Reply #7477 on: March 29, 2018, 11:36:39 AM »
Is this a phishing scam?

Does Amex actually have a secure message system? I thought they ended that years ago.
Risk is opportunity

Offline shapsam

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2017
  • Posts: 1928
  • Total likes: 179
  • DansDeals.com Hat Tips 8
    • View Profile
Re: Misc Credit Card Questions
« Reply #7478 on: March 29, 2018, 11:39:13 AM »
Is this a phishing scam?

Does Amex actually have a secure message system? I thought they ended that years ago.

Its from 2010...

Offline Z56

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2014
  • Posts: 2291
  • Total likes: 83
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NYC, TLV
  • Programs: SPG Gold, Marriot Gold, Hilton Gold, National EE, Hertz GP, Avis PP
Re: Misc Credit Card Questions
« Reply #7479 on: March 29, 2018, 02:10:29 PM »
Just got the same email
True friends are like diamonds, precious and rare. False friends are like leaves, found everywhere.

Offline davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 6690
  • Total likes: 703
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: Misc Credit Card Questions
« Reply #7480 on: April 02, 2018, 12:44:30 PM »
Is it risky to spend Citi MC SUB with GC purchases?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 7569
  • Total likes: 629
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Misc Credit Card Questions
« Reply #7481 on: April 02, 2018, 01:01:48 PM »
Is it risky to spend Citi MC SUB with GC purchases?
No
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Abey

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2017
  • Posts: 387
  • Total likes: 16
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #7482 on: April 03, 2018, 10:17:45 AM »
On chase , if I refer then PC before it posts will I still get the bonus ? (Donít want to wait as I need the new card)

Offline davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 6690
  • Total likes: 703
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: Misc Credit Card Questions
« Reply #7483 on: April 03, 2018, 10:19:26 AM »
On chase , if I refer then PC before it posts will I still get the bonus ? (Donít want to wait as I need the new card)
IME yes.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline yitrap

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2014
  • Posts: 3317
  • Total likes: 49
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #7484 on: April 04, 2018, 09:40:28 PM »
Any card offer insurance on things like a washing machine?