Author Topic: Misc Credit Card Questions (Read 1896695 times)

Definitions · « **Reply #7460 on:** March 25, 2018, 01:43:20 AM »

If I had a sapphire preferred then did a product change to regular Sapphire and it's been two years since I received the original sign up bonus. Can I do another product change to let's say the freedom card, and then sign up again to the sapphire preferred to get the bonus?

davidrotts63 · « **Reply #7461 on:** March 25, 2018, 01:44:28 AM »

Quote from: Definitions on March 25, 2018, 01:43:20 AM

If I had a sapphire preferred then did a product change to regular Sapphire and it's been two years since I received the original sign up bonus. Can I do another product change to let's say the freedom card, and then sign up again to the sapphire preferred to get the bonus?

Yes. (wait a day or to between PCing to to app)

Definitions · « **Reply #7462 on:** March 26, 2018, 01:22:42 PM »

Which credit card would be best to buy a washing machine and dryer. Chase freedom, sapphire (regular not preferred), ink business preferred, amex everyday, or blue business plus?

Not looking for points primarily. I'm looking for extended warranty and return protection or any other coverage that would be useful.

Do they even cover big appliances? Would I have to ship it down to the credit card company if let's say it broke? Which CC company is the easiest to deal with by big appliances?

srap · « **Reply #7463 on:** March 27, 2018, 04:18:52 PM »

Where can I make a transaction that will post by tonight?!

JACKBLUE · « **Reply #7464 on:** March 27, 2018, 08:56:09 PM »

Quote from: srap on March 27, 2018, 04:18:52 PM

Where can I make a transaction that will post by tonight?!

is there such a thing?

srap · « **Reply #7465 on:** March 27, 2018, 11:49:57 PM »

How long does Amazon take?
What posts the next day? This info should be put in a wiki somewhere....

davidrotts63 · « **Reply #7466 on:** March 27, 2018, 11:53:44 PM »

Quote from: JACKBLUE on March 27, 2018, 08:56:09 PM

is there such a thing?

I believe not, at most you'll get it to post in 2 or so days with a post day if today.

Quote from: srap on March 27, 2018, 11:49:57 PM

How long does Amazon take?
What posts the next day? This info should be put in a wiki somewhere....

Amazon waits till shipping IINM.

TimT · « **Reply #7467 on:** March 27, 2018, 11:55:04 PM »

Quote from: davidrotts63 on March 27, 2018, 11:53:44 PM

Amazon waits till shipping IINM.

Egift card ?

davidrotts63 · « **Reply #7468 on:** March 27, 2018, 11:56:53 PM »

Quote from: TimT on March 27, 2018, 11:55:04 PM

Egift card ?

Quite sure that was previously discussed( @TimT

), IIRC it's very quick

Vrems · « **Reply #7469 on:** March 28, 2018, 12:47:21 AM »

Hey so I'm new to the cc game. Do I need to wait for a statement in order to pay my balance and receive the points? Or can I pay it as soon as I see the charge on my account? This is in regards to meeting a threshold for Chase Ink Business Preferred.
I see the charge but no points earned.

Vrems · « **Reply #7470 on:** March 28, 2018, 12:49:37 AM »

Quote from: Vrems on March 28, 2018, 12:47:21 AM

Hey so I'm new to the cc game. Do I need to wait for a statement in order to pay my balance and receive the points? Or can I pay it as soon as I see the charge on my account? This is in regards to meeting a threshold for Chase Ink Business Preferred.
I see the charge but no points earned.

let me add that I received and activated the card about two weeks ago and have since made two charges on it.

davidrotts63 · « **Reply #7471 on:** March 28, 2018, 12:53:01 AM »

Quote from: Vrems on March 28, 2018, 12:47:21 AM

Hey so I'm new to the cc game. Do I need to wait for a statement in order to pay my balance and receive the points? Or can I pay it as soon as I see the charge on my account? This is in regards to meeting a threshold for Chase Ink Business Preferred.
I see the charge but no points earned.

Congrats on your approval.
You can pay when you want, but the points won't post until your statement closes. Though I will add, Chase doesn't like when you churn your CL, so don't pay early then spend again before your statement closes.

Vrems · « **Reply #7472 on:** March 28, 2018, 01:23:26 AM »

Quote from: davidrotts63 on March 28, 2018, 12:53:01 AM

Congrats on your approval.
You can pay when you want, but the points won't post until your statement closes. Though I will add, Chase doesn't like when you churn your CL, so don't pay early then spend again before your statement closes.

Thanks! So basically, one payment per statement?

username · « **Reply #7473 on:** March 28, 2018, 09:10:58 AM »

Quote from: Vrems on March 28, 2018, 01:23:26 AM

Thanks! So basically, one payment per statement?

no. multiple payments are fine.

But if your credit limit is 10K, Chase doesnt like (allegedly) if you spend 10k, pay it off, and spend another 10k in the same billing cycle.

srap · « **Reply #7474 on:** March 28, 2018, 10:41:05 AM »

Quote from: TimT on March 27, 2018, 11:55:04 PM

Egift card ?

Quote from: davidrotts63 on March 27, 2018, 11:56:53 PM

Quite sure that was previously discussed( @TimT ), IIRC it's very quick

I ended up adding to my Amazon Balance. Thanks.

davidrotts63 · « **Reply #7475 on:** March 28, 2018, 10:42:07 AM »

Quote from: srap on March 28, 2018, 10:41:05 AM

I ended up adding to my Amazon Balance. Thanks.

Report back both when it posts, and the post date.

Vrems · « **Reply #7476 on:** March 28, 2018, 11:37:31 AM »

Quote from: username on March 28, 2018, 09:10:58 AM

no. multiple payments are fine.

But if your credit limit is 10K, Chase doesnt like (allegedly) if you spend 10k, pay it off, and spend another 10k in the same billing cycle.

Thanks!

farmbochur · « **Reply #7477 on:** March 29, 2018, 11:36:39 AM »

Is this a phishing scam?

Does Amex actually have a secure message system? I thought they ended that years ago.

shapsam · « **Reply #7478 on:** March 29, 2018, 11:39:13 AM »

Quote from: farmbochur on March 29, 2018, 11:36:39 AM

Is this a phishing scam?

Does Amex actually have a secure message system? I thought they ended that years ago.

Its from 2010...

Z56 · « **Reply #7479 on:** March 29, 2018, 02:10:29 PM »

Just got the same email

Topic Wiki

Author Topic: Misc Credit Card Questions (Read 1896695 times)