Misc Credit Card Questions

[as2]

Thanks, will just wait.

Smart man

[ChaimMoskowitz]

Smart man

No reason to poke the bear. 

[thepslayer]

No reason to poke the bear. 

Calling and asking what your statement end date is, is not exactly poking the bear. It's not like your hacking their system to find out. It shouldn't be an issue at all.

[US]

Calling and asking what your statement end date is, is not exactly poking the bear. It's not like your hacking their system to find out. It shouldn't be an issue at all.

Hmm, not with his history .

[davidrotts63]

Calling and asking what your statement end date is, is not exactly poking the bear. It's not like your hacking their system to find out. It shouldn't be an issue at all.

Its putting eyes where you don't want them. Will it increase risk of shut down? Unlikely, but I think it's smart to refrain unless absolutely necessary.

[thepslayer]

Hmm, not with his history .

[thepslayer]

Its putting eyes where you don't want them. Will it increase risk of shut down? Unlikely, but I think it's smart to refrain unless absolutely necessary.

Agreed but it's way too overrated

[ChaimMoskowitz]

Hmm, not with his history .

You look at it the wrong way. Who else was let back in after three shutdowns? They love me. 

[as2]

You look at it the wrong way. Who else was let back in after three shutdowns? They love me. 

ALOL

[US]

You look at it the wrong way. Who else was let back in after three shutdowns? They love me. 

Agree gotta think positive!

[davidrotts63]

ALOL

+1
You know what, if you get that in your head, good for you.

[Definitions]

On the ink preferred card it says that it's for business use only, but under the rental car insurance benefit it says that if you rent for personal use then they only give secondary insurance.

But I thought the card is only for business use?

[mmgfarb]

On the ink preferred card it says that it's for business use only, but under the rental car insurance benefit it says that if you rent for personal use then they only give secondary insurance.

But I thought the card is only for business use?

They're covering themselves to be able to make you prove that the rental was for business use. They don't actually want to to use the card for personal purchases.

[Jack out of the box]

This quarter Discover is giving 5% on "Grocery Stores". Are transactions coded as "Supermarkets" included?
Fine print offered by Discover looks like this: For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at stand-alone Grocery Stores from 4/1/18 (or the date on which you activate 5%, whichever is later) through 6/30/18, on up to $1,500 in purchases. Grocery purchases made at convenience stores, gas stations, warehouse clubs, supercenters, discount stores (or at grocery stores associated with supercenters or discount stores) are not eligible. Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.

[precise]

I think it's actually $2.99.  $2 gets waived for sure. 

I've bought lots of $2 Amazon gift cards

It's also the reason the $2 trick is  the $3 trick if implemented via Discover.

My statement just arrived with a $2.60 balance...I guess it's only $1.99

[davidrotts63]

My statement just arrived with a $2.60 balance...I guess it's only $1.99

Thanks, statement was about to close with $2.70, need a .71 payment:)

[SrulyS]

Amex downgrade for a prorated refund can still be done at any time (does not have to be within 30 days of AF), right?

Is the refund calculated by day or by month?

[mmgfarb]

Amex downgrade for a prorated refund can still be done at any time (does not have to be within 30 days of AF), right?

Is the refund calculated by day or by month?

Correct, I'm not sure how exact the calculation is.

[davidrotts63]

Correct, I'm not sure how exact the calculation is.

Monthly IME. (rounded up IME too)

[SrulyS]

Monthly IME. (rounded up IME too)

So if today is the 30th day after my AF was charged there may be a big difference if I downgrade today vs downgrade tomorrow?