Author Topic: Misc Credit Card Questions (Read 1896984 times)

davidrotts63 · « **Reply #7700 on:** May 12, 2018, 11:51:16 PM »

Quote from: hollawood24 on May 12, 2018, 11:50:15 PM

So I should downgrade and forgo the CIC bonus, or apply for it separately when i'm ready to meet minimum spend?

Appreciate the response. I'd probably get my banker friend at Chase apply so i can get the 100K.

That's another option, not to downgrade, then get the CIC at a later date.

Essen est zich · « **Reply #7701 on:** May 13, 2018, 12:03:39 AM »

What's the chance of getting approved for the cic in-branch while being at 5/24?

a good yeshiva bachur · « **Reply #7702 on:** May 13, 2018, 03:56:09 AM »

starting at what age can one be added as a AU on an amex business card?

davidrotts63 · « **Reply #7703 on:** May 13, 2018, 10:04:50 AM »

Quote from: a good yeshiva bachur on May 13, 2018, 03:56:09 AM

starting at what age can one be added as a AU on an amex business card?

Officially 13.

Dovdovmoneytree · « **Reply #7704 on:** May 13, 2018, 01:35:13 PM »

I'm looking for threads/info on best practices for paying credit card balances (when, how much to pay, how much balance to carry etc etc)

Some of the info I found on DDF seems dated. Can someone pls point me to the right threads? Thanks!

Dovdovmoneytree · « **Reply #7705 on:** May 13, 2018, 01:59:38 PM »

Quote from: Mr. CC on May 10, 2018, 11:25:34 PM

I guess by you

Well UR transfer to SPG (Thru Marriott Rewards) at a rate of 3:1 so isn't 1 SPG more valuable than 2 UR? I have never used SPG for airlines, maybe for flights UR is worth more??

shapsam · « **Reply #7706 on:** May 13, 2018, 03:00:25 PM »

Quote from: Dovdovmoneytree on May 13, 2018, 01:59:38 PM

Well UR transfer to SPG (Thru Marriott Rewards) at a rate of 3:1 so isn't 1 SPG more valuable than 2 UR? I have never used SPG for airlines, maybe for flights UR is worth more??

If the only currency that's valuable to you is SPG, then yes, 1 SPG is worth more than 2 UR (even more than 3 UR, you save yourself time with the transfer).

Dovdovmoneytree · « **Reply #7707 on:** May 13, 2018, 03:19:27 PM »

Quote from: Dovdovmoneytree on May 13, 2018, 01:35:13 PM

I'm looking for threads/info on best practices for paying credit card balances (when, how much to pay, how much balance to carry etc etc)

Some of the info I found on DDF seems dated. Can someone pls point me to the right threads? Thanks!

BUMP

JACKBLUE · « **Reply #7708 on:** May 13, 2018, 03:20:56 PM »

Quote from: Dovdovmoneytree on May 13, 2018, 03:19:27 PM

BUMP

Chill!!

ib3 · « **Reply #7709 on:** May 13, 2018, 04:03:39 PM »

Any tips on transferring CL from Chase ink preferred to Chase ink plus? I got the Chase ink preferred with a 50k CL and got a new Chase ink plus with 0% apr for 12 months but only 5k CL. I would like to transfer some of the CL from the preferred to the ink plus. Any tips if this can trigger an account review etc? My credit limit across all Chase business cards is above my stated income.

S209 · « **Reply #7710 on:** May 13, 2018, 04:30:48 PM »

Quote from: ib3 on May 13, 2018, 04:03:39 PM

Any tips on transferring CL from Chase ink preferred to Chase ink plus? I got the Chase ink preferred with a 50k CL and got a new Chase ink plus with 0% apr for 12 months but only 5k CL. I would like to transfer some of the CL from the preferred to the ink plus. Any tips if this can trigger an account review etc? My credit limit across all Chase business cards is above my stated income.

I'm not positive about this, but I think the amount you transfer wouldn't be part of the 0 APR. CMIIW

TimT · « **Reply #7711 on:** May 13, 2018, 04:34:02 PM »

Quote from: Dovdovmoneytree on May 13, 2018, 01:35:13 PM

I'm looking for threads/info on best practices for paying credit card balances (when, how much to pay, how much balance to carry etc etc)

Some of the info I found on DDF seems dated. Can someone pls point me to the right threads? Thanks!

There’s this, but don’t ask too many questions there.

davidrotts63 · « **Reply #7712 on:** May 13, 2018, 05:00:54 PM »

Quote from: S209 on May 13, 2018, 04:30:48 PM

I'm not positive about this, but I think the amount you transfer wouldn't be part of the 0 APR. CMIIW

-1

Dovdovmoneytree · « **Reply #7713 on:** May 13, 2018, 05:04:27 PM »

Quote from: TimT on May 13, 2018, 04:34:02 PM

There’s this, but don’t ask too many questions there.

Thank you. I had seen that thread, I thought it was outdated cuz it's from 2016

Am I asking too many questions here? $:-\$

ib3 · « **Reply #7714 on:** May 13, 2018, 05:22:50 PM »

Quote from: davidrotts63 on May 13, 2018, 05:00:54 PM

-1

So is there any concern about transferring the CL?

davidrotts63 · « **Reply #7715 on:** May 13, 2018, 05:26:18 PM »

Quote from: ib3 on May 13, 2018, 05:22:50 PM

So is there any concern about transferring the CL?

I'd be concerned as it is with CLs over SI. I'd recommend transferring what you need, and lowering the credit line on the other one as much as possible.

ib3 · « **Reply #7716 on:** May 13, 2018, 05:31:39 PM »

Thanks. Will do

Quote from: davidrotts63 on May 13, 2018, 05:26:18 PM

I'd be concerned as it is with CLs over SI. I'd recommend transferring what you need, and lowering the credit line on the other one as much as possible.

TimT · « **Reply #7717 on:** May 13, 2018, 05:42:59 PM »

Quote from: Dovdovmoneytree on May 13, 2018, 05:04:27 PM

Am I asking too many questions here? $:-\$

Not at all. Perhaps just too quickly

Freecountry · « **Reply #7718 on:** May 13, 2018, 09:45:15 PM »

If I am being offered from chase when I log in to my chase online account to sign up for the CSP and receive 50,000 points, will I get the bonus even though I had the CSP within the last 24 months?

LoLo · « **Reply #7719 on:** May 15, 2018, 03:18:40 PM »

Quote from: davidrotts63 on May 13, 2018, 05:00:54 PM

-1

+1

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Author Topic: Misc Credit Card Questions (Read 1896984 times)