Author Topic: Misc Credit Card Questions  (Read 1865917 times)

Offline S123

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Re: Misc Credit Card Questions
« Reply #7860 on: June 19, 2018, 01:16:49 AM »
Is it bad to close first Amex personal card? Or does Amex look at new ones as same date from old one?

Offline elimmm

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Re: Misc Credit Card Questions
« Reply #7861 on: June 19, 2018, 12:50:56 PM »
Reward being offered to whomever can supply  this info:

I need a copy of old amex t&c where it said clearly that MR points have no cash value. A copy of old cardmember agreement, or online cache version is fine. I desperately need it for my accountant. Thanks

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #7862 on: June 19, 2018, 01:03:04 PM »
Yes, keep in mind that the points won't be transferable to airlines
That's not true.

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #7863 on: June 19, 2018, 01:03:55 PM »
Until I get another MR card then I could transfer correct?
Points can be transferred to partners even while having Amex Green.

Offline ambr0se

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Re: Misc Credit Card Questions
« Reply #7864 on: June 19, 2018, 02:34:58 PM »
I have two Ink Preferreds (myself and wife's) that just hit their fees. Does it make sense to downgrade to ink (reg) or should I apply for an ink (reg) to get the bonus, and just cancel the preferred outright.
Are there downsides to cancelling the preferred if chase business credit isnt reported?
Can I move my Ink Preferred points to my personal freedom card to save them if I do the cancel option?

Offline TimT

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Re: Misc Credit Card Questions
« Reply #7865 on: June 19, 2018, 02:46:46 PM »
Can I move my Ink Preferred points to my personal freedom card to save them if I do the cancel option?
Yes

Offline elimmm

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Re: Misc Credit Card Questions
« Reply #7866 on: June 20, 2018, 02:59:28 PM »
Bump
$100 Reward being offered to whomever can supply  this info:

I need a copy of old amex t&c where it said clearly that MR points have no cash value. It currently says  so on the European and Canadian sites, but had been deleted from US T&C.
A copy of AN old cardmember agreement, or online cache version is fine. I desperately need it for my accountant. Thanks

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7867 on: June 20, 2018, 03:02:16 PM »
Bump
Do you know it exists or just hoping?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline S123

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Re: Misc Credit Card Questions
« Reply #7868 on: June 20, 2018, 03:58:49 PM »
Is there any reason to not cancel my first Amex personal card? I have a newer personal one

Offline moe8555

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Re: Misc Credit Card Questions
« Reply #7869 on: June 20, 2018, 04:08:52 PM »
Bump

Have you tried contacting Amex? They must have it somewhere in their archives...

Offline Thingywingy

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Re: Misc Credit Card Questions
« Reply #7870 on: June 20, 2018, 05:42:14 PM »
I SM'd Chase about transferring credit from my Freedom to my Ink, and they responded that they can't transfer between personal and business cards. Is this a YMMV issue that's worth HUCA? Or is it a definite no go? Thanks.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline elimmm

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Re: Misc Credit Card Questions
« Reply #7871 on: June 20, 2018, 05:43:22 PM »
Do you know it exists or just hoping?
pretty sure I used to see it on there. do u not remember such language?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7872 on: June 20, 2018, 05:46:36 PM »


I SM'd Chase about transferring credit from my Freedom to my Ink, and they responded that they can't transfer between personal and business cards. Is this a YMMV issue that's worth HUCA? Or is it a definite no go ? Thanks.
this

(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Thingywingy

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Re: Misc Credit Card Questions
« Reply #7873 on: June 20, 2018, 05:48:37 PM »
this
Thanks. Any way to get a credit line increase with a hard pull?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline as2

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Re: Misc Credit Card Questions
« Reply #7874 on: June 20, 2018, 06:06:06 PM »
Thanks. Any way to get a credit line increase with a hard pull?
Yes, but depending on the circumstances it may not be a good idea.
Memories last forever, make them while you can.

Offline Thingywingy

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Re: Misc Credit Card Questions
« Reply #7875 on: June 20, 2018, 06:20:32 PM »
Yes, but depending on the circumstances it may not be a good idea.
What does it depend on?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline yelped

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Re: Misc Credit Card Questions
« Reply #7876 on: June 20, 2018, 07:17:35 PM »
Does a return count as a "payment" towards the statement balance with JetBlue/Barclays MasterCard?

I know it does with Chase and Amex. Payment due date it approaching and I want to know if I have to pay everything on the statement balance, or if I could deduct returns made after the statement posted.

Offline bb1836

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Re: Misc Credit Card Questions
« Reply #7877 on: June 20, 2018, 08:07:06 PM »
is there a cc that offers more than 2% CB on everyday purchases?
As @davidmal says: "Likes" feed the family

Offline yelped

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Re: Misc Credit Card Questions
« Reply #7878 on: June 20, 2018, 08:51:16 PM »
Does a return count as a "payment" towards the statement balance with JetBlue/Barclays MasterCard?

I know it does with Chase and Amex. Payment due date it approaching and I want to know if I have to pay everything on the statement balance, or if I could deduct returns made after the statement posted.
Sorry for the fast bump, it's time sensitive, so if anyone has an idea, please let me know.

Thanks!

Offline incendia

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Re: Misc Credit Card Questions
« Reply #7879 on: June 20, 2018, 09:25:38 PM »