Author Topic: Misc Credit Card Questions (Read 1909866 times)

metsgiantsfan · « **Reply #8040 on:** August 07, 2018, 06:36:02 PM »

i need to open a 0% apt card for now..its down to two cards.
Capital one receive 20,000 bonus points for opening account and 1.25x points per $1 spent or
a visa i found with 0% and $150 sign up bonus and 1.25 x points per $1 spent..
so basically whats more valuable.. 20k capital one points or $150.. I never had capital one i assume capital one 20k points is =$200 ? anyone have any clarity on that?

Dovdovmoneytree · « **Reply #8041 on:** August 08, 2018, 01:50:27 PM »

Applied for Chase United Explorer and Freedom with 2BM. Approved on United, declined on Freedom. Reason given- "Too many requests for credit or opened accounts with us". I am only over 5/24 with AU's, otherwise under 5/24. Should I call Recon?? Or is that risking added scrutiny on my accounts? Thanks!

ckmk47 · « **Reply #8042 on:** August 08, 2018, 09:02:09 PM »

Quote from: Dovdovmoneytree on August 08, 2018, 01:50:27 PM

Applied for Chase United Explorer and Freedom with 2BM. Approved on United, declined on Freedom. Reason given- "Too many requests for credit or opened accounts with us". I am only over 5/24 with AU's, otherwise under 5/24. Should I call Recon?? Or is that risking added scrutiny on my accounts? Thanks!

In your circumstance, I called recon and got my new card.
What scrutiny are you afraid of?

Dovdovmoneytree · « **Reply #8043 on:** August 09, 2018, 01:15:27 AM »

Quote from: ckmk47 on August 08, 2018, 09:02:09 PM

In your circumstance, I called recon and got my new card.
What scrutiny are you afraid of?

Thanks. I'm not afraid of any specific scrutiny. I'm just relatively new to the CC scene, and I see alot spoken about Chase "adverse actions" etc and that they have gone a bit crazy lately. That is why I was asking.

Dovdovmoneytree · « **Reply #8044 on:** August 09, 2018, 01:28:10 AM »

Quote from: ckmk47 on August 08, 2018, 09:02:09 PM

In your circumstance, I called recon and got my new card.
What scrutiny are you afraid of?

I'm wondering if the 2BM messed me up and if calling makes it worse.

ckmk47 · « **Reply #8045 on:** August 09, 2018, 09:06:52 AM »

Call with a reasonable reason for needing the Freedom card also.
Maybe: you fly United a lot, but also want the opportunity to earn UR points.
OR you want to keep different expenses separate from each other, so you''ll charge them to different cards.
Not to worry, they're unlikely to recind your United approval.

[You can edit your post if you click on "modify" at the top right of the post's box within 3 hours of having written it. ]

Dovdovmoneytree · « **Reply #8046 on:** August 09, 2018, 02:20:07 PM »

Quote from: ckmk47 on August 09, 2018, 09:06:52 AM

Call with a reasonable reason for needing the Freedom card also.
Maybe: you fly United a lot, but also want the opportunity to earn UR points.
OR you want to keep different expenses separate from each other, so you''ll charge them to different cards.
Not to worry, they're unlikely to recind your United approval.

[You can edit your post if you click on "modify" at the top right of the post's box within 3 hours of having written it. ]

Thank you! and thanks for the tip about modifying a post.

Is the 2BM, 3BM etc no longer an option, or it just doesn't ALWAYS work?

hide4 · « **Reply #8047 on:** August 13, 2018, 07:43:53 AM »

Should I use the Ritz card or the Citi Premier for the taxes on an award flight?

dealtastic · « **Reply #8048 on:** August 13, 2018, 10:29:53 AM »

Quote from: hide4 on August 13, 2018, 07:43:53 AM

Should I use the Ritz card or the Citi Premier for the taxes on an award flight?

What's your goal?

hide4 · « **Reply #8049 on:** August 13, 2018, 10:44:53 AM »

Quote from: dealtastic on August 13, 2018, 10:29:53 AM

What's your goal?

To have the best insurance if anything happens.

Am · « **Reply #8050 on:** August 14, 2018, 04:10:43 AM »

Please PM me if you have a Chase Ink Business Preferred and a Chase Sapphire Preferred. Thanks.

ckmk47 · « **Reply #8051 on:** August 14, 2018, 09:51:49 PM »

Looking for a Chase hotel card.
I don't need fancy resorts. Just ordinary places to stay at reasonable rates.
Also going to Hawaii in November, so maybe I shoud get one that gives me hotels there.

Recommendations please.

Pad18 · « **Reply #8052 on:** August 15, 2018, 06:38:25 AM »

Got a email to upgrade my Preferred to Gold, with 50k MR
It's that the best offer outside this day ?

hide4 · « **Reply #8053 on:** August 15, 2018, 07:20:22 AM »

Quote from: ckmk47 on August 14, 2018, 09:51:49 PM

Looking for a Chase hotel card.
I don't need fancy resorts. Just ordinary places to stay at reasonable rates.
Also going to Hawaii in November, so maybe I shoud get one that gives me hotels there.

Recommendations please.

The Hyatt card is probably your best option.