Misc Credit Card Questions

[chinagel]

Anybody have data points as to whether a Citi pre-selected mail offer can be used in someone else's name at same address but different last name?

if its 9 digits yes, if 12 no

[Emgee]

I need to dispute a charge on a chase Ink Preferred from back in April, it will put me below the threshold for the sign up bonus. Will chase clew back the bonus?

[dealtastic]

I need to dispute a charge on a chase Ink Preferred from back in April, it will put me below the threshold for the sign up bonus. Will chase clew back the bonus?

Not sure if they'll claw back, but you usually only have 60 days after statement close to dispute.

[shapsam]

Not sure if they'll claw back, but you usually only have 60 days after statement close to dispute.

-1

[Zalc]

What cards still offer travel benefits (trip cancellation, delay etc) that cover both traveler and unrelated companions?

Do they also cover if only partially paid?

[eve]

I want to downgrade my amex cash preferred to the no annual fee card ( cash everyday). Do I lose the sign up bonus in the future if I want to apply for the amex cash everyday card? The cs reps say i will not be able to receive the promotional bonus in the future if I downgrade to the card now.

[ludmila]

I want to downgrade my amex cash preferred to the no annual fee card ( cash everyday). Do I lose the sign up bonus in the future if I want to apply for the amex cash everyday card? The cs reps say i will not be able to receive the promotional bonus in the future if I downgrade to the card now.

Correct.

[eve]

Even though i never received the bonus for that particular card?

[lifetimedeals]

AMEX Business green card if closed does that hurt credit? (there is no card to downgrade without annual fee)

[S123]

AMEX Business green card if closed does that hurt credit? (there is no card to downgrade without annual fee)

no it’s a business card, it’s not reported on your credit report

[Zalc]

What cards still offer travel benefits (trip cancellation, delay etc) that cover both traveler and unrelated companions?

Do they also cover if only partially paid?

Bump.

[Hershelsdeals]

How soon does Barclays report new account to CB from CC account approval?

[Eliyohu]

Got this from amex today, anyone know what this might be? I never received a attempted phone call from them.. could it be them just wanting to confirm AU's?

[ludmila]

Got this from amex today, anyone know what this might be? I never received a attempted phone call from them.. could it be them just wanting to confirm AU's?

No way to guess without calling, could be about verifying income, AU's , just call them, good luck.

[Eliyohu]

No way to guess without calling, could be about verifying income, AU's , just call them, good luck.

Not worth it to just ignore?

[yelped]

Got this from amex today, anyone know what this might be? I never received a attempted phone call from them.. could it be them just wanting to confirm AU's?

I've had that twice on my accounts. Was 4 questions about what my business is, do I exchange money etc. BH didn't lead to FR. Iirc, they asked me about it the next time I called for something else

[ludmila]

Not worth it to just ignore?

I just called the number to check it out for you , and I said someone tried to call me a few days ago from this number, Indian rep was nice, asked me for my business card number or SSN, said we have 4 questions we need to ask you ,1-Does your business cash checks? Does your business sell money orders in excess of $1000 per day, forgot the other 2

I do not think you have anything to worry about .

[ludmila]

I've had that twice on my accounts. Was 4 questions about what my business is, do I exchange money etc. BH didn't lead to FR. Iirc, they asked me about it the next time I called for something else

while you posted this I was on the phone, just saw your post after I posted. 100% CORRECT.

[Eliyohu]

I've had that twice on my accounts. Was 4 questions about what my business is, do I exchange money etc. BH didn't lead to FR. Iirc, they asked me about it the next time I called for something else

I just called the number to check it out for you , and I said someone tried to call me a few days ago from this number, Indian rep was nice, asked me for my business card number or SSN, said we have 4 questions we need to ask you ,1-Does your business cash checks? Does your business sell money orders in excess of $1000 per day, forgot the other 2

I do not think you have anything to worry about .

Ty!
ETA: that's all it was. The other two questions if I heard correctly were if I buy money orders and transfer money to any one person all in excess of $1, 000 daily

[Hamavin]

If I want to do billpay to amex but cant seem to find primary card can I billpay by putting in au cc # instead?