Author Topic: Misc Credit Card Questions  (Read 1865136 times)

Offline chaimh770

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Re: Misc Credit Card Questions
« Reply #8200 on: November 20, 2018, 03:30:32 AM »
I had a few amax cards for quite a while until my account was shut down when I got a FR, i am now limited to my chash card I have the ink business preferred.
I'm looking to get a few new ones and trying to find out which ones are the best for my case, I'm going to use them for eBay and best buy purchases
What are the best options for me
Greatly appreciated

Online Yehudaa

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Re: Misc Credit Card Questions
« Reply #8201 on: November 20, 2018, 06:47:17 AM »
Does it look bad (to Amex's new system of denying bonuses based on # of cards opened/closed) if I close an Amex card a few weeks after opening? I've applied for 1 too many in 90 days and I want the one I just applied for and they offered to approve it if I close one of the other new ones.

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Re: Misc Credit Card Questions
« Reply #8202 on: November 20, 2018, 10:46:30 PM »
BUILD CREDIT
Add children 13 and older to your account to start teaching responsible spending habits and help children over 18 begin building their own credit. Plus, any other Additional Card Members age 18 or older you add to your account can also build and improve their credit.

  This seems to imply that one who's under 18 does not start to build credit only when one reaches 18 you start building credit, is this really true or fake news?
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Offline ChaimMoskowitz

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Re: Misc Credit Card Questions
« Reply #8203 on: November 21, 2018, 09:35:01 AM »
If you decline overdraft protection, they should not need to check your credit. Most banks pull your Chex report.
Don't most banks pull your credit for a checking account?
I just found a new supply of forks!

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #8204 on: November 21, 2018, 09:41:55 AM »
Don't most banks pull your credit for a checking account?
No, usually they pull chexsystems but most but don't hard pull for a chucking account.
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Offline ChaimMoskowitz

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Re: Misc Credit Card Questions
« Reply #8205 on: November 21, 2018, 09:47:41 AM »
No, usually they pull chexsystems but most but don't hard pull for a chucking account.
I hear what you are saying but pulling CS is a credit hard pull. Want to make sure everyone is aware of that.
I just found a new supply of forks!

Online myi

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Re: Misc Credit Card Questions
« Reply #8206 on: November 21, 2018, 02:46:02 PM »
I hear what you are saying but pulling CS is a credit hard pull. Want to make sure everyone is aware of that.
Would it register when applying for a chase card as an opened accnt? Meaning if you were 4/24 and after opening the account your will be listed as 5/24?
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Offline ChaimMoskowitz

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Re: Misc Credit Card Questions
« Reply #8207 on: November 21, 2018, 02:55:46 PM »
Would it register when applying for a chase card as an opened accnt? Meaning if you were 4/24 and after opening the account your will be listed as 5/24?
CS = ChexSystems another CRA
I am just pointing out it is a hard pull for CS. Should have no effect on your 5/24.
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Offline jose34

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Re: Misc Credit Card Questions
« Reply #8208 on: November 21, 2018, 06:33:48 PM »
On the CC Biz application when Chase asks the General industry, what is Kiruv org under?
Is it under Schools?
Is it under Other - Religious Org...

Offline Ekay

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Re: Misc Credit Card Questions
« Reply #8209 on: November 22, 2018, 09:06:09 AM »
Can I upgrade my Chase Freedom Card to a Sapphire card and get the $300 Airline credit?
What about vis versa downgrade from sapphire to freedom?

Offline as2

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Re: Misc Credit Card Questions
« Reply #8210 on: November 22, 2018, 09:13:28 AM »
What about vis versa downgrade from sapphire to freedom?
You can
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Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #8211 on: November 27, 2018, 10:16:53 PM »
Would like to apply for Chase Ink Cash or Unlimited. Pls see below- Am I moving too fast for Chase?? I am 5/24 only thru AU on one card. Thanks!

Applied:
Chase SP           4/10/2017
SPG                   6/4/2017
Chase Marriott    5/4/2018
Chase UE           7/15/2018

Online myi

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Re: Misc Credit Card Questions
« Reply #8212 on: November 27, 2018, 11:01:46 PM »
Would like to apply for Chase Ink Cash or Unlimited. Pls see below- Am I moving too fast for Chase?? I am 5/24 only thru AU on one card. Thanks!

Applied:
Chase SP           4/10/2017
SPG                   6/4/2017
Chase Marriott    5/4/2018
Chase UE           7/15/2018
It's Been over 4 months since last card and being it's a business card which you haven't had yet, and only going to be your 5th card, I would definitely go for it. Should you have problems which I don't think you would, speak to recon. and mention about the AU and being that you haven't had a business and explain it's a legit business whether sole proprietorship.
 Keep us posted. Good luck.
  You on good terms with chase? Opened other cards aside for chase in the past two years? You seem to only meantion chase cards which you opened but many other cards will affect your application if you have opened, including amex, capital one, citi, etc.
« Last Edit: November 27, 2018, 11:25:39 PM by myi »
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Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #8213 on: November 27, 2018, 11:13:38 PM »
It's Been over 4 months since last card andbeingtsa business card which you haven't had yet, and only going to be your 5th card, I would definitely go for it. Should you have problems which I don't think you would, speak to recon and mention about the AU and being that you haven't had a business and explain it's a legit business whether sole proprietorship.
 Keep us posted. Good luck.
  You on good terms with chase? Opened other cards aside for chase in the past two years? You seem to only meantion chase cards which you opened but many other cards will affect your application if you have opened, including amex, capital one, citi...


Is 4 months considered long with Chase??? From what I read on DDF, they're very antsy. I read something abt 6 months with Chase. Btw; I have no MS, group buying etc on my CC's, all legitimate purchases.

Those are all my CC's right now. You missed the Amex SPG that I wrote there (6/4/2017)

Yes, I'm on good terms with Chase- well I think so at least. People seem to find out otherwise the hard way from one minute to the next  ::)
I actually have both my business account (single member LLC) and personal with them.

Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #8214 on: November 28, 2018, 11:00:12 AM »
Would like to apply for Chase Ink Cash or Unlimited. Pls see below- Am I moving too fast for Chase?? I am 5/24 only thru AU on one card. Thanks!

Applied:
Chase SP           4/10/2017
SPG                   6/4/2017
Chase Marriott    5/4/2018
Chase UE           7/15/2018

Anyone else have thoughts on this?

Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #8215 on: November 28, 2018, 07:20:56 PM »
It's Been over 4 months since last card and being it's a business card which you haven't had yet, and only going to be your 5th card, I would definitely go for it. Should you have problems which I don't think you would, speak to recon. and mention about the AU and being that you haven't had a business and explain it's a legit business whether sole proprietorship.
 Keep us posted. Good luck.
  You on good terms with chase? Opened other cards aside for chase in the past two years? You seem to only meantion chase cards which you opened but many other cards will affect your application if you have opened, including amex, capital one, citi, etc.

Was denied  :'(

Online myi

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Re: Misc Credit Card Questions
« Reply #8216 on: November 29, 2018, 08:37:22 AM »
Was denied  :'(
For what reason?
 Wrote a normal income?
And after all reasons, HUCA,HUCA,HUCA.
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Offline m.m.

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Re: Misc Credit Card Questions
« Reply #8217 on: November 29, 2018, 11:13:56 PM »
I'm sure it has been asked numerous, does barclay business cards go on personal credit score (in reference to 5/24), and any other business credit card companies that don't, not considering amex and chase?

Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #8218 on: November 29, 2018, 11:27:49 PM »
I'm sure it has been asked numerous, does barclay business cards go on personal credit score (in reference to 5/24), and any other business credit card companies that don't, not considering amex and chase?

See here https://www.dansdeals.com/credit-cards/524-day-5-chase-cards-worth-considering-that-arent-affected-by-524/

and here https://www.dansdeals.com/credit-cards/on-the-topic-of-chase-524-additional-user-cards/

Offline Zevi16

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Re: Misc Credit Card Questions
« Reply #8219 on: December 01, 2018, 06:38:22 PM »
Does anyone know if this is a valid email address?
alerts@service.BarclaysUS.com

I received this email from them

‘Below is the SecurPass code you or an authorized user requested for your card ending in 7772.

Code: 955506

SecurPass code is a single-use code that expires in 10 minutes, and must be entered on the same device you used to request it.

If you or an authorized user did not request this code, please call us immediately at the number on the back of your card.

Please do not reply to this message.’

I didn’t request anything.