Author Topic: Misc Credit Card Questions  (Read 1865648 times)

Offline jose34

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Re: Misc Credit Card Questions
« Reply #8280 on: January 06, 2019, 04:49:57 PM »
I got a replacement card on bgr account. When i called to get it, they said that when i activate the new card the old one automatically gets deactivated. Is this true? Will i not be able to use the old card anymore?

Different cards numbers and exp date?

Offline shmielyosef

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Re: Misc Credit Card Questions
« Reply #8281 on: January 06, 2019, 04:58:54 PM »
Different cards numbers and exp date?
Same card number different exp date

Offline jose34

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Re: Misc Credit Card Questions
« Reply #8282 on: January 06, 2019, 05:02:40 PM »
Yeah so it seems like it really get deactivated, its standard.

Offline gubevo18

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Re: Misc Credit Card Questions
« Reply #8283 on: January 08, 2019, 12:50:44 PM »
Just got a call from amex about my business card asking me 4 questions that they are supposedly required to ask by law regarding money laundering- If i exchange currency, or cash money orders and or checks for other people in excess of $1000 and another 2 that I dont remember but were similar.
Seemed a bit odd to me.
Did anyone else have that?

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #8284 on: January 08, 2019, 02:57:07 PM »
Just got a call from amex about my business card asking me 4 questions that they are supposedly required to ask by law regarding money laundering- If i exchange currency, or cash money orders and or checks for other people in excess of $1000 and another 2 that I dont remember but were similar.
Seemed a bit odd to me.
Did anyone else have that?
yes. dont have patience to search for the proper thread, but a lot of people get it

Offline ludmila

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Re: Misc Credit Card Questions
« Reply #8285 on: January 09, 2019, 01:27:07 AM »
Just got a call from amex about my business card asking me 4 questions that they are supposedly required to ask by law regarding money laundering- If i exchange currency, or cash money orders and or checks for other people in excess of $1000 and another 2 that I dont remember but were similar.
Seemed a bit odd to me.
Did anyone else have that?
Got it a couple of years ago.
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Offline shulemw

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Re: Misc Credit Card Questions
« Reply #8286 on: January 10, 2019, 04:53:33 PM »
I have  a BGR open. and want to get another BGR. is it possible? any amount of time need to wait after getting approved for the first one?

Offline shmielyosef

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Re: Misc Credit Card Questions
« Reply #8287 on: January 10, 2019, 05:44:49 PM »
I have  a BGR open. and want to get another BGR. is it possible? any amount of time need to wait after getting approved for the first one?
You won't be able to get the signup bonus if there's once in a lifetime language on the offer (which most do)

Offline as2

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Re: Misc Credit Card Questions
« Reply #8288 on: January 10, 2019, 05:58:27 PM »
You won't be able to get the signup bonus if there's once in a lifetime language on the offer (which most do)
Don't think that's his concern.
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Offline hello202

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Re: Misc Credit Card Questions
« Reply #8289 on: January 11, 2019, 02:45:16 PM »
Are all chase cards (including ones that previously weren't ba,hyatt,ihg..... ) subject to 5/24 rules?

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #8290 on: January 13, 2019, 08:46:58 PM »
Are all chase cards (including ones that previously weren't ba,hyatt,ihg..... ) subject to 5/24 rules?
Yes for Hyatt, IHG etc., not sure about Disney and AARP.

Offline hello202

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Re: Misc Credit Card Questions
« Reply #8291 on: January 13, 2019, 11:26:19 PM »
Yes for Hyatt, IHG etc., not sure about Disney and AARP.
Thank you, I applied for Hyatt the other day and was declined for too many cards in the past 24 months, was getting mixed messages from DDMS (one post stated "seems like all chase cards are subject to 5/24" while another earlier post limited 5/24 to specific cards) I won't bother to HUCA if 5/24 actually applies

Offline shulemw

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Re: Misc Credit Card Questions
« Reply #8292 on: January 14, 2019, 12:09:30 PM »
Thanks. didnt ask about signup bonus issue. wanted to know if system will cancel it as a duplicate application? if yes how long after applying for first one will this happen? thanks

Offline DaveInLA

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Re: Misc Credit Card Questions
« Reply #8293 on: January 17, 2019, 02:30:50 PM »
My parents have the Double Cash card and just had a huge purchase that they paid in parts. Because it was twice their credit limit, they paid $15k, waited for the charge to post, immediately paid it off before statement closed, then charged another $15k, paid that off, and now they’re going to make a third payment.

My question is, since this isn’t straight 2x card, will they get the 1% for paying off the balance? Or does the cardholder only get the second 1% for paying off the STATEMENT balance? Because if that’s the case, that 30k they paid won’t show in the statement.

Offline Naftuli19

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Re: Misc Credit Card Questions
« Reply #8294 on: January 17, 2019, 02:34:15 PM »
My parents have the Double Cash card and just had a huge purchase that they paid in parts. Because it was twice their credit limit, they paid $15k, waited for the charge to post, immediately paid it off before statement closed, then charged another $15k, paid that off, and now they’re going to make a third payment.

My question is, since this isn’t straight 2x card, will they get the 1% for paying off the balance? Or does the cardholder only get the second 1% for paying off the STATEMENT balance? Because if that’s the case, that 30k they paid won’t show in the statement.
It will still show on the statement as a transaction
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Offline DaveInLA

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Re: Misc Credit Card Questions
« Reply #8295 on: January 17, 2019, 04:16:34 PM »
It will still show on the statement as a transaction

So for sure they’ll still get the full 2% for those transactions?

Offline meilich

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Re: Misc Credit Card Questions
« Reply #8296 on: January 18, 2019, 02:55:31 PM »
I currently have a chase reserve card. I just noticed online that I am preapproved for the sapphire preferred. Will I get approved for it?

Offline Naftuli19

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Re: Misc Credit Card Questions
« Reply #8297 on: January 18, 2019, 02:59:33 PM »
I currently have a chase reserve card. I just noticed online that I am preapproved for the sapphire preferred. Will I get approved for it?
You won't get the signup bonus if its within 48m
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Offline meilich

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Re: Misc Credit Card Questions
« Reply #8298 on: January 18, 2019, 03:02:55 PM »
It's been more then 48 months. The question is if I will be approved being that I already have a sapphire product or does a preapproval override that rule?

Offline Naftuli19

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Re: Misc Credit Card Questions
« Reply #8299 on: January 18, 2019, 03:15:04 PM »
It's been more then 48 months. The question is if I will be approved being that I already have a sapphire product or does a preapproval override that rule?
You can have both
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