Misc Credit Card Questions

[ckmk47]

What is currently the best credit card for making a spend? I don't want to spend a lot on the yearly credit card fee.

(I have the Barclay, and do not qualify for Bonvoy since I've had a business SPG)

Thanks!

If it's not in any category, get a card that earns more than 1 point per dollar.
Chase Freedom Unlimited - 1.5 on everything.
etc

[Ekay]

As in if it still works?

1) Does it still work?
2) how exactly is the best way to do it?
3) I only have chrome and internet explorer does that mean I can only do 2 at once?
4) Does it make a difference if I do a business or personal card?

[ckmk47]

1) Does it still work?
2) how exactly is the best way to do it?
3) I only have chrome and internet explorer does that mean I can only do 2 at once?
4) Does it make a difference if I do a business or personal card?

3) cell phone is 3rd.
But doing more than 1 app at the same time is not sooo easy.  The pages timeout.
2) open page, open page.  start writing, start writing.  do more questions, do more questions, etc. .....     press 'submit' , press 'submit'
1)  It probably still works, but I've come to understand  ( I may be wrong) that doing several apps in one day will merge the inquiries the same as if it was all done simultaneously, so why do it the hard way?
When you're approved for the 1st card, apply for the 2nd etc.  Or call recon immediately and then apply for #2, etc
4)no.  Although some banks have biz and personal as 2 pulls regardless. Some don't.

[Ekay]

3) cell phone is 3rd.
But doing more than 1 app at the same time is not sooo easy.  The pages timeout.
2) open page, open page.  start writing, start writing.  do more questions, do more questions, etc. .....     press 'submit' , press 'submit'
1)  It probably still works, but I've come to understand  ( I may be wrong) that doing several apps in one day will merge the inquiries the same as if it was all done simultaneously, so why do it the hard way?
When you're approved for the 1st card, apply for the 2nd etc.  Or call recon immediately and then apply for #2, etc
4)no.  Although some banks have biz and personal as 2 pulls regardless. Some don't.

Thanks🙏

[Kabrams1618]

Will chase send a replacement credit card to an address different than the address on the account if I call them?

[ludmila]

Will chase send a replacement credit card to an address different than the address on the account if I call them?

Yes after they verify with a text to your listed cell phone number and answering security questions. I did it while travelling.

[myi]

     Is any way to remove authorized users addresses from my credit report, meaning every time I apply for an application for a new credit card or wether a new bank account, I have questions that come up from my authorized users, which requires me to know their home address and their zip code and a lot about their personal life which has nothing to do with me as they either added me on their credit cards or I added them as authorized users?

[shmielyosef]

     Is any way to remove authorized users addresses from my credit report, meaning every time I apply for an application for a new credit card or wether a new bank account, I have questions that come up from my authorized users, which requires me to know their home address and their zip code and a lot about their personal life which has nothing to do with me as they either added me on their credit cards or I added them as authorized users?

You can try to dispute with each CRA seperately. I did it for one address and it worked with Experian

[Naftuli19]

     Is any way to remove authorized users addresses from my credit report, meaning every time I apply for an application for a new credit card or wether a new bank account, I have questions that come up from my authorized users, which requires me to know their home address and their zip code and a lot about their personal life which has nothing to do with me as they either added me on their credit cards or I added them as authorized users?

i think it falls off after 10 years

[moe8555]

I did some searching around, but didn't really find much - so sorry in advance if this has been discussed already.

What is the general consensus regarding price rewind / price protection claims for items purchased outside the U.S.?  And what about for items purchased from a U.S. store, but shipped to a non-U.S. address (e.g. order on Amazon.com to a non-U.S. address)?  I don't really see anything excluding these kinds of purchases in the benefits guide (checked both Citi and Barclays).

Thanks!

[myi]

I did some searching around, but didn't really find much - so sorry in advance if this has been discussed already.

What is the general consensus regarding price rewind / price protection claims for items purchased outside the U.S.?  And what about for items purchased from a U.S. store, but shipped to a non-U.S. address (e.g. order on Amazon.com to a non-U.S. address)?  I don't really see anything excluding these kinds of purchases in the benefits guide (checked both Citi and Barclays).

Thanks!

Specifically on the products bought in the U.S, They don't care where you shipped it to, when you file for the price protection claim, all they want to see if the price you founder cheaper elsewhere and the product price you originally paid.

 They would know it's bought out of the country by the dollar amount being converted to US dollars.(don't know if that is excluded)Never made a claim for a purchase out of the U.S.


 I'm curios to know which cards still offer the price protection? And even the ones that I know off hand that still offer it, they limit it to 4 claims per calendar year and max of a few $.
   First time I saw a price protection and return protection on a bank debit was from Santandar bank, very interesting.

 While the Barclays arrival + has also 4 PP claims per calendar year and limit of a few $ per claim.
 Wonder if there's a thread around here for discussion on this? 
@TimT (where did you go?! )

 Here's some more info, https://www.doctorofcredit.com/price-protection-policies-compared-chase-citi-discover-mastercard/

https://awardwallet.com/blog/best-credit-credit-cards-price-protection/

 https://upgradedpoints.com/credit-card-price-protection-policies/

 Not sure if dan has some post!

[Dovdovmoneytree]

I apologize if this has been discussed elsewhere (and if a/o can direct me to where it is discussed I would also very much appreciate it! hey, where's TimT lately?

My wife applied for a Chase UE, was declined. Took almost 5 weeks to get her approved and the card in hand! Will she still qualify for that signup bonus since she applied when it was still in effect? And B. I think generally the signup bonus (3 months in this case) begins on application date, so does that mean her bonus period also began 5 weeks ago when she applied even though it took another month to get approved (HUCA........)? When does her 3 months clock start?? Thanks!

[davidrotts63]

The bonus is what you applied with. And it starts from approval date.

[Dovdovmoneytree]

The bonus is what you applied with. And it starts from approval date.

Thank you

[DealKiller]

Does the Amex Hilton free weekend night show in your Hilton account?

[chinagel]

Does the Amex Hilton free weekend night show in your Hilton account?

under activity
you should also get an email when it comes

[DealKiller]

under activity
you should also get an email when it comes

I received an email a few days ago with the reward number but nothing in my account. Email gave a number to call when booking.

[chinagel]

I received an email a few days ago with the reward number but nothing in my account. Email gave a number to call when booking.

You gotta call to book regardless.

[mers1]

I have a current chase business login attached to my business credit card and social and business bank account. My wife got approved for a business credit card, under her name and with the same business name, EIN and under her social. Can I add her business card to my business account?

[hvaces42]

Applied for personal MPRE a while back and was denied. Just got unsolicited CL increase on Ink. Dont know if I should apply for Business and transfer new CL to new card or just leave well enough alone.