Author Topic: Misc Credit Card Questions  (Read 1895210 times)

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8540 on: May 06, 2019, 07:13:55 PM »
is the the ink cash limited? Been around for a while now.
I assumed your looking for something with a good welcome offer. Those are probably the best Chase offers available.
Since you already have the freedoms and CSR those seemed like the best option. The ink unlimited (for spending) is identical to the freedom unlimited but its a business card and has much better welcome offer.
Since you already have the CSR you can't get the CSP.
There's also the UA card if you like United. 
With Southwest you can get both the Personal and Business cards and meet the  threshold for the 1 year free companion pass which is the best airline offer out there - if Southwest works for you.  (It doesn't for my travel 🙁)
Dan has posts about SW on DDMS on how to do it correctly.

Thx for your advice! applied for ink cash. Called up and they said they need proof of business name. I can send in a fictitious business name certificate or assumed name certificate (I think its the same thing). Anywhere this is written about? Does everyone have this problem? Please help!!

I also applied for ink unlimited but apparently app didn't go through... waiting on your answer to above to know how/if to reapply for that...
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Offline Mo2

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Re: Misc Credit Card Questions
« Reply #8541 on: May 06, 2019, 10:29:32 PM »
Thx for your advice! applied for ink cash. Called up and they said they need proof of business name. I can send in a fictitious business name certificate or assumed name certificate (I think its the same thing). Anywhere this is written about? Does everyone have this problem? Please help!!

I also applied for ink unlimited but apparently app didn't go through... waiting on your answer to above to know how/if to reapply for that...
If you don't have a registered biz Apply as "your name" sole proprietor. Otherwise they'll ask for biz docs

Dan writes that on DDMS every time he writes about Biz cards
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Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8542 on: May 06, 2019, 11:13:04 PM »
That’s what I did and they still wanted this paper  :'(
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Offline yeshivabucher

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Re: Misc Credit Card Questions
« Reply #8543 on: May 07, 2019, 02:27:39 AM »
That’s what I did and they still wanted this paper  :'(
I had same problem with ink preferred I went online and applied for an EIN number it takes 5 minutes and you get it instantly

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8544 on: May 07, 2019, 02:29:54 AM »
I had same problem with ink preferred I went online and applied for an EIN number it takes 5 minutes and you get it instantly
Ty!! So I should apply for an EIN as a sole proprietorship? I don’t think that’ll work... I also put in “my name sole proprietorship” and my SS as the EIN. Pls guide me 🙏. Tysm!!
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Offline yeshivabucher

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Re: Misc Credit Card Questions
« Reply #8545 on: May 07, 2019, 05:08:48 AM »
Ty!! So I should apply for an EIN as a sole proprietorship? I don’t think that’ll work... I also put in “my name sole proprietorship” and my SS as the EIN. Pls guide me 🙏. Tysm!!
you can get an EIN as a sole proprietorship it's not a problem

Offline Mo2

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Re: Misc Credit Card Questions
« Reply #8546 on: May 07, 2019, 08:54:53 AM »
Has @Dan ever addressed creating EIN for a new Biz card?
I have never done it myself for any of my many new businesses that I'm suddenly wanting to start when I see a good Biz card but I know it's a pretty simple process.
Should also be able to get multiples of the same card under different EIN's
« Last Edit: May 07, 2019, 08:59:06 AM by Mo2 »
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Offline yeshivabucher

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Re: Misc Credit Card Questions
« Reply #8547 on: May 07, 2019, 11:14:52 AM »
Has @Dan ever addressed creating EIN for a new Biz card?
I have never done it myself for any of my many new businesses that I'm suddenly wanting to start when I see a good Biz card but I know it's a pretty simple process.
Should also be able to get multiples of the same card under different EIN's
you can only get one EIN per social security number

Offline Naftuli19

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Re: Misc Credit Card Questions
« Reply #8548 on: May 09, 2019, 12:21:02 PM »
you can only get one EIN per social security number
-1 u can have as many as u like just requires a new business. and yes certain cards like chase u can have one per ein/businesses dan writes it in every business cc post he makes   
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Offline Shkop

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Re: Misc Credit Card Questions
« Reply #8549 on: May 12, 2019, 01:24:21 PM »
It's been a while so perhaps someone can assist:

I read that a money order purchased with a c.c is treated as a cash advance. True?

Instead, I can purchase a g.c and use that to buy the money order.

Specifically which gift cards will work at Walmart, Stop & Shop, 7-11, etc.?

Thanks!
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Offline Mo2

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Re: Misc Credit Card Questions
« Reply #8550 on: May 12, 2019, 06:01:36 PM »
Can this card be product changed to a no AF card?
If yes, will Chase keep the original open date? (Asking for average age of account purposes)
bump.
Asking about the Chase BA card. Asked on the BA thread but  probably better to ask here on an active thread.
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Offline KSMH

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Re: Misc Credit Card Questions
« Reply #8551 on: May 12, 2019, 11:38:05 PM »
Will product changing (upgrade or downgrade)an AMEX card affect chase 5/24?
Will product changing (upgrade or downgrade) a CHASE card affect chase 5/24?
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Offline ludmila

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Re: Misc Credit Card Questions
« Reply #8552 on: May 12, 2019, 11:41:06 PM »
Will product changing (upgrade or downgrade)an AMEX card affect chase 5/24?
Will product changing (upgrade or downgrade) a CHASE card affect chase 5/24?
No. It is not a new card.
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Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8553 on: May 13, 2019, 01:31:01 AM »
you can get an EIN as a sole proprietorship it's not a problem

Spoke to Chase. My mess up was that I wrote "My Name Sole Proprietorship" as business name instead of "My Name" because I misunderstood Dan's post. They said unless I can show proof of business name, I won't be able to get card. Said I should wait 30 days and reapply properly. I don't think EIN will be enough and that'll make a tax mess for me. No? Any advice would be greatly appreciated. TY!
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Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8554 on: May 13, 2019, 01:32:23 AM »
-1 u can have as many as u like just requires a new business. and yes certain cards like chase u can have one per ein/businesses dan writes it in every business cc post he makes
Can you show me where he writes this? So I can get unlimited signup bonuses if I just create a bunch of EINs?
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Offline as2

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Re: Misc Credit Card Questions
« Reply #8555 on: May 13, 2019, 01:52:31 PM »
Can you show me where he writes this? So I can get unlimited signup bonuses if I just create a bunch of EINs?
Technically, but it only prevents you from being auto declined. If there are other factors that won't allow you to get a card, a new EIN may not help.
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Offline Mo2

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Re: Misc Credit Card Questions
« Reply #8556 on: May 13, 2019, 04:03:21 PM »
Got the Amex Amazon Biz card with a temp CL of $500. It was supposed to update to the full 3k approved CL when I confirmed receiving card.

Problem is it's not updating. And it's been over a week.
This past week I chatted, called reg CS and called account services. No one can help.

They all say that from their end they see that I should be receiving my full credit line and no idea why it's stuck at $500. They don't know ebat tho do. Just very weird.
I tried using the spending power feature on the card and was declined for 2k so it obviously still thinks my CL is $500.

Had anyone had this issue with Amex?

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Offline chief_mag

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Re: Misc Credit Card Questions
« Reply #8557 on: May 13, 2019, 05:39:39 PM »
Will getting approved for an INK be an issue if the address for the Sole-Prop is different than my home address on my chase checking account?

Offline chief_mag

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Re: Misc Credit Card Questions
« Reply #8558 on: May 13, 2019, 09:02:15 PM »
Will getting approved for an INK be an issue if the address for the Sole-Prop is in a (distant) different state, than my home address on my chase checking account?
I missed a detail.

Offline as2

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Re: Misc Credit Card Questions
« Reply #8559 on: May 14, 2019, 10:37:17 AM »
Will getting approved for an INK be an issue if the address for the Sole-Prop is different than my home address on my chase checking account?
I missed a detail.
I don't think so, but that's just a feeling. Can't back it up.
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