Author Topic: Misc Credit Card Questions  (Read 538462 times)

Offline Mo2

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2013
  • Posts: 422
  • Total likes: 28
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
  • Location: Florida
Re: Misc Credit Card Questions
« Reply #8550 on: May 12, 2019, 06:01:36 PM »
Can this card be product changed to a no AF card?
If yes, will Chase keep the original open date? (Asking for average age of account purposes)
bump.
Asking about the Chase BA card. Asked on the BA thread but  probably better to ask here on an active thread.

Online KSMH

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jul 2018
  • Posts: 840
  • Total likes: 63
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Misc Credit Card Questions
« Reply #8551 on: May 12, 2019, 11:38:05 PM »
Will product changing (upgrade or downgrade)an AMEX card affect chase 5/24?
Will product changing (upgrade or downgrade) a CHASE card affect chase 5/24?
Always praying for delayed baggage.

Online ludmila

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 5129
  • Total likes: 263
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: IND
  • Programs: Hilton Diamond,Marriott Platinum,SPG Platinum.
Re: Misc Credit Card Questions
« Reply #8552 on: May 12, 2019, 11:41:06 PM »
Will product changing (upgrade or downgrade)an AMEX card affect chase 5/24?
Will product changing (upgrade or downgrade) a CHASE card affect chase 5/24?
No. It is not a new card.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1380
  • Total likes: 8
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #8553 on: May 13, 2019, 01:31:01 AM »
you can get an EIN as a sole proprietorship it's not a problem

Spoke to Chase. My mess up was that I wrote "My Name Sole Proprietorship" as business name instead of "My Name" because I misunderstood Dan's post. They said unless I can show proof of business name, I won't be able to get card. Said I should wait 30 days and reapply properly. I don't think EIN will be enough and that'll make a tax mess for me. No? Any advice would be greatly appreciated. TY!
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1380
  • Total likes: 8
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #8554 on: May 13, 2019, 01:32:23 AM »
-1 u can have as many as u like just requires a new business. and yes certain cards like chase u can have one per ein/businesses dan writes it in every business cc post he makes
Can you show me where he writes this? So I can get unlimited signup bonuses if I just create a bunch of EINs?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline as2

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2013
  • Posts: 4854
  • Total likes: 528
  • DansDeals.com Hat Tips 21
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #8555 on: May 13, 2019, 01:52:31 PM »
Can you show me where he writes this? So I can get unlimited signup bonuses if I just create a bunch of EINs?
Technically, but it only prevents you from being auto declined. If there are other factors that won't allow you to get a card, a new EIN may not help.
Memories last forever, make them while you can.

Offline Mo2

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2013
  • Posts: 422
  • Total likes: 28
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
  • Location: Florida
Re: Misc Credit Card Questions
« Reply #8556 on: May 13, 2019, 04:03:21 PM »
Got the Amex Amazon Biz card with a temp CL of $500. It was supposed to update to the full 3k approved CL when I confirmed receiving card.

Problem is it's not updating. And it's been over a week.
This past week I chatted, called reg CS and called account services. No one can help.

They all say that from their end they see that I should be receiving my full credit line and no idea why it's stuck at $500. They don't know ebat tho do. Just very weird.
I tried using the spending power feature on the card and was declined for 2k so it obviously still thinks my CL is $500.

Had anyone had this issue with Amex?


Offline chief_mag

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2019
  • Posts: 142
  • Total likes: 14
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #8557 on: May 13, 2019, 05:39:39 PM »
Will getting approved for an INK be an issue if the address for the Sole-Prop is different than my home address on my chase checking account?

Offline chief_mag

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2019
  • Posts: 142
  • Total likes: 14
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #8558 on: May 13, 2019, 09:02:15 PM »
Will getting approved for an INK be an issue if the address for the Sole-Prop is in a (distant) different state, than my home address on my chase checking account?
I missed a detail.

Offline as2

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2013
  • Posts: 4854
  • Total likes: 528
  • DansDeals.com Hat Tips 21
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #8559 on: May 14, 2019, 10:37:17 AM »
Will getting approved for an INK be an issue if the address for the Sole-Prop is different than my home address on my chase checking account?
I missed a detail.
I don't think so, but that's just a feeling. Can't back it up.
Memories last forever, make them while you can.

Online farmbochur

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2011
  • Posts: 1405
  • Total likes: 76
  • DansDeals.com Hat Tips 5
    • View Profile
Re: Misc Credit Card Questions
« Reply #8560 on: May 14, 2019, 03:06:51 PM »
Worth it to take a $17.5k utilization hit on DW's credit report in order to earn 2.36% APY on the money for ~27 days?

I'm thinking yes, b/c I'm not really planning on getting a new credit card or mortgage within the next 12 months any way.

Higher interest rates really change the math on MS strategizing. :)
Risk is opportunity

Offline Zalc

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2014
  • Posts: 1364
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Misc Credit Card Questions
« Reply #8561 on: May 14, 2019, 03:38:27 PM »
Worth it to take a $17.5k utilization hit on DW's credit report in order to earn 2.36% APY on the money for ~27 days?

I'm thinking yes, b/c I'm not really planning on getting a new credit card or mortgage within the next 12 months any way.

Higher interest rates really change the math on MS strategizing. :)
Once you pay it off, it leaves no Trace, CMIIW.
Utilization cares about %, not $ amount.


Offline bluesky

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2014
  • Posts: 236
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #8562 on: May 16, 2019, 06:48:19 PM »
Which CCs can transfer points into Choice Hotel Rewards points?

Offline bluesky

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2014
  • Posts: 236
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #8563 on: May 16, 2019, 11:04:38 PM »
Anything other than MR?

Offline Yitzshpitz

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Oct 2014
  • Posts: 585
  • Total likes: 29
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #8564 on: May 17, 2019, 10:07:52 AM »
Is bestbuy a category for 4X spending on Amex Business Gold? ("Select Technology Providers")

Bump