Author Topic: Misc Credit Card Questions  (Read 724393 times)

Offline ludmila

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Re: Misc Credit Card Questions
« Reply #8640 on: May 29, 2019, 10:30:09 PM »
Got this offer by email from Barclays on the Aviator card, did not understand how it works, different than Citi  roundup.

Turn your change into more AAdvantage® miles
With the new Flight CentsTM benefit on your AAdvantage® Aviator® Mastercard®, you can easily get a change of scenery with more AAdvantage® miles on your purchases. Flight CentsTM allows you to round up your purchases to the nearest dollar to get more AAdvantage® miles.
Here’s how it works:
    •    Determine the maximum amount you want to round up each statement period and set that as your threshold.
    •    You will get a ½ AAdvantage® mile for every 1 cent that is rounded up.
Total Miles
Morning coffee | Amount rounded up | Amount charged | Miles Acquired
WITHOUT FLIGHT CENTS[TM]
WITH FLIGHT CENTS[TM]
I was the Best,still the Best, and will always be the Best.
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Offline as2

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Re: Misc Credit Card Questions
« Reply #8641 on: May 29, 2019, 11:29:47 PM »
what do you mean by "2bis", do you mean 2 bussiness cards? what about personal cards?
I meant "2 is"
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Online mmgfarb

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Re: Misc Credit Card Questions
« Reply #8642 on: May 30, 2019, 12:49:13 PM »
Is it possible to reinstate a Barclaycard that was closed for inactivity?
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Offline chuckfinley

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Re: Misc Credit Card Questions
« Reply #8643 on: May 30, 2019, 01:10:42 PM »
https://www.dansdeals.com/credit-cards/chase-freedom-unlimited-earn-3-points-per-dollar-20k-spending-first-year/#comment-1403890

Thanks for the link. The comment you pointed to doesnt say whether or not he already has a freedom in his wallet. I have a freedom unlimited and freedom card already. Is there no way to get the x3 points on a new unlimited card?

Can I downgrade my freedom unlimited card to another freedom ( meaning I have 2 freedoms on my account/wallet) and then apply for a new freedom unlimited?

Offline US

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Re: Misc Credit Card Questions
« Reply #8644 on: May 30, 2019, 02:22:43 PM »
Now chase decides to send out an email about the name change...
And now an apology from CK. Lol.

Offline Mo2

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Re: Misc Credit Card Questions
« Reply #8645 on: May 30, 2019, 09:31:30 PM »
Thanks for the link. The comment you pointed to doesnt say whether or not he already has a freedom in his wallet. I have a freedom unlimited and freedom card already. Is there no way to get the x3 points on a new unlimited card?

Can I downgrade my freedom unlimited card to another freedom ( meaning I have 2 freedoms on my account/wallet) and then apply for a new freedom unlimited?
You can have many freedoms via downgrading. @Dan says he has multiple. I have 2
Common sense is not common enough

Offline qwerty123

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Re: Misc Credit Card Questions
« Reply #8646 on: May 30, 2019, 11:43:00 PM »
does the rules that amex has that can only open certain amount of cards in 90 days apply also to the business cards? i opened 3 personal cards in the past 90 days will i get accepted for business cards now o should wait?

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8647 on: May 31, 2019, 12:24:35 AM »
If I have a Chase Hyatt card that has a balance but I close the account to get back AF (because there’s no downgrading to a no AF), will I still be able to transfer the CL to another card as it becomes avail as I pay it down even once the account is closed? Hope my Q makes sense 🙏
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Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8648 on: May 31, 2019, 12:28:46 AM »
Make sure you have a way of keeping points alive. If it's a co-branded card, you're fine, if MR, make sure you have another MR card, or transfer out.
Thanks. Why don’t I need to worry if it’s cobranded? Doesn’t each company have it own expiration?
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Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8649 on: May 31, 2019, 04:15:27 AM »
Now chase decides to send out an email about the name change...
How come I didn’t get an email?
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Offline TravelSER

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Re: Misc Credit Card Questions
« Reply #8650 on: May 31, 2019, 04:50:01 AM »
does the rules that amex has that can only open certain amount of cards in 90 days apply also to the business cards? i opened 3 personal cards in the past 90 days will i get accepted for business cards now o should wait?
Have to wait even for Biz.

Offline TimT

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Re: Misc Credit Card Questions
« Reply #8651 on: May 31, 2019, 07:36:51 AM »
Thanks. Why don’t I need to worry if it’s cobranded? Doesn’t each company have it own expiration?
Because it goes into a mileage account. Expiration goes according to length of inactivity, not closing the card.

See chart here
« Last Edit: May 31, 2019, 07:40:07 AM by TimT »

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8652 on: June 03, 2019, 04:59:21 PM »
Because it goes into a mileage account. Expiration goes according to length of inactivity, not closing the card.

See chart here

Got it. Thanks TimT!
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Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8653 on: June 03, 2019, 05:00:46 PM »
How come I didn’t get an email?
If I have a Chase Hyatt card that has a balance but I close the account to get back AF (because there’s no downgrading to a no AF), will I still be able to transfer the CL to another card as it becomes avail as I pay it down even once the account is closed? Hope my Q makes sense 🙏

Bump please 🙏
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #8654 on: June 03, 2019, 05:01:56 PM »
Bump please
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