Author Topic: Misc Credit Card Questions  (Read 1864976 times)

Offline ludmila

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Re: Misc Credit Card Questions
« Reply #8660 on: June 03, 2019, 08:08:50 PM »
I assume you're referring to the Blue as a worthless card?
I only have an SPG with Amex. I wanted to APPLY for the Gold Delta but not really sure I will want to keep it once the AF kicks in. Wanted to be sure it can be downgraded.
Yes, but if you only have SPG with Amex, then it is a good idea to downgrade to Blue later on. I am maxed out with Amex credit cards that is why I would need to close one I do not really care for to apply for a better card.
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Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #8661 on: June 03, 2019, 08:26:17 PM »
Yes, but if you only have SPG with Amex, then it is a good idea to downgrade to Blue later on. I am maxed out with Amex credit cards that is why I would need to close one I do not really care for to apply for a better card.

I'm not sure what you mean. I was asking about (possibly) downgrading the Delta Gold to Blue later on (when AF kicks in). For now keeping SPG but may want to get rid of it sometime. As of now I don't believe there is a non AF card to downgrade an SPG to (although I think there's a no AF Bonvoy coming this summer). I just don't use the anniversary night, though I am told I can sell for more than the AF.

Offline av83

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Re: Misc Credit Card Questions
« Reply #8662 on: June 04, 2019, 12:38:32 PM »
Hi we just bought a large business and we need credit cards we had a terrible experience with amex which card would be the most likely to give us a decent credit line.-this is a new business.

Offline snuniyar

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Re: Misc Credit Card Questions
« Reply #8663 on: June 04, 2019, 12:54:12 PM »
Are there any latest DP on Ameriprise Platinum retention offers?

Offline TimT

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Re: Misc Credit Card Questions
« Reply #8664 on: June 04, 2019, 12:55:13 PM »

Offline Mo2

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Re: Misc Credit Card Questions
« Reply #8665 on: June 04, 2019, 02:26:10 PM »
Hi we just bought a large business and we need credit cards we had a terrible experience with amex which card would be the most likely to give us a decent credit line.-this is a new business.
"decent" is relative.  how large of a credit line are you looking for?
It would greatly depend on your personal credit history, your current income and your projected business income.

Regardless, you may want to gradually increase the amount you spend since many banks will take action or even shut you down if you suddenly start large spending even if approved for a high credit line.

Don't know which bank will give the larger credit line but probably best to open accounts with more than one bank
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline chief_mag

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Re: Misc Credit Card Questions
« Reply #8666 on: June 05, 2019, 06:07:21 PM »
Just got a new INK. When I log in online it isn't showing up in any of my accounts. So I tried to create a new online account it says "sorry, but this card is already associated with an account".
Has this happened to anyone before?

Offline myi

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Re: Misc Credit Card Questions
« Reply #8667 on: June 05, 2019, 06:43:53 PM »
Just got a new INK. When I log in online it isn't showing up in any of my accounts. So I tried to create a new online account it says "sorry, but this card is already associated with an account".
Has this happened to anyone before?
yes you need a separate login for your Chase ink business credit cards, I had the same problem when trying to make a login for my ink card. I had to call in and have a Chase representative help me out with adding my card to my Chase new login, or rather they helped me make my new login.
   They offer you to link your two accounts together with the new login or to keep them separate,thats up to you what you want to do.
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Offline chief_mag

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Re: Misc Credit Card Questions
« Reply #8668 on: June 05, 2019, 06:47:21 PM »
yes you need a separate login for your Chase ink business credit cards...
But I already have an account for my other INK. (I should have made that a bit clearer)
When I log in online it isn't showing up in any of my accounts.

You're saying every INK needs a new account?
But then, why would it tell me that the card is already associated with an account...

Offline Mo2

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Re: Misc Credit Card Questions
« Reply #8669 on: June 05, 2019, 08:04:43 PM »
But I already have an account for my other INK. (I should have made that a bit clearer)
You're saying every INK needs a new account?
But then, why would it tell me that the card is already associated with an account...
No. you can have all Ink Business cards on one login. If you like you can also call Chase an have them move your personal cards onto your Biz login
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline chief_mag

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Re: Misc Credit Card Questions
« Reply #8670 on: June 05, 2019, 08:20:17 PM »
No. you can have all Ink Business cards on one login. If you like you can also call Chase an have them move your personal cards onto your Biz login
Right. I guess the fact that it isn't allowing me to add it is a mistake.
Gotta PUTPAC.

Offline myi

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Re: Misc Credit Card Questions
« Reply #8671 on: June 06, 2019, 01:59:12 AM »
No. you can have all Ink Business cards on one login. If you like you can also call Chase an have them move your personal cards onto your Biz login
Yep didn't know you had another ink, exactly like mentioned your best bet is to putpac.
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Offline leaf

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Re: Misc Credit Card Questions
« Reply #8672 on: June 06, 2019, 12:27:49 PM »
Can you move credit from Citi premier to Citi Aadvantage *business*? If yes will it trigger hard pull?
What are best options to close Citi premier without losing credit limit?

Offline TravelSER

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Re: Misc Credit Card Questions
« Reply #8673 on: June 06, 2019, 04:06:14 PM »
Can you move credit from Citi premier to Citi Aadvantage *business*? If yes will it trigger hard pull?
What are best options to close Citi premier without losing credit limit?
No can't be moved
Downgrade/Shift credit with hard pull.

Offline Moshe26

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Re: Misc Credit Card Questions
« Reply #8674 on: June 07, 2019, 02:16:30 PM »
Downgrade/Shift credit with hard pull.
downgrading is a hard pull?

Offline leaf

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Re: Misc Credit Card Questions
« Reply #8675 on: June 07, 2019, 02:22:37 PM »
No can't be moved
Downgrade/Shift credit with hard pull.
I too have heard that with Citi it's usually a hard pull even to shift credit.

Can you shift from personal to business card with Citi?

What can you downgrade to from Citi Premier with no annual fee (and not waste a future potential bonus)?

Offline DaveInLA

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Re: Misc Credit Card Questions
« Reply #8676 on: June 07, 2019, 06:29:28 PM »
I remember reading that AMEX Surpass cardholders aren’t eligible for Ascend bonus when the Ascend first came out, but I don’t remember specific datapoints about previous Surpass members who applied for an Ascend.

In my family member’s case, he had the Surpass and downgraded to the free card in January 2018, just before the Ascend was rolled out. So he’s never technically held the Ascend. Is he also excluded from getting the Ascend sign-up bonus?

Offline ludmila

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Re: Misc Credit Card Questions
« Reply #8677 on: June 07, 2019, 09:28:53 PM »
downgrading is a hard pull?
No it is not.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline lifetimedeals

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Re: Misc Credit Card Questions
« Reply #8678 on: June 11, 2019, 12:54:36 PM »
Which is the best credit card to use to get full coverage in the US for car rental?

Offline Boruch Parnes

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Re: Misc Credit Card Questions
« Reply #8679 on: June 11, 2019, 12:56:03 PM »
IMO the CSR thats what I find good