Author Topic: Misc Credit Card Questions  (Read 1865540 times)

Offline db23

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Re: Misc Credit Card Questions
« Reply #8840 on: August 07, 2019, 05:09:33 PM »
I do not remember the exact details, the bottom line is, that it was under review for a long time, and i eventually got the points even though i have already had the DL card in the past.. (the offer had NL)

i got that, but my question is that it seems like you got it in the end based on the review and the phone call you received. so what would you recommend i do ?

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8841 on: August 07, 2019, 05:19:06 PM »
You can book award and cancel, make sure it's free cancellation
Worked! TYSM!
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Offline yosefsv

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Re: Misc Credit Card Questions
« Reply #8842 on: August 07, 2019, 09:18:36 PM »
i got that, but my question is that it seems like you got it in the end based on the review and the phone call you received. so what would you recommend i do ?
If you didn't have a delta card or it was a personal offer, you should eventually get the points.
if it doesn't resolve by itself within the time-frame of the review, i would call to have the case accelerated. 
If it benefits even just one fellow DDFer, its worth posting it.

Offline db23

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Re: Misc Credit Card Questions
« Reply #8843 on: August 08, 2019, 12:00:39 AM »
If you didn't have a delta card or it was a personal offer, you should eventually get the points.
if it doesn't resolve by itself within the time-frame of the review, i would call to have the case accelerated.

Ok thanks

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8844 on: August 08, 2019, 12:02:50 AM »
Why does my Amex personal platinum show "credit limit or original amount" as being less than my balance on the card? And shouldnt there be no CL as the card is a charge card?
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Offline elikatz

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Re: Misc Credit Card Questions
« Reply #8845 on: August 08, 2019, 12:05:10 AM »
Sometimes after a fr they put a limit on the card, is that the case? Does it say a limit amount?

Offline ludmila

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Re: Misc Credit Card Questions
« Reply #8846 on: August 08, 2019, 12:08:20 AM »
Why does my Amex personal platinum show "credit limit or original amount" as being less than my balance on the card? And shouldnt there be no CL as the card is a charge card?
in some cases they assign a credit limit to their charge cards, I had one assigned to my business platinum at $30k
« Last Edit: August 08, 2019, 12:13:46 AM by ludmila »
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Online Joel

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Re: Misc Credit Card Questions
« Reply #8847 on: August 08, 2019, 12:09:23 AM »
Sometimes after a fr they put a limit on the card, is that the case? Does it say a limit amount?
Yes

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8848 on: August 08, 2019, 12:13:26 AM »
Sometimes after a fr they put a limit on the card, is that the case? Does it say a limit amount?
They happen to have just done put a limit on but the credit report I’m looking at if from a few months before that and it’s totally the wrong amount. It’s less than the balance on the card that it says on the credit report. Doesn’t seem to make sense. What’s original amount?
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Offline elikatz

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Re: Misc Credit Card Questions
« Reply #8849 on: August 08, 2019, 12:16:56 AM »
They happen to have just done put a limit on but the credit report I’m looking at if from a few months before that and it’s totally the wrong amount. It’s less than the balance on the card that it says on the credit report. Doesn’t seem to make sense. What’s original amount?
Your asking or saying?
Not understanding
If they just added a cl it shouldn't affect something from a few months ago

Offline ludmila

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Re: Misc Credit Card Questions
« Reply #8850 on: August 08, 2019, 12:17:11 AM »
Sometimes after a fr they put a limit on the card, is that the case? Does it say a limit amount?
I did not have an FR, and I have the personal platinum, personal and business gold, the business plat is the only one they assigned a CL to, no idea why and I did not care to ask,that was like 6 months ago.
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Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8851 on: August 08, 2019, 12:18:11 AM »
Your asking or saying?
Not understanding
If they just added a cl it shouldn't affect something from a few months ago
I’m asking what this means. I agree with you. It doesn’t make sense.
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Offline Thingywingy

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Re: Misc Credit Card Questions
« Reply #8852 on: August 09, 2019, 01:32:57 AM »
I get tons of CC offers in the mail. Is there any way to stop them without calling each individual bank?
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Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #8853 on: August 09, 2019, 04:42:24 AM »
I get tons of CC offers in the mail. Is there any way to stop them without calling each individual bank?
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Offline Hiding

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Re: Misc Credit Card Questions
« Reply #8854 on: August 09, 2019, 12:50:26 PM »
I signed up for the Chase IHG 2 weeks ago, with 80K offer. Will they match the new bonus offer? What's the best way to contact them to request a match?

Offline elikatz

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Re: Misc Credit Card Questions
« Reply #8855 on: August 09, 2019, 12:51:47 PM »
I signed up for the Chase IHG 2 weeks ago, with 80K offer. Will they match the new bonus offer? What's the best way to contact them to request a match?


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Offline chinagel

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Re: Misc Credit Card Questions
« Reply #8856 on: August 11, 2019, 09:20:18 PM »
Has anyone gotten 2 amex CC's in 90 days recently? I've been getting the language of "too many new cards opened recently" after 1 approval.

Offline yosefsv

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Re: Misc Credit Card Questions
« Reply #8857 on: August 11, 2019, 11:22:43 PM »
Has anyone gotten 2 amex CC's in 90 days recently? I've been getting the language of "too many new cards opened recently" after 1 approval.
Yes. (a month ago)
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Offline chinagel

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Re: Misc Credit Card Questions
« Reply #8858 on: August 12, 2019, 12:23:21 AM »
Yes. (a month ago)
Weird. My wife and I both have not been able to get more than 1.

Offline mimb

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Re: Misc Credit Card Questions
« Reply #8859 on: August 12, 2019, 03:58:03 PM »
I got an offer to upgrade to the newer World of Hyatt for 5k points. If I upgrade am I ineligible to apply and get the bonus for the new card separately in the future or would I have to cancel it first?