Author Topic: Misc Credit Card Questions  (Read 552302 times)

Offline dovid1375

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Re: Misc Credit Card Questions
« Reply #8911 on: September 24, 2019, 04:10:30 PM »
Just got offer to upgrade to EDP from ED. Can I apply for EDP, then upgrade to double dip on the welcome bonus?

Online mimb

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Re: Misc Credit Card Questions
« Reply #8912 on: September 24, 2019, 04:51:09 PM »
How often can you get the CIP bonus with the same SSN as sole proprietor?

Offline ludmila

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Re: Misc Credit Card Questions
« Reply #8913 on: September 24, 2019, 05:38:39 PM »
Just got offer to upgrade to EDP from ED. Can I apply for EDP, then upgrade to double dip on the welcome bonus?
Yes, if the offer is still there.
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Re: Misc Credit Card Questions
« Reply #8914 on: September 25, 2019, 02:44:46 AM »
Yes, if the offer is still there.
Is it likely to still be there?

Offline shloim4334

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Re: Misc Credit Card Questions
« Reply #8915 on: September 25, 2019, 10:09:25 AM »
Hi, I wanted to apply for the Chase Ink Unlimited, but by mistake applied for Preferred and got approved, can I PC it now to the CIU (I'm looking for the 0%APR offer)?
Thanks

Offline Cls2020

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Re: Misc Credit Card Questions
« Reply #8916 on: September 25, 2019, 11:18:05 AM »
Hi, I wanted to apply for the Chase Ink Unlimited, but by mistake applied for Preferred and got approved, can I PC it now to the CIU (I'm looking for the 0%APR offer)?
Thanks
I believe they typically do not let you PC until after the first year. But I have been informed otherwise after HUCA.

Offline shloim4334

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Re: Misc Credit Card Questions
« Reply #8917 on: September 25, 2019, 11:36:19 AM »
I believe they typically do not let you PC until after the first year. But I have been informed otherwise after HUCA.
Thanks

Online Boruch Parnes

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Re: Misc Credit Card Questions
« Reply #8918 on: September 25, 2019, 11:51:58 AM »
Hi, I wanted to apply for the Chase Ink Unlimited, but by mistake applied for Preferred and got approved, can I PC it now to the CIU (I'm looking for the 0%APR offer)?
Thanks
Not so sure PC is going to help t hink the 0% APR is just SUB

Offline shloim4334

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Re: Misc Credit Card Questions
« Reply #8919 on: September 25, 2019, 02:12:48 PM »
Not so sure PC is going to help t hink the 0% APR is just SUB
I also think so, but I'd basically ask to change the SUB from 80k UR, to 0% APR

Offline Pesach

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Re: Misc Credit Card Questions
« Reply #8920 on: September 26, 2019, 04:16:24 PM »
I combined inquires with Barclays wyndham and an aviator personal , they approved me for the wyndham and declined me for the aviator, saying i had this product within 24 months and they"did not even do a hard inquiry" in order to go thru reconsideration process you need another hard pull." I called up today  29 days after applying, having already been approved and received my wyndham card 2 weeks ago, and they said the same thing about needing another hard pull , and that" they would do a recon just the system is down for maintenance call back later." today i get an email congratulations you have been approved for the aviator card 7-10 days to receive it" and checked my Barclay account which shows my new aviator card attached. quickly looked at my credit karma and no new inquiry showed. does credit karma update in real time? is this some funny glitch maybe becuase their system was down? thank you in advance for any datapoints

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Re: Misc Credit Card Questions
« Reply #8921 on: September 27, 2019, 12:24:00 PM »
if I take the Hyatt card 5k points upgrade offer, am I excluded from potentially getting the SUB on the WoH card for the next 24 months?

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8922 on: October 02, 2019, 01:25:53 AM »
Chase Slate balance transfer offer not giving me the option to transfer to bank account (only allowing card to card). Anyone know why?

(They said cuz no payment history from checking account so I made a payment from Chase checking and it didn't help. I also think I had the option before I moved over my credit line.)
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Offline Alexsei

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Re: Misc Credit Card Questions
« Reply #8923 on: October 03, 2019, 01:49:38 PM »
Is it usual for cs to drop a whooping 162 points for going over the limit on 1 credit card?
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Re: Misc Credit Card Questions
« Reply #8924 on: October 03, 2019, 04:22:23 PM »
Is it usual for cs to drop a whooping 162 points for going over the limit on 1 credit card?
check credit karma to make sure that is the only reason for it but if it is then after 2 months IIRC it should bounce back if you keep the balance low