Author Topic: Misc Credit Card Questions  (Read 1865103 times)

Offline Pesach

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Re: Misc Credit Card Questions
« Reply #8920 on: September 26, 2019, 04:16:24 PM »
I combined inquires with Barclays wyndham and an aviator personal , they approved me for the wyndham and declined me for the aviator, saying i had this product within 24 months and they"did not even do a hard inquiry" in order to go thru reconsideration process you need another hard pull." I called up today  29 days after applying, having already been approved and received my wyndham card 2 weeks ago, and they said the same thing about needing another hard pull , and that" they would do a recon just the system is down for maintenance call back later." today i get an email congratulations you have been approved for the aviator card 7-10 days to receive it" and checked my Barclay account which shows my new aviator card attached. quickly looked at my credit karma and no new inquiry showed. does credit karma update in real time? is this some funny glitch maybe becuase their system was down? thank you in advance for any datapoints

Offline mimb

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Re: Misc Credit Card Questions
« Reply #8921 on: September 27, 2019, 12:24:00 PM »
if I take the Hyatt card 5k points upgrade offer, am I excluded from potentially getting the SUB on the WoH card for the next 24 months?

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #8922 on: October 02, 2019, 01:25:53 AM »
Chase Slate balance transfer offer not giving me the option to transfer to bank account (only allowing card to card). Anyone know why?

(They said cuz no payment history from checking account so I made a payment from Chase checking and it didn't help. I also think I had the option before I moved over my credit line.)
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline Alexsei

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Re: Misc Credit Card Questions
« Reply #8923 on: October 03, 2019, 01:49:38 PM »
Is it usual for cs to drop a whooping 162 points for going over the limit on 1 credit card?
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Online yeshivabucher

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Re: Misc Credit Card Questions
« Reply #8924 on: October 03, 2019, 04:22:23 PM »
Is it usual for cs to drop a whooping 162 points for going over the limit on 1 credit card?
check credit karma to make sure that is the only reason for it but if it is then after 2 months IIRC it should bounce back if you keep the balance low

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #8925 on: October 03, 2019, 04:26:30 PM »
Is it usual for cs to drop a whooping 162 points for going over the limit on 1 credit card?
No. Where are you seeing this?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline incendia

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Re: Misc Credit Card Questions
« Reply #8926 on: October 03, 2019, 04:58:03 PM »
I just got a new ink card with a new EIN. Will I have to get a new chase login or will it be added to the login I already use for ink cards, those cards only have my SSN as a SP.

My preference is to have a new logiin

I thought it would automatically be added to my existing login, but its not there.

Offline Divora M

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Re: Misc Credit Card Questions
« Reply #8927 on: October 03, 2019, 05:07:10 PM »
If I use up my 5/24 can I still get a Chase Business card or can I only get the Business card if I didn’t go over my 5/24?

Offline confu

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Re: Misc Credit Card Questions
« Reply #8928 on: October 03, 2019, 05:13:38 PM »
If I use up my 5/24 can I still get a Chase Business card or can I only get the Business card if I didn’t go over my 5/24?
You cannot.
Business cards don't count towards 5/24, but 5/24 counts against business cards

Offline kivabb

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Re: Misc Credit Card Questions
« Reply #8929 on: October 03, 2019, 05:38:12 PM »
How often can you churn a Chase ink preffered card and still get bonus?  I'm not convinced it was exact same product but just in case.

Offline Hershelsdeals

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Re: Misc Credit Card Questions
« Reply #8930 on: October 03, 2019, 06:01:18 PM »
Can I reinstate a closed Barclays credit card? And if yes is there a credit pull?

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #8931 on: October 03, 2019, 07:33:31 PM »
Can I reinstate a closed Barclays credit card? And if yes is there a credit pull?
Who closed it, you or them?
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Offline Hershelsdeals

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Re: Misc Credit Card Questions
« Reply #8932 on: October 03, 2019, 07:34:23 PM »

Offline Pesach

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Re: Misc Credit Card Questions
« Reply #8933 on: October 03, 2019, 08:27:44 PM »
I combined inquires with Barclays wyndham and an aviator personal , they approved me for the wyndham and declined me for the aviator, saying i had this product within 24 months and they"did not even do a hard inquiry" in order to go thru reconsideration process you need another hard pull." I called up today  29 days after applying, having already been approved and received my wyndham card 2 weeks ago, and they said the same thing about needing another hard pull , and that" they would do a recon just the system is down for maintenance call back later." today i get an email congratulations you have been approved for the aviator card 7-10 days to receive it" and checked my Barclay account which shows my new aviator card attached. quickly looked at my credit karma and no new inquiry showed. does credit karma update in real time? is this some funny glitch maybe becuase their system was down? thank you in advance for any datapoints
bump, to summarize:after getting denied due to having opened this card within the past few years and barclays not even pulling my credit, I get an email a few weeks later that i got approved for this card any reason ?was this an error? no hard pull shown on credit report

Offline Boruch Parnes

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Re: Misc Credit Card Questions
« Reply #8934 on: October 04, 2019, 03:05:44 AM »
bump, to summarize:after getting denied due to having opened this card within the past few years and barclays not even pulling my credit, I get an email a few weeks later that i got approved for this card any reason ?was this an error? no hard pull shown on credit report
Dont complain about it

Offline Muhammad

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Re: Misc Credit Card Questions
« Reply #8935 on: October 04, 2019, 03:13:36 AM »
bump, to summarize:after getting denied due to having opened this card within the past few years and barclays not even pulling my credit, I get an email a few weeks later that i got approved for this card any reason ?was this an error? no hard pull shown on credit report
hopefully you’ll get the bonus

Offline Muhammad

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Re: Misc Credit Card Questions
« Reply #8936 on: October 04, 2019, 03:14:21 AM »
Dont complain about it
hes trying to understand what’s going on, seems pretty weird...

Offline mimb

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Re: Misc Credit Card Questions
« Reply #8937 on: October 04, 2019, 01:03:08 PM »
is there still a 20k refer a friend for CIP? not seeing anything online

Offline yosefsv

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Re: Misc Credit Card Questions
« Reply #8938 on: October 04, 2019, 03:48:11 PM »
is there still a 20k refer a friend for CIP? not seeing anything online
yes
If it benefits even just one fellow DDFer, its worth posting it.

Offline Alexsei

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Re: Misc Credit Card Questions
« Reply #8939 on: October 05, 2019, 08:34:52 PM »
Jews ≠ Zionists
Palestinians ≠ Hamas
Satmar ≠ SatmarHQ