Author Topic: Misc Credit Card Questions  (Read 752455 times)

Offline chief_mag

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Re: Misc Credit Card Questions
« Reply #9120 on: January 08, 2020, 09:29:04 PM »
Is this the correct thread?
Where's a better place?

Offline avrohomgelb

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Re: Misc Credit Card Questions
« Reply #9121 on: January 09, 2020, 01:38:21 AM »
Where's a better place?

Probably in a banking thread

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9122 on: January 09, 2020, 01:39:59 AM »

Offline Geshmak25

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Re: Misc Credit Card Questions
« Reply #9123 on: January 10, 2020, 01:27:01 PM »
My father applied for a Schwab Plat via a targeted email that came directly from Schwab (100K after $5K spend).

He hadn't received the points a few weeks after hitting the spend, so I chatted with amex (on his account) and they said that there are notes on the account that he is ineligible for the welcome bonus due to the following language on the offer:

"Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility."

Chat rep said he should have been notified of this during sign up. My father says that he never had a Schwab plat before and that he did not see any popup while applying that said he was ineligible (although it could be that there was one and he just ignored it).

Is there any recourse? Any specific number he should call and would it help?
Anyone know?
PUTPAC = PITA

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #9124 on: January 11, 2020, 06:09:02 PM »
Anyone know?
If you escalate, they can put in a research request. Chat should work or number on the back of the card. Based on similar DPs it appears that their system sometimes decides after the fact that you aren't eligible after all.

Offline Jm1248

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Re: Misc Credit Card Questions
« Reply #9125 on: January 14, 2020, 02:02:44 PM »
Does the Bonvoy Brilliant card $300 Marriott credit renew every calendar year or cardmember year?

Offline hvaces42

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Re: Misc Credit Card Questions
« Reply #9126 on: January 14, 2020, 08:30:06 PM »
Whats the best Amex Personal Gold offer out there right now? Seeing 50k for $4k spend
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Offline Joel

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Re: Misc Credit Card Questions
« Reply #9127 on: January 14, 2020, 08:36:03 PM »
Whats the best Amex Personal Gold offer out there right now? Seeing 50k for $4k spend
50k is the highest its been for a while. 50k is always available via referral, Public offer is 35-50k (50k comes and goes)

Offline hvaces42

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Re: Misc Credit Card Questions
« Reply #9128 on: January 14, 2020, 08:37:11 PM »
50k is the highest its been for a while. 50k is always available via referral, Public offer is 35-50k (50k comes and goes)
thanks
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Offline Joel

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Re: Misc Credit Card Questions
« Reply #9129 on: January 14, 2020, 08:37:49 PM »
Does the Bonvoy Brilliant card $300 Marriott credit renew every calendar year or card member year?
This.

Offline Jm1248

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Re: Misc Credit Card Questions
« Reply #9130 on: January 14, 2020, 10:50:51 PM »
This.
Is there any way to check when it has renewed?

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9131 on: January 14, 2020, 10:52:01 PM »
Is there any way to check when it has renewed?
Card open date. Chat with amex for the info..

Offline Agoldsc1

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Re: Misc Credit Card Questions
« Reply #9132 on: January 15, 2020, 11:01:31 AM »
I am buying a timeshare resale (as opposed to direct from the timeshare company), and the seller is requesting the purchase price up-front prior to the transfer of title. The seller is reputable so I'm not too worried, but I would still like to know that I have protection in the event that the entire transaction is a scam, or I am not delivered what was promised.

My questions are as follows:
1) The purchase price is around $20k. Is there any cap on purchase protection?
2) Would this transaction be covered by purchase protection? (Technically it's a purchase of real-estate as I would be deeded a portion of a unit)
3) Which CC company offers the best protection?

PS: Don't worry about the purchase of a timeshare. I know what I'm doing. It's a Disney timeshare, so it has value, unlike 99% of the other companies.

Thanks!

Offline Abey

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Re: Misc Credit Card Questions
« Reply #9133 on: January 15, 2020, 12:59:25 PM »
Downgraded csp to vanilla sapphire now I want to refer p2 and a still have a link saved (link works) question is will I still get the 15 k referral  points ?

Offline jose34

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Re: Misc Credit Card Questions
« Reply #9134 on: January 19, 2020, 05:49:24 PM »
not sure where to post this.. If booking an International United flight any benefit to booking it on my United Explorer vs. the Chase Sapphire Reserve?