Author Topic: Misc Credit Card Questions (Read 1894112 times)

justmeha · « **Reply #9200 on:** February 19, 2020, 07:24:07 PM »

Quote from: avrohomgelb on February 19, 2020, 04:32:31 PM

Amex every say. Sign up for amex premium insurance and switch the card upon rental return. You won't get charged

that's brilliant. does it work on all amex card?

Joel · « **Reply #9201 on:** February 19, 2020, 07:42:40 PM »

Quote from: avrohomgelb on February 19, 2020, 04:32:31 PM

Amex every say. Sign up for amex premium insurance and switch the card upon rental return. You won't get charged

I heard you cant change the card with silvercar after rental..

MeirS · « **Reply #9202 on:** February 19, 2020, 09:21:36 PM »

I currently have the Amex Gold Card (Formerly PRG).
With the higher AF and the protections gone, I'm thinking of cancelling and getting the Amex EveryDay Preferred.
If I calculated correctly, it's only cheaper to get the Gold Card if i get at least $155 out of the airline credit and seamless credit which takes some effort to get.

Do my calculations make sense?

Does the EDP have better protections then the AGC?

coffeebean · « **Reply #9203 on:** February 20, 2020, 01:50:32 AM »

Quote from: justmeha on February 19, 2020, 07:24:07 PM

that's brilliant. does it work on all amex card?

Yes, not sure about all rental places. hence...

Quote from: Joel2 on February 19, 2020, 07:42:40 PM

I heard you cant change the card with silvercar after rental..

but the basic ones for sure like Hertz, National, etc.

yeshivabucher · « **Reply #9204 on:** February 20, 2020, 07:41:28 AM »

Also on prepaid rentals it won't work

justmeha · « **Reply #9205 on:** February 25, 2020, 01:11:35 AM »

anybody knew how to add multiple numbers to which you can receive security codes from chase when signing in from a unrecognized device?

as2 · « **Reply #9206 on:** February 25, 2020, 09:24:12 AM »

Quote from: justmeha on February 25, 2020, 01:11:35 AM

anybody knew how to add multiple numbers to which you can receive security codes from chase when signing in from a unrecognized device?

Aren't they the numbers from your profile? Why not just add another?

hvaces42 · « **Reply #9207 on:** February 25, 2020, 01:39:00 PM »

Dont see a discussion of chase offers thread. Spend by AU on Ink triggers offer?

justmeha · « **Reply #9208 on:** February 25, 2020, 02:01:46 PM »

Quote from: as2 on February 25, 2020, 09:24:12 AM

Aren't they the numbers from your profile? Why not just add another?

i added a number and it does not show up

coffeebean · « **Reply #9209 on:** March 04, 2020, 05:08:05 AM »

Amex made 2 payments of same amount billed meaning my bill was let say $5k amex pulled 2 $5k payments from my Chase account, and gave me an overdrawn fee because there wasn't enough money in my Chase account! Will this hurt my credit?

Boruch Parnes · « **Reply #9210 on:** March 04, 2020, 08:02:36 AM »

Quote from: avrohomgelb on March 04, 2020, 05:08:05 AM

Amex made 2 payments of same amount billed meaning my bill was let say $5k amex pulled 2 $5k payments from my Chase account, and gave me an overdrawn fee because there wasn't enough money in my Chase account! Will this hurt my credit?

shouldnt hurt credit but can hurt bank/cc relationship

yeshivabucher · « **Reply #9211 on:** March 04, 2020, 08:42:17 AM »

Quote from: avrohomgelb on March 04, 2020, 05:08:05 AM

Amex made 2 payments of same amount billed meaning my bill was let say $5k amex pulled 2 $5k payments from my Chase account, and gave me an overdrawn fee because there wasn't enough money in my Chase account! Will this hurt my credit?

Had a similar situation once. Called Amex and where very helpful in resolving situation with bank and they should reimburse you for overdraft

coffeebean · « **Reply #9212 on:** March 04, 2020, 09:20:19 AM »

Quote from: yeshivabucher on March 04, 2020, 08:42:17 AM

Had a similar situation once. Called Amex and where very helpful in resolving situation with bank and they should reimburse you for overdraft

Amex told me to just contact Chase they don't want to deal with the overdraft

simplicity · « **Reply #9213 on:** March 04, 2020, 02:07:58 PM »

Quote from: ShlomoI on February 19, 2020, 04:27:39 PM

Does anyone know if you can buy Amex GC to reach a spending target for a Chase signup bonus?

why not? how do they know/care what you buy?

as2 · « **Reply #9214 on:** March 04, 2020, 02:22:45 PM »

Quote from: simplicity on March 04, 2020, 02:07:58 PM

why not? how do they know/care what you buy?

Well for starters, it's against the T&Cs. Secondly, while it may not be the case here, some merchants share data with the bank/CC company about what items were purchased. A combo of my 2 points would result in no SUB.

lifetimedeals · « **Reply #9215 on:** March 05, 2020, 02:48:14 PM »

Have a Business AMEX that has a 0% APR promo ending in two months is it possible to ask Amex if it can be extended for few months (timing just not so good to end now), or no such thing? If I can ask is that a red flag?

ckmk47 · « **Reply #9216 on:** March 05, 2020, 11:32:24 PM »

Quote from: lifetimedeals on March 05, 2020, 02:48:14 PM

Have a Business AMEX that has a 0% APR promo ending in two months is it possible to ask Amex if it can be extended for few months (timing just not so good to end now), or no such thing? If I can ask is that a red flag?

IME they often have a 'new' offer at the same terms available after the first expires. Definitely call.

m65 · « **Reply #9217 on:** March 11, 2020, 01:29:40 PM »

is the amazon prime card issued by chase subject to 5/24?

as2 · « **Reply #9218 on:** March 11, 2020, 02:04:42 PM »

Quote from: m65 on March 11, 2020, 01:29:40 PM

is the amazon prime card issued by chase subject to 5/24?

Yes.

eli1571 · « **Reply #9219 on:** March 11, 2020, 08:48:16 PM »

Citi simplicity advertises that they never charge a late fee, how is that possible ? What are the t&c's for that

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Author Topic: Misc Credit Card Questions (Read 1894112 times)