Author Topic: Misc Credit Card Questions  (Read 931889 times)

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9200 on: February 19, 2020, 07:24:07 PM »
Amex every say. Sign up for amex premium insurance and switch the card upon rental return. You won't get charged
that's brilliant. does it work on all amex card?

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9201 on: February 19, 2020, 07:42:40 PM »
Amex every say. Sign up for amex premium insurance and switch the card upon rental return. You won't get charged
I heard you cant change the card with silvercar after rental..

Offline MeirS

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Re: Misc Credit Card Questions
« Reply #9202 on: February 19, 2020, 09:21:36 PM »
I currently have the Amex Gold Card (Formerly PRG).
With the higher AF and the protections gone, I'm thinking of cancelling and getting the Amex EveryDay Preferred.
If I calculated correctly, it's only cheaper to get the Gold Card if i get at least $155 out of the airline credit and seamless credit which takes some effort to get.

Do my calculations make sense?

Does the EDP have better protections then the AGC?

Offline coffeebean

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Re: Misc Credit Card Questions
« Reply #9203 on: February 20, 2020, 01:50:32 AM »
that's brilliant. does it work on all amex card?
Yes, not sure about all rental places. hence...
I heard you cant change the card with silvercar after rental..
but the basic ones for sure like Hertz, National, etc.
I try to sound as intelligent as possible.

Offline yeshivabucher

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Re: Misc Credit Card Questions
« Reply #9204 on: February 20, 2020, 07:41:28 AM »
Also on prepaid rentals it won't work

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9205 on: February 25, 2020, 01:11:35 AM »
anybody knew how to add multiple numbers to which you can receive security codes from chase when signing in from a unrecognized device?

Offline as2

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Re: Misc Credit Card Questions
« Reply #9206 on: February 25, 2020, 09:24:12 AM »
anybody knew how to add multiple numbers to which you can receive security codes from chase when signing in from a unrecognized device?
Aren't they the numbers from your profile? Why not just add another?
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Offline hvaces42

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Re: Misc Credit Card Questions
« Reply #9207 on: February 25, 2020, 01:39:00 PM »
Dont see a discussion of chase offers thread. Spend by AU on Ink triggers offer?
Fair warning - Any PMs sent in response to forum posts are fair game for ridicule in public.

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9208 on: February 25, 2020, 02:01:46 PM »
Aren't they the numbers from your profile? Why not just add another?
i added a number and it does not show up

Offline coffeebean

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Re: Misc Credit Card Questions
« Reply #9209 on: March 04, 2020, 05:08:05 AM »
Amex made 2 payments of same amount billed meaning my bill was let say $5k amex pulled 2 $5k payments from my Chase account, and gave me an overdrawn fee because there wasn't enough money in my Chase account! Will this hurt my credit?
I try to sound as intelligent as possible.

Offline Boruch Parnes

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Re: Misc Credit Card Questions
« Reply #9210 on: March 04, 2020, 08:02:36 AM »
Amex made 2 payments of same amount billed meaning my bill was let say $5k amex pulled 2 $5k payments from my Chase account, and gave me an overdrawn fee because there wasn't enough money in my Chase account! Will this hurt my credit?
shouldnt hurt credit but can hurt bank/cc relationship

Offline yeshivabucher

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Re: Misc Credit Card Questions
« Reply #9211 on: March 04, 2020, 08:42:17 AM »
Amex made 2 payments of same amount billed meaning my bill was let say $5k amex pulled 2 $5k payments from my Chase account, and gave me an overdrawn fee because there wasn't enough money in my Chase account! Will this hurt my credit?
Had a similar situation once. Called Amex and where very helpful in resolving situation with bank and they should reimburse you for overdraft

Offline coffeebean

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Re: Misc Credit Card Questions
« Reply #9212 on: March 04, 2020, 09:20:19 AM »
Had a similar situation once. Called Amex and where very helpful in resolving situation with bank and they should reimburse you for overdraft
Amex told me to just contact Chase they don't want to deal with the overdraft
I try to sound as intelligent as possible.

Offline simplicity

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Re: Misc Credit Card Questions
« Reply #9213 on: March 04, 2020, 02:07:58 PM »
Does anyone know if you can buy Amex GC to reach a spending target for a Chase signup bonus?
why not? how do they know/care what you buy?

Offline as2

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Re: Misc Credit Card Questions
« Reply #9214 on: March 04, 2020, 02:22:45 PM »
why not? how do they know/care what you buy?
Well for starters, it's against the T&Cs. Secondly, while it may not be the case here, some merchants share data with the bank/CC company about what items were purchased. A combo of my 2 points would result in no SUB.
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Offline lifetimedeals

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Re: Misc Credit Card Questions
« Reply #9215 on: March 05, 2020, 02:48:14 PM »
Have a Business AMEX that has a 0% APR promo ending in two months is it possible to ask Amex if it can be extended for few months (timing just not so good to end now), or no such thing? If I can ask is that a red flag?

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #9216 on: March 05, 2020, 11:32:24 PM »
Have a Business AMEX that has a 0% APR promo ending in two months is it possible to ask Amex if it can be extended for few months (timing just not so good to end now), or no such thing? If I can ask is that a red flag?
IME they often have a 'new' offer at the same terms available after the first expires. Definitely call. 

Offline m65

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Re: Misc Credit Card Questions
« Reply #9217 on: March 11, 2020, 01:29:40 PM »
is the amazon prime card issued by chase subject to 5/24?

Offline as2

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Re: Misc Credit Card Questions
« Reply #9218 on: March 11, 2020, 02:04:42 PM »
is the amazon prime card issued by chase subject to 5/24?
Yes.
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Offline eli1571

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Re: Misc Credit Card Questions
« Reply #9219 on: March 11, 2020, 08:48:16 PM »
Citi simplicity advertises that they never charge a late fee, how is that possible ? What are the t&c's for that