Author Topic: Misc Credit Card Questions  (Read 750097 times)

Offline Boruch Parnes

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Re: Misc Credit Card Questions
« Reply #9210 on: March 04, 2020, 08:02:36 AM »
Amex made 2 payments of same amount billed meaning my bill was let say $5k amex pulled 2 $5k payments from my Chase account, and gave me an overdrawn fee because there wasn't enough money in my Chase account! Will this hurt my credit?
shouldnt hurt credit but can hurt bank/cc relationship

Offline yeshivabucher

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Re: Misc Credit Card Questions
« Reply #9211 on: March 04, 2020, 08:42:17 AM »
Amex made 2 payments of same amount billed meaning my bill was let say $5k amex pulled 2 $5k payments from my Chase account, and gave me an overdrawn fee because there wasn't enough money in my Chase account! Will this hurt my credit?
Had a similar situation once. Called Amex and where very helpful in resolving situation with bank and they should reimburse you for overdraft

Offline avrohomgelb

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Re: Misc Credit Card Questions
« Reply #9212 on: March 04, 2020, 09:20:19 AM »
Had a similar situation once. Called Amex and where very helpful in resolving situation with bank and they should reimburse you for overdraft
Amex told me to just contact Chase they don't want to deal with the overdraft

Online simplicity

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Re: Misc Credit Card Questions
« Reply #9213 on: March 04, 2020, 02:07:58 PM »
Does anyone know if you can buy Amex GC to reach a spending target for a Chase signup bonus?
why not? how do they know/care what you buy?

Offline as2

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Re: Misc Credit Card Questions
« Reply #9214 on: March 04, 2020, 02:22:45 PM »
why not? how do they know/care what you buy?
Well for starters, it's against the T&Cs. Secondly, while it may not be the case here, some merchants share data with the bank/CC company about what items were purchased. A combo of my 2 points would result in no SUB.
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Offline lifetimedeals

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Re: Misc Credit Card Questions
« Reply #9215 on: March 05, 2020, 02:48:14 PM »
Have a Business AMEX that has a 0% APR promo ending in two months is it possible to ask Amex if it can be extended for few months (timing just not so good to end now), or no such thing? If I can ask is that a red flag?

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #9216 on: March 05, 2020, 11:32:24 PM »
Have a Business AMEX that has a 0% APR promo ending in two months is it possible to ask Amex if it can be extended for few months (timing just not so good to end now), or no such thing? If I can ask is that a red flag?
IME they often have a 'new' offer at the same terms available after the first expires. Definitely call. 

Online m65

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Re: Misc Credit Card Questions
« Reply #9217 on: March 11, 2020, 01:29:40 PM »
is the amazon prime card issued by chase subject to 5/24?

Offline as2

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Re: Misc Credit Card Questions
« Reply #9218 on: March 11, 2020, 02:04:42 PM »
is the amazon prime card issued by chase subject to 5/24?
Yes.
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Offline eli1571

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Re: Misc Credit Card Questions
« Reply #9219 on: March 11, 2020, 08:48:16 PM »
Citi simplicity advertises that they never charge a late fee, how is that possible ? What are the t&c's for that

Offline Alexsei

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Re: Misc Credit Card Questions
« Reply #9220 on: March 15, 2020, 03:28:57 PM »
If I'm adding a joint owner to my credit card (allowed by us bank, boa, pnc) is there any repercussions besides being liable for their spend on this card (and vs. Versa)?
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Offline ltttc

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Re: Misc Credit Card Questions
« Reply #9221 on: March 15, 2020, 09:48:20 PM »
If I'm adding a joint owner to my credit card (allowed by us bank, boa, pnc) is there any repercussions besides being liable for their spend on this card (and vs. Versa)?
If you're at different addresses, they may get some of your (generally non-important) mail

Offline Joeymc

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Re: Misc Credit Card Questions
« Reply #9222 on: March 27, 2020, 09:31:22 AM »
The chase ink preferred is currently offering 100,000 points for 15k spend in 3 months.

I have an old link that still says 80,000 points for 5k spend. My question is, will chase switch the offer after I sign up or would they still honor the old offer as long as it still says that in my link? Thanks
120 characters? Hmm, I wonder what I could write with 64 characters. Boy, it's gonna be hard to use up 15 characters. W-

Offline as2

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Re: Misc Credit Card Questions
« Reply #9223 on: March 27, 2020, 09:56:54 AM »
The chase ink preferred is currently offering 100,000 points for 15k spend in 3 months.

I have an old link that still says 80,000 points for 5k spend. My question is, will chase switch the offer after I sign up or would they still honor the old offer as long as it still says that in my link? Thanks
They will probably offer whatever the link says. You may be able to match it after, but don't expect 100k if your link says 80k.
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Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #9224 on: March 27, 2020, 12:14:38 PM »
They will probably offer whatever the link says.
If it's not expired.