Author Topic: Misc Credit Card Questions  (Read 908151 times)

Offline Alexsei

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Re: Misc Credit Card Questions
« Reply #9220 on: March 15, 2020, 03:28:57 PM »
If I'm adding a joint owner to my credit card (allowed by us bank, boa, pnc) is there any repercussions besides being liable for their spend on this card (and vs. Versa)?
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Offline ltttc

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Re: Misc Credit Card Questions
« Reply #9221 on: March 15, 2020, 09:48:20 PM »
If I'm adding a joint owner to my credit card (allowed by us bank, boa, pnc) is there any repercussions besides being liable for their spend on this card (and vs. Versa)?
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Offline Joeymc

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Re: Misc Credit Card Questions
« Reply #9222 on: March 27, 2020, 09:31:22 AM »
The chase ink preferred is currently offering 100,000 points for 15k spend in 3 months.

I have an old link that still says 80,000 points for 5k spend. My question is, will chase switch the offer after I sign up or would they still honor the old offer as long as it still says that in my link? Thanks
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Offline as2

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Re: Misc Credit Card Questions
« Reply #9223 on: March 27, 2020, 09:56:54 AM »
The chase ink preferred is currently offering 100,000 points for 15k spend in 3 months.

I have an old link that still says 80,000 points for 5k spend. My question is, will chase switch the offer after I sign up or would they still honor the old offer as long as it still says that in my link? Thanks
They will probably offer whatever the link says. You may be able to match it after, but don't expect 100k if your link says 80k.
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Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #9224 on: March 27, 2020, 12:14:38 PM »
They will probably offer whatever the link says.
If it's not expired.

Offline US

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Re: Misc Credit Card Questions
« Reply #9225 on: March 27, 2020, 12:27:14 PM »
You may be able to match it after, but don't expect 100k if your link says 80k.
I believe matching would require to spend the $15k.

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9226 on: March 28, 2020, 09:23:34 PM »
The chase ink preferred is currently offering 100,000 points for 15k spend in 3 months.

I have an old link that still says 80,000 points for 5k spend. My question is, will chase switch the offer after I sign up or would they still honor the old offer as long as it still says that in my link? Thanks
I tried matching was told that I need to spend the additional amount to achieve 15k within the 1st 3 months.

Offline benny120

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Re: Misc Credit Card Questions
« Reply #9227 on: March 29, 2020, 07:09:05 PM »
I currently have the Chase sapphire reserved, and I want to downgrade to the preferred due to the high annual fee.
I was wondering if there's a way to receive the 60k bonus points they are currently offering for the preferred?
Will applying for the preferred now get me the 60k bonus even though I currently have the reserve?
If not, is there a workaround, like canceling the reserve and then applying for the Preferred? Or perhaps downgrading to the Chase Freedom card and then applying for the Preferred? Any advice would be appreciated.


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Re: Misc Credit Card Questions
« Reply #9228 on: March 30, 2020, 02:03:22 PM »
downgrade to freedom then apply for prefereed pls note must be 24 months since you got sign up from a sapphire  to get approved

Offline coffeebean

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Re: Misc Credit Card Questions
« Reply #9229 on: March 30, 2020, 02:09:09 PM »
I currently have the Chase sapphire reserved, and I want to downgrade to the preferred due to the high annual fee.
I was wondering if there's a way to receive the 60k bonus points they are currently offering for the preferred?
Will applying for the preferred now get me the 60k bonus even though I currently have the reserve?
If not, is there a workaround, like canceling the reserve and then applying for the Preferred? Or perhaps downgrading to the Chase Freedom card and then applying for the Preferred? Any advice would be appreciated.
You won't be able to get any Saphire bonus for 48 months from when you got original bonus
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Offline benny120

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Re: Misc Credit Card Questions
« Reply #9230 on: March 30, 2020, 04:08:37 PM »
downgrade to freedom then apply for prefereed pls note must be 24 months since you got sign up from a sapphire  to get approved

Thanks for the answer. If I downgrade to the freedom, what happens to my ultimate rewards points? Will I be able to transfer them to a card with the ultimate rewards program?
Also, it has been at least 3 years since I signed up for the reserve so I know I will be eligible for the bonus.

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Re: Misc Credit Card Questions
« Reply #9231 on: March 30, 2020, 05:11:04 PM »
Thanks for the answer. If I downgrade to the freedom, what happens to my ultimate rewards points? Will I be able to transfer them to a card with the ultimate rewards program?
Also, it has been at least 3 years since I signed up for the reserve so I know I will be eligible for the bonus.
one you get the preffered then you will have a card that uses UR

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9232 on: March 30, 2020, 05:39:31 PM »
Thanks for the answer. If I downgrade to the freedom, what happens to my ultimate rewards points? Will I be able to transfer them to a card with the ultimate rewards program?
Also, it has been at least 3 years since I signed up for the reserve so I know I will be eligible for the bonus.
sorry but they changed it to a 48 month wait time between bonuses so you've got to wait another year

Offline benny120

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Re: Misc Credit Card Questions
« Reply #9233 on: March 30, 2020, 06:11:27 PM »
one you get the preffered then you will have a card that uses UR

I have a few other cards that use the UR program, like ink preferred and ink plus. My question is if I downgrade to the freedom will I still be able to transfer my points to these cards, or do they become a different kind of currency?

Offline benny120

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Re: Misc Credit Card Questions
« Reply #9234 on: March 30, 2020, 06:13:57 PM »
sorry but they changed it to a 48 month wait time between bonuses so you've got to wait another year

That's upsetting to hear. Any other advice to navigate my closure of the reserve?

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9235 on: March 30, 2020, 07:43:53 PM »
That's upsetting to hear. Any other advice to navigate my closure of the reserve?
just downgrade thats it

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Re: Misc Credit Card Questions
« Reply #9236 on: March 30, 2020, 11:20:11 PM »
I have a few other cards that use the UR program, like ink preferred and ink plus. My question is if I downgrade to the freedom will I still be able to transfer my points to these cards, or do they become a different kind of currency?
yes, you can. freedom and freedom unlimited also are Ultimate Rewards cards. But, you might wan't to get the bonus on the card that you are going to downgrade to (by applying directly) before downgrading
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Offline Zevi16

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Re: Misc Credit Card Questions
« Reply #9237 on: April 16, 2020, 11:25:45 PM »
In looking for a card that will allow me to do a balance transfer to a 0% apr card.
What are my options currently? Most of my balance is at chase. I only have the CSP and the CSR for personal.
I canít seem to find a way to sign up for a chase slate card.

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9238 on: April 16, 2020, 11:53:15 PM »
In looking for a card that will allow me to do a balance transfer to a 0% apr card.
What are my options currently? Most of my balance is at chase. I only have the CSP and the CSR for personal.
I canít seem to find a way to sign up for a chase slate card.
Chase Slate is discontinued. Freedom and freedom unlimited have 0% Apr Offers

Offline Zevi16

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Re: Misc Credit Card Questions
« Reply #9239 on: April 16, 2020, 11:56:43 PM »
Chase Slate is discontinued. Freedom and freedom unlimited have 0% Apr Offers
What about balance transfers?