I've had Amex Gold for many years. Now that return protection isn't available on Gold, I'm going to get the Platinum card (70k bonus points). Question is, is there a way to downgrade the Gold to a free (no AF) card? I see no reason to pay for both gold and plat. Alternatively, I guess I could just upgrade my gold to plat, but there is currently no bonus points to upgrade (even when they did offer bonus points for upgrading, it was minimal).
Thanks!