Misc Credit Card Questions

[nirc]

Do banks (citi, Barclays) claw back sign-up bonus miles if purchases made to reach minimum spend amount are returned?

[Cls2020]

Do banks (citi, Barclays) claw back sign-up bonus miles if purchases made to reach minimum spend amount are returned?

I believe so, although I have been diligent to ensure it does not happen to me personally, so I cannot speak from experience.

[nirc]

I believe so, although I have been diligent to ensure it does not happen to me personally, so I cannot speak from experience.

oh, that's not good. I bought a number of tickets on a few airlines months ago that will be soon refunded to me bec of flight cancellations. as the money gets refunded to original card, I will be short the SUB amount on a 3-4 cards if they take these refunds into consideration. I cant even spend now to make up the difference as the 3 month (spend window) period is over.

[Cls2020]

oh, that's not good. I bought a number of tickets on a few airlines months ago that will be soon refunded to me bec of flight cancellations. as the money gets refunded to original card, I will be short the SUB amount on a 3-4 cards if they take these refunds into consideration. I cant even spend now to make up the difference as the 3 month (spend window) period is over.

Some banks have extended the 3 month window a further 3 months (Chase and AMEX for sure have, I believe).

[nirc]

Some banks have extended the 3 month window a further 3 months (Chase and AMEX for sure have, I believe).

sadly, Barclays hasnt

[yungermanchik]

sadly, Barclays hasnt

Try Messaging them. Chase agreed to extend in response to messages even before their official announcement.

[Joeymc]

Has anyone asked chase Sapphire reserve for a refund on annual fee as the main benefits of the card is travel and they can't do that now?

[qwerty123]

i  have the same issue i met my signup spend and already got the points and now getting a refund... will they claw back right away or will i be given time to make more spend as i am still within 3 months...?

[qwerty123]

oh, that's not good. I bought a number of tickets on a few airlines months ago that will be soon refunded to me bec of flight cancellations. as the money gets refunded to original card, I will be short the SUB amount on a 3-4 cards if they take these refunds into consideration. I cant even spend now to make up the difference as the 3 month (spend window) period is over.

had it been within 3 months if you do more spend you would be fine?

[justmeha]

had it been within 3 months if you do more spend you would be fine?

oh, that's not good. I bought a number of tickets on a few airlines months ago that will be soon refunded to me bec of flight cancellations. as the money gets refunded to original card, I will be short the SUB amount on a 3-4 cards if they take these refunds into consideration. I cant even spend now to make up the difference as the 3 month (spend window) period is over.

[Aps]

If I want to reopen a closed credit card from chase is that a new credit pull?
What about for amex?

[Cls2020]

If I want to reopen a closed credit card from chase is that a new credit pull?
What about for amex?

I think Chase and Amex generally allow within 30 days, I think no pull required.

[simplicity]

If I want to reopen a closed credit card from chase is that a new credit pull?
What about for amex?

I have read on doc of credit that you have 30 days on Amex

[Joel]

DW will be getting out of 5/24 prison
Oldest aplication is May 27 2018
When can I safely assume 5/24 won't affect the new aplication?

[RewardsAddict]

DW will be getting out of 5/24 prison

ALOL