Author Topic: Misc Credit Card Questions  (Read 726122 times)

Offline nirc

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Re: Misc Credit Card Questions
« Reply #9270 on: April 28, 2020, 02:21:53 PM »
Do banks (citi, Barclays) claw back sign-up bonus miles if purchases made to reach minimum spend amount are returned?

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Re: Misc Credit Card Questions
« Reply #9271 on: April 28, 2020, 02:44:49 PM »
Do banks (citi, Barclays) claw back sign-up bonus miles if purchases made to reach minimum spend amount are returned?
I believe so, although I have been diligent to ensure it does not happen to me personally, so I cannot speak from experience.

Offline nirc

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Re: Misc Credit Card Questions
« Reply #9272 on: April 28, 2020, 02:51:31 PM »
I believe so, although I have been diligent to ensure it does not happen to me personally, so I cannot speak from experience.

oh, that's not good. I bought a number of tickets on a few airlines months ago that will be soon refunded to me bec of flight cancellations. as the money gets refunded to original card, I will be short the SUB amount on a 3-4 cards if they take these refunds into consideration. I cant even spend now to make up the difference as the 3 month (spend window) period is over.

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Re: Misc Credit Card Questions
« Reply #9273 on: April 28, 2020, 02:56:49 PM »
oh, that's not good. I bought a number of tickets on a few airlines months ago that will be soon refunded to me bec of flight cancellations. as the money gets refunded to original card, I will be short the SUB amount on a 3-4 cards if they take these refunds into consideration. I cant even spend now to make up the difference as the 3 month (spend window) period is over.
Some banks have extended the 3 month window a further 3 months (Chase and AMEX for sure have, I believe).

Offline nirc

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Re: Misc Credit Card Questions
« Reply #9274 on: April 28, 2020, 03:29:48 PM »
Some banks have extended the 3 month window a further 3 months (Chase and AMEX for sure have, I believe).

sadly, Barclays hasnt

Offline yungermanchik

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Re: Misc Credit Card Questions
« Reply #9275 on: April 28, 2020, 07:51:05 PM »
sadly, Barclays hasnt
Try Messaging them. Chase agreed to extend in response to messages even before their official announcement.
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline Joeymc

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Re: Misc Credit Card Questions
« Reply #9276 on: April 28, 2020, 08:03:37 PM »
Has anyone asked chase Sapphire reserve for a refund on annual fee as the main benefits of the card is travel and they can't do that now?
120 characters? Hmm, I wonder what I could write with 64 characters. Boy, it's gonna be hard to use up 15 characters. W-

Offline qwerty123

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Re: Misc Credit Card Questions
« Reply #9277 on: April 28, 2020, 10:10:22 PM »
i  have the same issue i met my signup spend and already got the points and now getting a refund... will they claw back right away or will i be given time to make more spend as i am still within 3 months...?

Offline qwerty123

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Re: Misc Credit Card Questions
« Reply #9278 on: April 28, 2020, 10:12:09 PM »
oh, that's not good. I bought a number of tickets on a few airlines months ago that will be soon refunded to me bec of flight cancellations. as the money gets refunded to original card, I will be short the SUB amount on a 3-4 cards if they take these refunds into consideration. I cant even spend now to make up the difference as the 3 month (spend window) period is over.
had it been within 3 months if you do more spend you would be fine?

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9279 on: April 28, 2020, 10:38:38 PM »
had it been within 3 months if you do more spend you would be fine?
oh, that's not good. I bought a number of tickets on a few airlines months ago that will be soon refunded to me bec of flight cancellations. as the money gets refunded to original card, I will be short the SUB amount on a 3-4 cards if they take these refunds into consideration. I cant even spend now to make up the difference as the 3 month (spend window) period is over.

Offline Aps

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Re: Misc Credit Card Questions
« Reply #9280 on: April 29, 2020, 08:55:08 PM »
If I want to reopen a closed credit card from chase is that a new credit pull?
What about for amex?

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Re: Misc Credit Card Questions
« Reply #9281 on: April 29, 2020, 09:11:53 PM »
If I want to reopen a closed credit card from chase is that a new credit pull?
What about for amex?
I think Chase and Amex generally allow within 30 days, I think no pull required.

Offline simplicity

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Re: Misc Credit Card Questions
« Reply #9282 on: April 30, 2020, 12:39:02 PM »
If I want to reopen a closed credit card from chase is that a new credit pull?
What about for amex?
I have read on doc of credit that you have 30 days on Amex

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Re: Misc Credit Card Questions
« Reply #9283 on: May 06, 2020, 06:26:43 PM »
DW will be getting out of 5/24 prison
Oldest aplication is May 27 2018
When can I safely assume 5/24 won't affect the new aplication?

Offline RewardsAddict

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Re: Misc Credit Card Questions
« Reply #9284 on: May 06, 2020, 07:43:18 PM »
DW will be getting out of 5/24 prison
ALOL