points will not be clawed back, Highly recommended to wait 12 months before canceling so you don't mess up your chase relationship.
Goal is avoiding $525 fee as there's nothing redeeming for me with this card. I'm not able to take advantage of a single benefit, especially the primary benefit this card is marketed for- namely, clubs/lounges.
My relationship otherwise is pristine. No churning. Pay in full, in time.