Author Topic: Misc Credit Card Questions  (Read 937437 times)

Offline xedex08

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Re: Misc Credit Card Questions
« Reply #9440 on: August 25, 2020, 02:19:54 AM »
I opened the Hilton Aspire and spent $200 on restaurants hoping for the credit instead of the resort credit.
Any idea how long it can take to post? Also, how can I guarantee that the places I shopped at Amex classify as restaurants? (I bought in Lkwd at Sprinkles, Glatt Gourmet & Creme)
Or direct to post where this is discussed

You're probably safe with the posting date as the promo runs through 8-31.

You can never guarantee what amex classifies as a certain merchant code.  Try a small test purchase and log into your account before fully committing.  Normally if it is a free standing restaurant, and not connected to another business, it should code as such.

Offline coffeebean

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Re: Misc Credit Card Questions
« Reply #9441 on: September 06, 2020, 12:26:40 PM »
Best way to pay a few thousand dollar Amex bill with cash? Any risk factors to take into account?
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Offline Samb

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Re: Misc Credit Card Questions
« Reply #9442 on: September 06, 2020, 07:06:44 PM »
Best way to pay a few thousand dollar Amex bill with cash? Any risk factors to take into account?
Money order

Offline coffeebean

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Re: Misc Credit Card Questions
« Reply #9443 on: September 06, 2020, 07:17:55 PM »
I try to sound as intelligent as possible.

Online Yo ssi

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Re: Misc Credit Card Questions
« Reply #9444 on: September 06, 2020, 07:19:48 PM »
Money order
Which place excepts credit cards?

Offline coffeebean

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Re: Misc Credit Card Questions
« Reply #9445 on: September 06, 2020, 07:22:05 PM »
Which place excepts credit cards?
He means to buy the m.o. with cash
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Offline Samb

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Re: Misc Credit Card Questions
« Reply #9446 on: September 07, 2020, 12:54:33 PM »
$1,000 max
buy a few. but make sure to send it in separate envelopes if not they get lost in the amex scanner

Offline Divora M

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Re: Misc Credit Card Questions
« Reply #9447 on: September 10, 2020, 10:41:20 PM »
Is it possible to transfer visa signature reward points to UR points or to any airlines mileage programs? Also, can real life reward points be transferred anywhere?

Online justmeha

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Re: Misc Credit Card Questions
« Reply #9448 on: September 10, 2020, 11:13:14 PM »
Is it possible to transfer visa signature reward points to UR points or to any airlines mileage programs? Also, can real life reward points be transferred anywhere?
never heard of those, which cards do they come from?

Offline Divora M

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Re: Misc Credit Card Questions
« Reply #9449 on: September 11, 2020, 09:32:21 AM »
never heard of those, which cards do they come from?

US bank card and 53rd Bank with MasterCard

Offline coffeebean

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Re: Misc Credit Card Questions
« Reply #9450 on: September 12, 2020, 09:06:25 PM »
I mailed in a $5,000 money order to Amex in CA. USPS is delaying the delivery. Bill is do tomorrow, will just paying the minimum due on a business account affect my credit or credibility with Amex in any way?
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Offline 159dallas

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Re: Misc Credit Card Questions
« Reply #9451 on: September 12, 2020, 09:47:42 PM »
If i have possible fraud hard inquiry does that mean that someone didn't open a new account? Or could the new account show later..

Offline Samb

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Re: Misc Credit Card Questions
« Reply #9452 on: September 12, 2020, 11:30:55 PM »
I mailed in a $5,000 money order to Amex in CA. USPS is delaying the delivery. Bill is do tomorrow, will just paying the minimum due on a business account affect my credit or credibility with Amex in any way?
No

Offline Samb

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Re: Misc Credit Card Questions
« Reply #9453 on: September 12, 2020, 11:32:03 PM »
If i have possible fraud hard inquiry does that mean that someone didn't open a new account? Or could the new account show later..
New account can take a month or even more to show up. Call the bank right away to notify them that your credit was misused

Online justmeha

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Re: Misc Credit Card Questions
« Reply #9454 on: September 13, 2020, 02:19:21 AM »
I mailed in a $5,000 money order to Amex in CA. USPS is delaying the delivery. Bill is do tomorrow, will just paying the minimum due on a business account affect my credit or credibility with Amex in any way?
not that I know of. But they will charge you interest

Offline CRACKERJACK

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Re: Misc Credit Card Questions
« Reply #9455 on: September 16, 2020, 04:44:07 AM »
I mailed in a $5,000 money order to Amex in CA. USPS is delaying the delivery. Bill is do tomorrow, will just paying the minimum due on a business account affect my credit or credibility with Amex in any way?
not that I know of. But they will charge you interest

you can call them explain what happened and they should be able to reverse any interest or late fee charges

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #9456 on: September 17, 2020, 10:29:31 AM »
I mailed in a $5,000 money order to Amex in CA. USPS is delaying the delivery. Bill is do tomorrow, will just paying the minimum due on a business account affect my credit or credibility with Amex in any way?
I know the answer is no longer relevent for you, but might be for someone else.
Pay the minimum so you don't get 'late fees'.
You'll be charged interest on the rest of the unpaid bill.
You can call and explain and try to get the interest waived.  A call might even get the late fee reversed if you haven't paid the minimum.

Offline coffeebean

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Re: Misc Credit Card Questions
« Reply #9457 on: September 17, 2020, 10:33:31 AM »
I know the answer is no longer relevent for you, but might be for someone else.
Pay the minimum so you don't get 'late fees'.
You'll be charged interest on the rest of the unpaid bill.
You can call and explain and try to get the interest waived.  A call might even get the late fee reversed if you haven't paid the minimum.
I paid the minimum I still haven't received interest. Where and when would I see it?
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Online yelped

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Re: Misc Credit Card Questions
« Reply #9458 on: September 17, 2020, 10:42:55 AM »
I paid the minimum I still haven't received interest. Where and when would I see it?
Is this a charge card? Charge cards aren't actually due on the "please pay by" date.

Offline coffeebean

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Re: Misc Credit Card Questions
« Reply #9459 on: September 17, 2020, 10:50:14 AM »
Is this a charge card? Charge cards aren't actually due on the "please pay by" date.
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