Author Topic: Misc Credit Card Questions  (Read 726545 times)

Offline avrohomgelb

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2018
  • Posts: 1205
  • Total likes: 164
  • DansDeals.com Hat Tips 7
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #9450 on: September 12, 2020, 09:06:25 PM »
I mailed in a $5,000 money order to Amex in CA. USPS is delaying the delivery. Bill is do tomorrow, will just paying the minimum due on a business account affect my credit or credibility with Amex in any way?

Offline 159dallas

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2013
  • Posts: 799
  • Total likes: 18
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: New Jersey
  • Programs: IHG Platinum Premier, Hertz PC, Enterprise EE
Re: Misc Credit Card Questions
« Reply #9451 on: September 12, 2020, 09:47:42 PM »
If i have possible fraud hard inquiry does that mean that someone didn't open a new account? Or could the new account show later..

Offline Samb

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2020
  • Posts: 157
  • Total likes: 15
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Next to coffee
Re: Misc Credit Card Questions
« Reply #9452 on: September 12, 2020, 11:30:55 PM »
I mailed in a $5,000 money order to Amex in CA. USPS is delaying the delivery. Bill is do tomorrow, will just paying the minimum due on a business account affect my credit or credibility with Amex in any way?
No

Offline Samb

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2020
  • Posts: 157
  • Total likes: 15
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Next to coffee
Re: Misc Credit Card Questions
« Reply #9453 on: September 12, 2020, 11:32:03 PM »
If i have possible fraud hard inquiry does that mean that someone didn't open a new account? Or could the new account show later..
New account can take a month or even more to show up. Call the bank right away to notify them that your credit was misused

Offline justmeha

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2019
  • Posts: 901
  • Total likes: 88
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #9454 on: September 13, 2020, 02:19:21 AM »
I mailed in a $5,000 money order to Amex in CA. USPS is delaying the delivery. Bill is do tomorrow, will just paying the minimum due on a business account affect my credit or credibility with Amex in any way?
not that I know of. But they will charge you interest

Offline CRACKERJACK

  • Dansdeals Gold Elite
  • ***
  • Join Date: Mar 2019
  • Posts: 117
  • Total likes: 22
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9455 on: September 16, 2020, 04:44:07 AM »
I mailed in a $5,000 money order to Amex in CA. USPS is delaying the delivery. Bill is do tomorrow, will just paying the minimum due on a business account affect my credit or credibility with Amex in any way?
not that I know of. But they will charge you interest

you can call them explain what happened and they should be able to reverse any interest or late fee charges

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 6527
  • Total likes: 277
  • DansDeals.com Hat Tips 3
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #9456 on: September 17, 2020, 10:29:31 AM »
I mailed in a $5,000 money order to Amex in CA. USPS is delaying the delivery. Bill is do tomorrow, will just paying the minimum due on a business account affect my credit or credibility with Amex in any way?
I know the answer is no longer relevent for you, but might be for someone else.
Pay the minimum so you don't get 'late fees'.
You'll be charged interest on the rest of the unpaid bill.
You can call and explain and try to get the interest waived.  A call might even get the late fee reversed if you haven't paid the minimum.

Offline avrohomgelb

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2018
  • Posts: 1205
  • Total likes: 164
  • DansDeals.com Hat Tips 7
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #9457 on: September 17, 2020, 10:33:31 AM »
I know the answer is no longer relevent for you, but might be for someone else.
Pay the minimum so you don't get 'late fees'.
You'll be charged interest on the rest of the unpaid bill.
You can call and explain and try to get the interest waived.  A call might even get the late fee reversed if you haven't paid the minimum.
I paid the minimum I still haven't received interest. Where and when would I see it?

Offline yelped

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2015
  • Posts: 5547
  • Total likes: 625
  • DansDeals.com Hat Tips 14
    • View Profile
Re: Misc Credit Card Questions
« Reply #9458 on: September 17, 2020, 10:42:55 AM »
I paid the minimum I still haven't received interest. Where and when would I see it?
Is this a charge card? Charge cards aren't actually due on the "please pay by" date.

Offline avrohomgelb

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2018
  • Posts: 1205
  • Total likes: 164
  • DansDeals.com Hat Tips 7
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #9459 on: September 17, 2020, 10:50:14 AM »
Is this a charge card? Charge cards aren't actually due on the "please pay by" date.
AE Blue Business Plus

Offline yelped

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2015
  • Posts: 5547
  • Total likes: 625
  • DansDeals.com Hat Tips 14
    • View Profile
Re: Misc Credit Card Questions
« Reply #9460 on: September 17, 2020, 11:29:02 AM »
AE Blue Business Plus
Credit card.

Do you have 0% APR on the card?

Offline avrohomgelb

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2018
  • Posts: 1205
  • Total likes: 164
  • DansDeals.com Hat Tips 7
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #9461 on: September 17, 2020, 12:00:27 PM »
Credit card.

Do you have 0% APR on the card?
Idk, never had to know

Offline justmeha

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2019
  • Posts: 901
  • Total likes: 88
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #9462 on: September 17, 2020, 03:01:00 PM »

Offline avrohomgelb

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2018
  • Posts: 1205
  • Total likes: 164
  • DansDeals.com Hat Tips 7
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #9463 on: September 17, 2020, 03:14:21 PM »

Offline Jm1248

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2427
  • Total likes: 5
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
Re: Misc Credit Card Questions
« Reply #9464 on: September 17, 2020, 04:23:04 PM »
Does the $300 Bonvoy Brilliant Marriott credit still work for purchasing gift cards online?