Author Topic: Misc Credit Card Questions  (Read 752868 times)

Offline Eb228

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Re: Misc Credit Card Questions
« Reply #9465 on: September 21, 2020, 01:04:07 PM »
Does AmEx offer the ability to product change (I.E. between Delta's or between Hilton's) like Chase(freedom - sapphire) and Citi (rewards+ - Thank you Premier)?

Offline El Capitan

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Re: Misc Credit Card Questions
« Reply #9466 on: September 21, 2020, 02:23:29 PM »
Is there a no af card I can downgrade a delta gold biz to?
Always looking for a good MS method... PM suggestions 😊

Offline El Capitan

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Re: Misc Credit Card Questions
« Reply #9467 on: September 21, 2020, 02:24:03 PM »
Does AmEx offer the ability to product change (I.E. between Delta's or between Hilton's) like Chase(freedom - sapphire) and Citi (rewards+ - Thank you Premier)?
I guess our questions are somewhat tied
Always looking for a good MS method... PM suggestions 😊

Offline meilich

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Re: Misc Credit Card Questions
« Reply #9468 on: September 21, 2020, 03:50:37 PM »
Is it risky to apply for a chase card if I received my last chase card 60 days ago?

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9469 on: September 21, 2020, 11:20:14 PM »
Is it risky to apply for a chase card if I received my last chase card 60 days ago?
Yes
Wait 90 days

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9470 on: September 21, 2020, 11:20:38 PM »
Is there a no af card I can downgrade a delta gold biz to?
Nope

Offline Cat18

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Re: Misc Credit Card Questions
« Reply #9471 on: September 23, 2020, 03:30:46 PM »
how can one temporarily increase their credit line on a business card?

got $1000 CL. but since got hit right away with $95 annual fee, it dropped effective CL to $905 while my purchase is an even $1k.

Offline as2

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Re: Misc Credit Card Questions
« Reply #9472 on: September 23, 2020, 03:32:06 PM »
how can one temporarily increase their credit line on a business card?

got $1000 CL. but since got hit right away with $95 annual fee, it dropped effective CL to $905 while my purchase is an even $1k.
Many banks are OK with you going slightly over your CL. You can try and call and ask if they can approve the transaction.
Memories last forever, make them while you can.

Offline Cat18

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Re: Misc Credit Card Questions
« Reply #9473 on: September 23, 2020, 04:01:42 PM »
Many banks are OK with you going slightly over your CL. You can try and call and ask if they can approve the transaction.

no success

Offline Samb

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Re: Misc Credit Card Questions
« Reply #9474 on: September 23, 2020, 07:56:24 PM »

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #9475 on: September 24, 2020, 02:05:27 PM »
Pay the $95 on line.
The credit available should go back to $1000 once it clears.

Offline Cat18

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Re: Misc Credit Card Questions
« Reply #9476 on: September 24, 2020, 02:52:08 PM »
Pay the $95 on line.
The credit available should go back to $1000 once it clears.

tried, but takes 7 days to clear.

instead transferred part of credit line from another card. yeah!

Offline Shaya E

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Re: Misc Credit Card Questions
« Reply #9477 on: October 01, 2020, 09:59:16 PM »
I'm new here and I'm not sure if this is the right  place to post this, so sorry in advance if it isn't.
If I upgrade the CSP to CSR, when do I get charged the higher AF; right away or when the CSP's year is up?

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #9478 on: October 01, 2020, 11:43:33 PM »

If I upgrade the CSP to CSR, when do I get charged the higher AF; right away or when the CSP's year is up?
right away

Offline Cat18

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Re: Misc Credit Card Questions
« Reply #9479 on: October 08, 2020, 07:46:05 AM »
US bank card and 53rd Bank with MasterCard

How got approved for US bank?