Author Topic: Misc Credit Card Questions  (Read 1895556 times)

Online yelped

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2015
  • Posts: 10941
  • Total likes: 3972
  • DansDeals.com Hat Tips 43
    • View Profile
Re: Misc Credit Card Questions
« Reply #9460 on: September 17, 2020, 11:29:02 AM »
AE Blue Business Plus
Credit card.

Do you have 0% APR on the card?

Offline coffeebean

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2018
  • Posts: 3012
  • Total likes: 820
  • DansDeals.com Hat Tips 10
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #9461 on: September 17, 2020, 12:00:27 PM »
Credit card.

Do you have 0% APR on the card?
Idk, never had to know

Offline justmeha

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2019
  • Posts: 1506
  • Total likes: 150
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Misc Credit Card Questions
« Reply #9462 on: September 17, 2020, 03:01:00 PM »

Offline coffeebean

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2018
  • Posts: 3012
  • Total likes: 820
  • DansDeals.com Hat Tips 10
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #9463 on: September 17, 2020, 03:14:21 PM »

Offline Jm1248

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2419
  • Total likes: 15
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
Re: Misc Credit Card Questions
« Reply #9464 on: September 17, 2020, 04:23:04 PM »
Does the $300 Bonvoy Brilliant Marriott credit still work for purchasing gift cards online?

Offline Eb228

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jul 2019
  • Posts: 360
  • Total likes: 130
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Lakewood, NJ
Re: Misc Credit Card Questions
« Reply #9465 on: September 21, 2020, 01:04:07 PM »
Does AmEx offer the ability to product change (I.E. between Delta's or between Hilton's) like Chase(freedom - sapphire) and Citi (rewards+ - Thank you Premier)?

Offline El Capitan

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Oct 2019
  • Posts: 510
  • Total likes: 70
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: US
  • Programs: Haha I wish!
Re: Misc Credit Card Questions
« Reply #9466 on: September 21, 2020, 02:23:29 PM »
Is there a no af card I can downgrade a delta gold biz to?
Still looking for a good MS method :)

Offline El Capitan

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Oct 2019
  • Posts: 510
  • Total likes: 70
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: US
  • Programs: Haha I wish!
Re: Misc Credit Card Questions
« Reply #9467 on: September 21, 2020, 02:24:03 PM »
Does AmEx offer the ability to product change (I.E. between Delta's or between Hilton's) like Chase(freedom - sapphire) and Citi (rewards+ - Thank you Premier)?
I guess our questions are somewhat tied
Still looking for a good MS method :)

Offline meilich

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2014
  • Posts: 101
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Misc Credit Card Questions
« Reply #9468 on: September 21, 2020, 03:50:37 PM »
Is it risky to apply for a chase card if I received my last chase card 60 days ago?

Offline Joel

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2018
  • Posts: 5133
  • Total likes: 1086
  • DansDeals.com Hat Tips 76
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Marriott Gold, IHG Platinum, National EE, Hertz PC, Enterprise Platinum, Avis PC
Re: Misc Credit Card Questions
« Reply #9469 on: September 21, 2020, 11:20:14 PM »
Is it risky to apply for a chase card if I received my last chase card 60 days ago?
Yes
Wait 90 days

Offline Joel

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2018
  • Posts: 5133
  • Total likes: 1086
  • DansDeals.com Hat Tips 76
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Marriott Gold, IHG Platinum, National EE, Hertz PC, Enterprise Platinum, Avis PC
Re: Misc Credit Card Questions
« Reply #9470 on: September 21, 2020, 11:20:38 PM »
Is there a no af card I can downgrade a delta gold biz to?
Nope

Offline Cat18

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2016
  • Posts: 480
  • Total likes: 32
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9471 on: September 23, 2020, 03:30:46 PM »
how can one temporarily increase their credit line on a business card?

got $1000 CL. but since got hit right away with $95 annual fee, it dropped effective CL to $905 while my purchase is an even $1k.

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5724
  • Total likes: 917
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #9472 on: September 23, 2020, 03:32:06 PM »
how can one temporarily increase their credit line on a business card?

got $1000 CL. but since got hit right away with $95 annual fee, it dropped effective CL to $905 while my purchase is an even $1k.
Many banks are OK with you going slightly over your CL. You can try and call and ask if they can approve the transaction.
Memories last forever, make them while you can.

Offline Cat18

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2016
  • Posts: 480
  • Total likes: 32
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9473 on: September 23, 2020, 04:01:42 PM »
Many banks are OK with you going slightly over your CL. You can try and call and ask if they can approve the transaction.

no success

Offline Samb

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2020
  • Posts: 237
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Next to coffee
Re: Misc Credit Card Questions
« Reply #9474 on: September 23, 2020, 07:56:24 PM »

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 8030
  • Total likes: 1065
  • DansDeals.com Hat Tips 3
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #9475 on: September 24, 2020, 02:05:27 PM »
Pay the $95 on line.
The credit available should go back to $1000 once it clears.
My favorite cause: cssy.org

Offline Cat18

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2016
  • Posts: 480
  • Total likes: 32
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9476 on: September 24, 2020, 02:52:08 PM »
Pay the $95 on line.
The credit available should go back to $1000 once it clears.

tried, but takes 7 days to clear.

instead transferred part of credit line from another card. yeah!

Offline Shaya E

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2020
  • Posts: 473
  • Total likes: 197
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #9477 on: October 01, 2020, 09:59:16 PM »
I'm new here and I'm not sure if this is the right  place to post this, so sorry in advance if it isn't.
If I upgrade the CSP to CSR, when do I get charged the higher AF; right away or when the CSP's year is up?

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 8030
  • Total likes: 1065
  • DansDeals.com Hat Tips 3
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #9478 on: October 01, 2020, 11:43:33 PM »

If I upgrade the CSP to CSR, when do I get charged the higher AF; right away or when the CSP's year is up?
right away
My favorite cause: cssy.org

Offline Cat18

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2016
  • Posts: 480
  • Total likes: 32
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9479 on: October 08, 2020, 07:46:05 AM »
US bank card and 53rd Bank with MasterCard

How got approved for US bank?