you can upgrade with no hard pull even past 5/24, they would charge you your annual fee but you'll get refunded when you downgrade back to the csp. You can transfer all your points to your Sapphire card to redeem it for 1.5 . Just make sure to use the $300 annual credit before you downgrade back.Personally I'm not telling you they won't flag your account, so it might be worth it for you to keep it open for 2 months before downgrading back...
thanks.i wouldnt be able to upgrade from the csp, bec that was just opened 2 months ago and I believe it cant be upgraded in yr 1. i would need to upgrade and then downgrade from the cfu. would that be possible?
so it looks like my 2 best options for cards with Return Protection and no FX fee remain the Amex Platinum and the Sapphire Reserve. As I mentioned I don't mind the Annual Fee, can anyone recommend one of them over the other??
Amex
For which reasons?
Amex is much easier to deal with.
Indeed. As well as better overall benefits IMO (obviously subject to your specific case)
If you would be able to elaborate on the better benefits, I would be very grateful.I only need it for occasional purchases (meeting spend target not a problem as some big expenses coming up) but as I am not in the US currently the return protection is important - it comes in very handy. Travel credit could also always be used.
I got an upgrade offer on my Amex everyday card to upgrade to Everyday Preferred for 40k points. Two questions.1) I had a preferred card in the past am I going to get the points?2) Will this incur a hard pull?TIA
Is it worth it to pay 3% charge on $25,000 to receive points? Or makes more sense to pay cash? If yes, which card makes the most sense? It’s 5 payments of $5,000 each
I have the 2 southwest business cards. Is it worth keeping them open with the 199+99 fee?
Bump?