Author Topic: Misc Credit Card Questions  (Read 1865263 times)

Offline jew

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Re: Misc Credit Card Questions
« Reply #9960 on: March 17, 2021, 03:02:32 AM »
Yeah, I don't see the regular Arrival on the site.
What are the benefits on the regular Arrival?
Gives 2 cents back on utility bills . After downgrading I ended up using it for bills for a while

Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #9961 on: March 17, 2021, 09:30:33 AM »
Gives 2 cents back on utility bills . After downgrading I ended up using it for bills for a while
And after awhile? Stuck it in your bottom drawer  ;) ?

Offline jew

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Re: Misc Credit Card Questions
« Reply #9962 on: March 17, 2021, 10:32:18 AM »
And after awhile? Stuck it in your bottom drawer  ;) ?
Yah lol. Waiting for them to close it down like they did to my wife's...

Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #9963 on: March 17, 2021, 03:46:48 PM »
And after awhile? Stuck it in your bottom drawer  ;) ?
I'd rather downgrade to a Choice Priveleges Visa. When traveling with the family, I stay quite often at Comfort Suites so it would be better than staying in my drawer  ;)
Why don't you just close it yourself so you can open other cards in its place?
« Last Edit: March 17, 2021, 04:09:41 PM by Dovdovmoneytree »

Offline jack79

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Re: Misc Credit Card Questions
« Reply #9964 on: March 17, 2021, 05:39:55 PM »
I was recently approved for the Chase United business card. However I need another business card.

Does anyone know what the best offers are currently for business cards, making a spend of 5k or less?

Thanks!
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Offline lansky

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Re: Misc Credit Card Questions
« Reply #9965 on: March 18, 2021, 04:21:23 AM »
Why not?
I have read some reports that due to a law about minimum time to let you pay it can roll over to the next month  but I couldn't confirm, hence the question

Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #9966 on: March 22, 2021, 04:19:17 PM »
I have two United Explorer MileagePLUS cards. Wanna downgrade them to no annual fee cards. 1. Will I lose my accumulated miles by doing so?? 2. Is the United Gateway the best (or only) no AF United card to downgrade to? Thanks!

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9967 on: March 22, 2021, 04:34:51 PM »
I was recently approved for the Chase United business card. However I need another business card.

Does anyone know what the best offers are currently for business cards, making a spend of 5k or less?

Thanks!
BofA biz cash rewards $750/$5000

Online myi

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Re: Misc Credit Card Questions
« Reply #9968 on: March 22, 2021, 06:04:08 PM »
I have two United Explorer MileagePLUS cards. Wanna downgrade them to no annual fee cards. 1. Will I lose my accumulated miles by doing so?? 2. Is the United Gateway the best (or only) no AF United card to downgrade to? Thanks!
No, you should be able to retain your miles. Confirm with rep before downgrading.
 I've done it with the old NO AF card and it worked fine.
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Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #9969 on: March 22, 2021, 06:12:54 PM »
No, you should be able to retain your miles. Confirm with rep before downgrading.
 I've done it with the old NO AF card and it worked fine.
Thanks. I do believe I read on DD somewhere that the miles do not get lost but need to search where I saw it.... The rep will probably say I will lose them, no? Don't they usually try those tactics?

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Re: Misc Credit Card Questions
« Reply #9970 on: March 22, 2021, 06:20:10 PM »
Thanks. I do believe I read on DD somewhere that the miles do not get lost but need to search where I saw it.... The rep will probably say I will lose them, no? Don't they usually try those tactics?
No. Don't think so.
  Just call and ask what no AF card they have to offer.
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Re: Misc Credit Card Questions
« Reply #9971 on: March 22, 2021, 06:26:27 PM »
Thanks. I do believe I read on DD somewhere that the miles do not get lost but need to search where I saw it.... The rep will probably say I will lose them, no? Don't they usually try those tactics?
If you're under 5/24 and don't plan on opening more than 4-5 cards in 5/24.

 Open this card with the bonus and then close your other card. Or just downgrade. But i doubt they'll offer you a sign up bonus.

https://www.theexplorercard.com/rewards-cards/gateway-card?
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Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9972 on: March 22, 2021, 07:08:06 PM »
I have two United Explorer MileagePLUS cards. Wanna downgrade them to no annual fee cards. 1. Will I lose my accumulated miles by doing so?? 2. Is the United Gateway the best (or only) no AF United card to downgrade to? Thanks!
1) your miles are with united so you will get to keep them even if you close your card

2) only

Offline bluesky

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Re: Misc Credit Card Questions
« Reply #9973 on: April 05, 2021, 11:16:00 PM »
Which credit card gives the third or fourth night free?

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Re: Misc Credit Card Questions
« Reply #9974 on: April 05, 2021, 11:18:23 PM »
Which credit card gives the third or fourth night free?
marriott
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Offline bluesky

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Re: Misc Credit Card Questions
« Reply #9975 on: April 05, 2021, 11:19:50 PM »
marriott
Any other credit card for different hotel chains?

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9976 on: April 09, 2021, 01:21:00 PM »
Which credit card gives the third or fourth night free?
I'm pretty sure you're referring to the Citi card, but that benefit is no longer offered.

Offline bluesky

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Re: Misc Credit Card Questions
« Reply #9977 on: April 09, 2021, 03:44:50 PM »
marriott
I'm pretty sure you're referring to the Citi card, but that benefit is no longer offered.

Thank you

Offline sruliL

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Re: Misc Credit Card Questions
« Reply #9978 on: April 11, 2021, 08:59:30 PM »
I'm trying to book a flight but my Membership Rewards are currently frozen "for 6-12 weeks" as AMEX reviews my account to make sure all spend fits criteria. In retrospect I probably triggered it by trying to transfer MR around a month after opening a Gold card. In the meantime my father is willing to lend me the miles I need (transfer to his airline account and I'll book a ticket from there). My question is, when my account is unfrozen can I transfer MR points to my father if he is an AU on my card? I'm talking about transferring Membership Rewards points to his account, not partner airlines.
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Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9979 on: April 11, 2021, 09:11:23 PM »
I'm trying to book a flight but my Membership Rewards are currently frozen "for 6-12 weeks" as AMEX reviews my account to make sure all spend fits criteria. In retrospect I probably triggered it by trying to transfer MR around a month after opening a Gold card. In the meantime my father is willing to lend me the miles I need (transfer to his airline account and I'll book a ticket from there). My question is, when my account is unfrozen can I transfer MR points to my father if he is an AU on my card? I'm talking about transferring Membership Rewards points to his account, not partner airlines.
no