Author Topic: Misc Credit Card Questions (Read 1895524 times)

Iz · « **Reply #10140 on:** July 21, 2021, 12:46:32 PM »

Quote from: TimT on July 21, 2021, 12:45:28 PM

https://www.dansdeals.com/credit-cards/ultimate-comparison-chart-chase-ultimate-rewards-cards-supercharge-earnings-creating-chase-quinfecta-killer-combo/

https://www.dansdeals.com/credit-cards/create-quinfecta-signup-chase-freedom-flex-freedom-unlimited-get-20k-points-plus-earn-5-9-points-groceries-year/

Thanks.

Iz · « **Reply #10141 on:** July 21, 2021, 12:47:03 PM »

Quote from: TimT on July 21, 2021, 12:46:16 PM

You're not using it for groceries or gas ?

I am. Which is best for those?

Iz · « **Reply #10142 on:** July 21, 2021, 12:47:52 PM »

Remember: Freedom; not Unlimited, and not Flex.

TimT · « **Reply #10143 on:** July 21, 2021, 01:28:57 PM »

Ok, I’ll try this while standing on 1 foot.

Ink Cash has 5% cash back on first $25k for office supply stores, Internet, cable & phone services. 2% back on gas & restaurants.

Ink Preferred offers 3 ppd on first $150k on Internet, cable & phone services, travel.

Sapphire preferred offers 2 ppd on dining & travel.

Freedom has their 5% rotating categories

There’s probably much more

Then there’s Pay Yourself Back

Iz · « **Reply #10144 on:** July 21, 2021, 03:00:04 PM »

Thanks!

ckmk47 · « **Reply #10145 on:** July 22, 2021, 02:32:50 AM »

Quote from: Iz on July 21, 2021, 12:47:52 PM

Remember: Freedom; not Unlimited, and not Flex.

Add a Freedom Unlimited.
If you have any other Chase UR cards, convert it to FU to take advantage of 1.5 ppd earned on 'everything else'.

Iz · « **Reply #10146 on:** July 22, 2021, 07:03:28 AM »

Quote from: ckmk47 on July 22, 2021, 02:32:50 AM

Add a Freedom Unlimited.
If you have any other Chase UR cards, convert it to FU to take advantage of 1.5 ppd earned on 'everything else'.

Great idea. The question is whether I should give up on Freedom's 5%. I also don't want to close a very new CSP. I could apply for a new FU, but is it worth using up one of 5/24 for that?

ckmk47 · « **Reply #10147 on:** July 22, 2021, 11:34:53 AM »

Quote from: Iz on July 22, 2021, 07:03:28 AM

Great idea. The question is whether I should give up on Freedom's 5%. I also don't want to close a very new CSP. I could apply for a new FU, but is it worth using up one of 5/24 for that?

Good questions all. You're in a pickle.
It's good to have a Freedom.
Don't play with a new card, but if after a year you're going to cancel it, convert it to a FU.
IDK if it's worth a 5/24 slot. But think about what else you were planning to get and how soon your old ones will fall away.

yungermanchik · « **Reply #10148 on:** July 22, 2021, 11:41:44 AM »

Quote from: Iz on July 22, 2021, 07:03:28 AM

Great idea. The question is whether I should give up on Freedom's 5%. I also don't want to close a very new CSP. I could apply for a new FU, but is it worth using up one of 5/24 for that?

Which other Chase branded cards do you plan on getting in the near future (hotel/airline)? If there aren't more than enough to put you over 5/24 go for it, it's a very good non-premium card to have. You can always apply for non-Chase cards afterwards.

TimT · « **Reply #10149 on:** July 22, 2021, 12:05:48 PM »

Quote from: Iz on July 22, 2021, 07:03:28 AM

Great idea. The question is whether I should give up on Freedom's 5%. I also don't want to close a very new CSP. I could apply for a new FU, but is it worth using up one of 5/24 for that?

Do you have any other old chase cards just sitting around that could be converted ?

Iz · « **Reply #10150 on:** July 22, 2021, 01:06:09 PM »

Quote from: ckmk47 on July 22, 2021, 11:34:53 AM

Good questions all. You're in a pickle.
It's good to have a Freedom.
Don't play with a new card, but if after a year you're going to cancel it, convert it to a FU.
IDK if it's worth a 5/24 slot. But think about what else you were planning to get and how soon your old ones will fall away.

Quote from: yungermanchik on July 22, 2021, 11:41:44 AM

Which other Chase branded cards do you plan on getting in the near future (hotel/airline)?

Not sure.

Quote from: TimT on July 22, 2021, 12:05:48 PM

Do you have any other old chase cards just sitting around that could be converted ?

Nope.
We'll keep thinking...

I was just wondering if I was missing anything. Apparently not.

Yehudaa · « **Reply #10151 on:** July 22, 2021, 02:31:49 PM »

In case this helps anyone, for a while I was getting the amex popup on new applications for my wife, so I spent regularly across all of her amex cards for just 2-3 months and today I got an application through with no popup. I thought it might take longer but I think it's been under 3 months of spending (and not a ton, just a few transactions on each card).

free123cc · « **Reply #10152 on:** July 23, 2021, 10:49:18 AM »

For someone who moved to Israel, but still has a valid American address and wants to use his American cc for spending. What options are available for a no annual fee and no foreign transaction fee card?
Thanks

HoKo · « **Reply #10153 on:** July 23, 2021, 11:01:37 AM »

Quote from: free123cc on July 23, 2021, 10:49:18 AM

For someone who moved to Israel, but still has a valid American address and wants to use his American cc for spending. What options are available for a no annual fee and no foreign transaction fee card?
Thanks

Capital One Quicksilver Cash Rewards = 1.5% cashback with zero AF and no ForEx fees

Worth considering.

Yehudaa · « **Reply #10154 on:** July 23, 2021, 11:11:35 AM »

Quote from: Yehudaa on July 22, 2021, 02:31:49 PM

In case this helps anyone, for a while I was getting the amex popup on new applications for my wife, so I spent regularly across all of her amex cards for just 2-3 months and today I got an application through with no popup. I thought it might take longer but I think it's been under 3 months of spending (and not a ton, just a few transactions on each card).

Just got this card less than 19 hours after applying. Pretty fast.

yungermanchik · « **Reply #10155 on:** July 23, 2021, 11:19:10 AM »

Quote from: free123cc on July 23, 2021, 10:49:18 AM

For someone who moved to Israel, but still has a valid American address and wants to use his American cc for spending. What options are available for a no annual fee and no foreign transaction fee card?
Thanks

Bonvoy Bold
United Gateway
Hilton Amex
Delta SkyMiles® Blue
Discover it® chrome
Discover it® Miles
Discover it® Cash Back
Capital One VentureOne
Capital One Quicksilver
Capital One SavorOne
Journey Student Rewards from Capital One
Upgrade Triple Cash Rewards Visa
Upgrade Visa® Card with Cash Rewards

these are @Dan's links

HoKo · « **Reply #10156 on:** July 23, 2021, 04:17:05 PM »

Quote from: yungermanchik on July 23, 2021, 11:19:10 AM

Bonvoy Bold
United Gateway
Hilton Amex
Delta SkyMiles® Blue
Discover it® chrome
Discover it® Miles
Discover it® Cash Back
Capital One VentureOne
Capital One Quicksilver
Capital One SavorOne
Journey Student Rewards from Capital One
Upgrade Triple Cash Rewards Visa
Upgrade Visa® Card with Cash Rewards

these are @Dan's links

I considered recommending the Discover card, but wasn't sure how widely accepted it would be Israel

SwellCindy · « **Reply #10157 on:** July 26, 2021, 11:59:40 PM »

Re United Quest, are the two free bags in addition to the checked bag included with the reservation (total of 3 bags?)?

HoKo · « **Reply #10158 on:** July 27, 2021, 08:40:13 AM »

Quote from: SwellCindy on July 26, 2021, 11:59:40 PM

Re United Quest, are the two free bags in addition to the checked bag included with the reservation (total of 3 bags?)?

No, you would still only receive a total of two free checked bags. Here is the relevant section from the UA terms. Hope this helps.

SwellCindy · « **Reply #10159 on:** July 27, 2021, 12:27:04 PM »

Quote from: HoKo on July 27, 2021, 08:40:13 AM

No, you would still only receive a total of two free checked bags. Here is the relevant section from the UA terms. Hope this helps.

Ty for this.

Topic Wiki

Author Topic: Misc Credit Card Questions (Read 1895524 times)