Misc Credit Card Questions

[yungermanchik]

What credit card should I get next for SUB/rewards?
Not eligible for another Sapphire.

Currently have (between me and my wife):
Amex plat, x2 Hilton aspire, Marriot Bonvoy, biz plat, x2 biz blue plus, blue cash.
Chase Sapphire preferred, x2 freedom, freedom unl, x2 Ink cash, x2 ink unlimited.
BOA cash, Citi Biz AA, Barclays AA red, x2ArrivalPlus

Refer each other from the freedom and get freedom flexes

[Spoon]

What credit card should I get next for SUB/rewards?
Not eligible for another Sapphire.

Currently have (between me and my wife):
Amex plat, x2 Hilton aspire, Marriot Bonvoy, biz plat, x2 biz blue plus, blue cash.
Chase Sapphire preferred, x2 freedom, freedom unl, x2 Ink cash, x2 ink unlimited.
BOA cash, Citi Biz AA, Barclays AA red, x2ArrivalPlus

For SUB probably Citi Premier or Ink Preferred. Amex Bonvoy Business is also a strong offer.

[Yehudaa]

Refer each other from the freedom and get freedom flexes

and...

BANNED! 

[coffeebean]

What credit card should I get next for SUB/rewards?
Not eligible for another Sapphire.

Currently have (between me and my wife):
Amex plat, x2 Hilton aspire, Marriot Bonvoy, biz plat, x2 biz blue plus, blue cash.
Chase Sapphire preferred, x2 freedom, freedom unl, x2 Ink cash, x2 ink unlimited.
BOA cash, Citi Biz AA, Barclays AA red, x2ArrivalPlus

Why is it worth having 2 Sapphires and Platinums?

[yungermanchik]

Why is it worth having 2 Sapphires and Platinums?

SUBs afterwards you can always downgrade.

[Mo2]

SUBs afterwards you can always downgrade.

Correct. That's why I have so many freedoms

[Mo2]

For SUB probably Citi Premier or Ink Preferred. Amex Bonvoy Business is also a strong offer.

Citi premier may be interesting.
Need new card/s to spend this black Friday.
I've probably spent 10, 20k the past few black Fridays. so looking for best spend/SUB ratio. Ink Preferred has great SUB but very high min spend. is it even worth it?
I mostly get cards for SUB. not for card perks. Hotel and even airline cards aren't good for me unless it's an amazing offer. best is transferable points.

[yungermanchik]

looking for best spend/SUB ratio.

Refer each other from the freedom and get freedom flexes

That's 60K (20k + 10k x 2) UR for $1K (500 x 2) spend

[Mo2]

That's 60K (20k + 10k x 2) UR for $1K (500 x 2) spend

for 60k UR: 2 credit pulls, 5/24 slots and chance of shut down for self referral. worth it?

[miles lover]

If I make a claim for a stolen item with the Amex Hilton Aspire card, will they ask me for a police report ? What about a lost item claim ?

[yungermanchik]

for 60k UR: 2 credit pulls, 10/24 slots. worth it?

ftfy, If you aren't planning on getting any other Chase cards, probably.

chance of shut down for self referral. worth it?

I have not heard of shutdowns for spousal referral, nor even of an official policy banning them.

[Cat18]

Not on Amex business cards.

So any RAT issues with getting additional employee cards for minors (Amex)?

[Mo2]

What credit card should I get next for SUB/rewards?
Not eligible for another Sapphire.

Currently have (between me and my wife):
Amex plat, x2 Hilton aspire, Marriot Bonvoy, biz plat, x2 biz blue plus, blue cash.
Chase Sapphire preferred, x3 freedom, freedom unl, x2 Ink cash, x2 ink unlimited.
BOA cash, Citi Biz AA, Barclays AA red, x2ArrivalPlus

Thanks for the suggestions. I think we can get more than just Freedom Flex and Citi Premier.
Any other ideas? Looking mainly for transferable points or cashback unless there's a really great airline or hotel card offer.

[Spoon]

Thanks for the suggestions. I think we can get more than just Freedom Flex and Citi Premier.
Any other ideas? Looking mainly for transferable points or cashback unless there's a really great airline or hotel card offer.

Amex business gold 90k and Barclays Aviator business are other options in addition to the aforementioned Amex bonvoy business.

I personally wouldn't waste a slot and pull on a flex.

[Mo2]

Amex business gold 90k and Barclays Aviator business are other options in addition to the aforementioned Amex bonvoy business.

I personally wouldn't waste a slot and pull on a flex.

Where can I find the Amex business gold 90k?

[Mo2]

Where can I find the Amex business gold 90k?

https://www.americanexpress.com/en-us/campaigns/small-business/credit-cards/business-gold/apply-now/

Pls let me know if Dan has a referral link for 90k. I'd rather use his instead

[Mo2]

https://www.americanexpress.com/en-us/campaigns/small-business/credit-cards/business-gold/apply-now/

Pls let me know if Dan has a referral link for 90k. I'd rather use his instead

100k offer with adding 1k spend on employee card. So 11k spend for 100k MR. PLEASE post Dans link if he has a referral for this.
https://www.americanexpress.com/en-us/campaigns/small-business/bundles/business-gold-employee-card/

[chinagel]

Big no-no to make a large(10k) 1 time 3rd party payment to a barclays cc?

[LNS]

does the chase business unlimited card sign up bonus come in as cash back or does it come in as points?

[CountValentine]

Points