Author Topic: Misc Credit Card Questions (Read 1908538 times)

Joel · « **Reply #10520 on:** June 08, 2022, 11:06:38 PM »

Quote from: Gvann on June 08, 2022, 10:41:07 PM

Between Amex plat, business plat, Sapphire reserve, venture x, which is best to book directly with Hyatt?

Reserve

Mordechai123 · « **Reply #10521 on:** June 09, 2022, 09:47:33 AM »

Anyone have any experience with the Wells Fargo Business Card?

Ankster · « **Reply #10522 on:** June 09, 2022, 10:44:07 AM »

Quote from: Mordechai123 on June 09, 2022, 09:47:33 AM

Anyone have any experience with the Wells Fargo Business Card?

Not to be rude but you've been asking about this card over and over again on multiple threads (as @S209 pointed out). In that time, you could have gone to the credit card website and simply read the terms. It's not that difficult to do and I've never had this credit card before.

"This offer is not available if the business already has a Wells Fargo business credit card or had a Wells Fargo business credit card opened or closed in the immediately preceding 12 months."

https://www.wellsfargo.com/biz/business-credit/credit-cards/platinum-card/

Mordechai123 · « **Reply #10523 on:** June 10, 2022, 02:01:44 PM »

Thats very vague information. Does that mean that after 12 months I can get the card again. Because it says not valid if had this card or if had had a Buisness card opened in the past 12 months. if you can please be more specific I would really appreciate it.
Thank You!

Quote from: Ankster on June 09, 2022, 10:44:07 AM

Not to be rude but you've been asking about this card over and over again on multiple threads (as @S209 pointed out). In that time, you could have gone to the credit card website and simply read the terms. It's not that difficult to do and I've never had this credit card before.

"This offer is not available if the business already has a Wells Fargo business credit card or had a Wells Fargo business credit card opened or closed in the immediately preceding 12 months."

https://www.wellsfargo.com/biz/business-credit/credit-cards/platinum-card/

HoKo · « **Reply #10524 on:** June 11, 2022, 05:11:36 PM »

Quote from: Ivy on June 08, 2022, 05:24:24 PM

I have no idea where to post the following question; I hope this is the right place:

Is there currently any indication that once again we'll be able to transfer/convert Citi ThankYou points to American Airlines AAdvantage miles? TY

I haven't heard anything along these lines so I wouldn't count on it

Mordechai123 · « **Reply #10525 on:** June 14, 2022, 06:54:07 PM »

Is it worth trying to get a chase card reconsidered if I am over the 5/24 card, and looking to apply for a chase co-branded buisness card? Also will I get a hard credit pull on my personal credit for a buisness card?

ckmk47 · « **Reply #10526 on:** June 14, 2022, 10:06:22 PM »

Quote from: Mordechai123 on June 14, 2022, 06:54:07 PM

Is it worth trying to get a chase card reconsidered if I am over the 5/24 card, and looking to apply for a chase co-branded buisness card? Also will I get a hard credit pull on my personal credit for a buisness card?

Not quite answering your question, but when you're under 5/24, you can get a biz card, and it doesn't add to the 5/24 tally.
But if you're already at 5/24, I think you won't get approved even for a biz card.
And you can call recon, but you won't budge them.
Are all 5 cards yours? Or you're an AU (authorized user) on any? If so, tell recon. Otherwise, you're likely sunk.

Mordechai123 · « **Reply #10527 on:** June 15, 2022, 12:33:24 AM »

Yes! All 5 cards are mine. I called the reconsideration line and they told me they can’t do anything until I apply. They told me also they don’t know if buisness cards override the 5/24. Still waiting to hear about anyone who has done it.

Quote from: ckmk47 on June 14, 2022, 10:06:22 PM

Not quite answering your question, but when you're under 5/24, you can get a biz card, and it doesn't add to the 5/24 tally.
But if you're already at 5/24, I think you won't get approved even for a biz card.
And you can call recon, but you won't budge them.
Are all 5 cards yours? Or you're an AU (authorized user) on any? If so, tell recon. Otherwise, you're likely sunk.

lifetimedeals · « **Reply #10528 on:** June 17, 2022, 01:30:09 PM »

Name on Amex business card is missing to letters from last name and this card is linked to MR account am I going to have a problem transferring MR to an airline? Do i need to fix this issue first?

Ankster · « **Reply #10529 on:** June 17, 2022, 01:35:31 PM »

Quote from: Mordechai123 on June 10, 2022, 02:01:44 PM

Thats very vague information. Does that mean that after 12 months I can get the card again. Because it says not valid if had this card or if had had a Buisness card opened in the past 12 months. if you can please be more specific I would really appreciate it.
Thank You!

It's actually very clear. It means you cannot hold the card while applying for a new one. Moreover, you cannot have opened or closed the same card type within the past 12 months. I'm not really sure how much more specific one can be.

StoreLeor · « **Reply #10530 on:** June 20, 2022, 03:11:34 AM »

My AF is due for my Amex Bonvoy and I want to cancel.
Is there any way to get the free night and still cancel the card? As of now there's no free night deposited into my Marriott account.

Mordechai123 · « **Reply #10531 on:** June 22, 2022, 12:35:35 AM »

Does The Capital One Spark 1.5% Cash Select and the Spark 1.5X Miles Select buisness cards show up on my personal report? I have heard conflicting reports and just want to have this verified before I apply. Thanks

Iz · « **Reply #10532 on:** July 03, 2022, 11:52:30 AM »

I know not to buy GCs for Amex SUB. How about for other bonuses, e.g., 6x @ supermarkets on Cash Preferred card? Is there an issue with that?
Also, is there a difference between VGCs and merchant GCs?
Thanks!