Author Topic: Misc Credit Card Questions  (Read 1864696 times)

Offline Young explorer

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Re: Misc Credit Card Questions
« Reply #10780 on: March 01, 2023, 05:54:06 PM »
Is it a problem or red flag for me to use my wife's referral link to sign up for a cc.
We share Chase accounts. And she would be an AU on this card.
no issue

Offline menotyou

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Re: Misc Credit Card Questions
« Reply #10781 on: March 02, 2023, 09:53:30 AM »
Anyone know of online grocery stores that sell amazon e-gift cards, so I can use Pyb ..

Offline Thingywingy

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Re: Misc Credit Card Questions
« Reply #10782 on: March 02, 2023, 01:57:59 PM »
Today is the last day of my billing period—it closes today. I changed the address in the early afternoon. Any clue if the new address will post on this months statement? Need ID of new address for new Verizon account.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Iz

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Re: Misc Credit Card Questions
« Reply #10783 on: March 02, 2023, 03:04:46 PM »
Best way to maximize value from Ink Premier points? (not traveling)
Thanks.

Offline Shaya E

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Re: Misc Credit Card Questions
« Reply #10784 on: March 02, 2023, 08:41:06 PM »
Best way to maximize value from Ink Premier points? (not traveling)
Thanks.
Ink Premier points are just fancy CB. It's worth 1 cpp. Can only cash them out.

Offline Iz

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Re: Misc Credit Card Questions
« Reply #10785 on: March 02, 2023, 08:44:36 PM »
Ink Premier points are just fancy CB. It's worth 1 cpp. Can only cash them out.
Can I cash it out with a zero balance? Or I need to use it to pay a bill?
Thanks.

Offline Yehudaa

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Re: Misc Credit Card Questions
« Reply #10786 on: March 06, 2023, 11:29:40 AM »
I want to downgrade my Amex Marriott Brilliant to the $95-AF card. Annual fee hit less than a month ago. The annual fee should be pro-rated so can I wait until the 85k cert posts to my account, then use it before downgrading? Or is this asking for trouble with Amex?

(Not a new card. It's 2-3 years old.)

Offline Yehudaa

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Re: Misc Credit Card Questions
« Reply #10787 on: March 08, 2023, 01:29:23 PM »
I want to downgrade my Amex Marriott Brilliant to the $95-AF card. Annual fee hit less than a month ago. The annual fee should be pro-rated so can I wait until the 85k cert posts to my account, then use it before downgrading? Or is this asking for trouble with Amex?

(Not a new card. It's 2-3 years old.)
Bump. Any advice?

Offline yitzyul

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Re: Misc Credit Card Questions
« Reply #10788 on: March 13, 2023, 11:12:00 AM »
Referred myself 1 business to another business (Different EIN # bust same SS#)
Prob shouldnt have done that, but will i get the refferal?

Offline Yaakov7

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Re: Misc Credit Card Questions
« Reply #10789 on: March 14, 2023, 04:14:03 AM »
Is it possible to get approved for 2 ink cards and the marriot card in 1 day with 1 inquiry?
כל מקום שאני הולך, אני הולך לארץ ישראל

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #10790 on: March 16, 2023, 11:54:56 AM »
Did Chase stop doing hard pulls for credit limit increases?
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Offline Dawie

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Re: Misc Credit Card Questions
« Reply #10791 on: March 16, 2023, 12:20:42 PM »
Did Chase stop doing hard pulls for credit limit increases?
on a call the week the rep said soft
DROPR?

Offline yelped

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Re: Misc Credit Card Questions
« Reply #10792 on: March 16, 2023, 12:46:14 PM »
Did Chase stop doing hard pulls for credit limit increases?
They sent a letter to bankers that they stopped as of Feb 27 (don't have the link now, probably read it on DoC).

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #10793 on: March 16, 2023, 03:15:07 PM »
They sent a letter to bankers that they stopped as of Feb 27 (don't have the link now, probably read it on DoC).
https://www.doctorofcredit.com/chase-allowing-credit-limit-increases-via-app-without-hard-credit-pull/
Only on DDF does 24/6 mean 24/5/half/half

Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #10794 on: March 16, 2023, 05:31:00 PM »
I apologize, I'm sure this has been asked before. Couldn't find it quickly
To earn a signup bonus, when does the bonus spend need to be completed by? I.e 3 months from date of approval or 3 months from card receipt? Thanks!

Offline Euclid

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Re: Misc Credit Card Questions
« Reply #10795 on: March 16, 2023, 05:32:29 PM »
I apologize, I'm sure this has been asked before. Couldn't find it quickly
To earn a signup bonus, when does the bonus spend need to be completed by? I.e 3 months from date of approval or 3 months from card receipt? Thanks!
Typically approval date

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #10796 on: March 16, 2023, 05:40:53 PM »
I apologize, I'm sure this has been asked before. Couldn't find it quickly
To earn a signup bonus, when does the bonus spend need to be completed by? I.e 3 months from date of approval or 3 months from card receipt? Thanks!
If you're a few days late, chat and ask nicely.
My favorite cause: cssy.org

Online Zali

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Re: Misc Credit Card Questions
« Reply #10797 on: March 16, 2023, 06:08:33 PM »
I apologize, I'm sure this has been asked before. Couldn't find it quickly
To earn a signup bonus, when does the bonus spend need to be completed by? I.e 3 months from date of approval or 3 months from card receipt? Thanks!
Depends which bank. I know Chase cards have a bit of a grace period, despite what the reps may tell you (actual story from a few months ago, I got a United Quest card, it didn’t come for a month, after having it for two months and not reaching $5000 I called to ask for an extension, they claimed it wasn’t possible, I hit $5000 a week later, and the bonus credited immediately).

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #10798 on: March 16, 2023, 06:11:07 PM »
Depends which bank. I know Chase cards have a bit of a grace period, despite what the reps may tell you (actual story from a few months ago, I got a United Quest card, it didn’t come for a month, after having it for two months and not reaching $5000 I called to ask for an extension, they claimed it wasn’t possible, I hit $5000 a week later, and the bonus credited immediately).
On the Chase business cards they had a tracker that told you the exact date and like you said it was more than 90 days. I don't see it anymore. 
Only on DDF does 24/6 mean 24/5/half/half

Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #10799 on: March 16, 2023, 06:24:45 PM »
If you're a few days late, chat and ask nicely.
Thanks. I'm not late, just wanted to know how many days remain