Author Topic: Misc Credit Card Questions  (Read 1981818 times)

Offline TimT

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Re: Misc Credit Card Questions
« Reply #10800 on: March 17, 2023, 06:11:42 PM »
Is this a new thing that they insist on EIN while applying for ink cards ?

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #10801 on: March 17, 2023, 06:17:30 PM »
Is this a new thing that they insist on EIN while applying for ink cards ?
Can't you put in a social?
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Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #10802 on: March 17, 2023, 06:38:55 PM »
Is this a new thing that they insist on EIN while applying for ink cards ?
I applied yesterday (as well as two months ago) with a social and worked fine.

Offline Yaakov7

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Re: Misc Credit Card Questions
« Reply #10803 on: March 18, 2023, 09:00:04 PM »
Is it possible to get approved for 2 ink cards and the marriot card in 1 day with 1 inquiry?
DP they ended up taking 2 inquiries
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Offline DealJew

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Re: Misc Credit Card Questions
« Reply #10804 on: March 18, 2023, 09:23:14 PM »
What the best card for home improvment spending?
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Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #10805 on: March 18, 2023, 09:54:50 PM »
What the best card for home improvment spending?
Something with the most point per dollar on 'everyday' spending.
Chase Unlimited - Freedom or Ink - 1.5%
Citi ?simplicity 2%
etc
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Offline yungermanchik

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Re: Misc Credit Card Questions
« Reply #10806 on: March 18, 2023, 10:29:21 PM »
What the best card for home improvment spending?
homedepot/lowes gift cards at 5% off with ink cash (you can probably do better buying gift cards here)
If you want to make the purchases on the credit card, the Lowe's Business Card gives a 5% discount plus 2% cash back in Lowe's.
Homedepot also has CC, not sure the details.
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Offline Onefishtwofish

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Re: Misc Credit Card Questions
« Reply #10807 on: March 18, 2023, 10:56:26 PM »
What the best card for home improvment spending?

You can also purchase coupons

Offline DealJew

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Re: Misc Credit Card Questions
« Reply #10808 on: March 18, 2023, 10:59:59 PM »
You can also purchase coupons
Where? I am looking home depot coupons...
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Offline Onefishtwofish

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Re: Misc Credit Card Questions
« Reply #10809 on: March 18, 2023, 11:03:25 PM »
Where? I am looking home depot coupons...
https://hugeoff.com/ just read the descriptions

Offline DealJew

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Re: Misc Credit Card Questions
« Reply #10810 on: March 19, 2023, 01:16:39 PM »
Is it possible to downgrade the Ink business unlimited to a Freedom unlimited? If i don't have a business do i still get CDW on car rentals?
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Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #10811 on: March 19, 2023, 01:25:05 PM »
Is it possible to downgrade the Ink business unlimited to a Freedom unlimited?
No
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Offline DealJew

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Re: Misc Credit Card Questions
« Reply #10812 on: March 19, 2023, 01:40:38 PM »
No
How long does it take to get a answer if i got approved?
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Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #10813 on: March 19, 2023, 01:48:11 PM »
How long does it take to get a answer if i got approved?
Check your account and the card should be showing.
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Offline DealJew

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Re: Misc Credit Card Questions
« Reply #10814 on: March 19, 2023, 03:02:32 PM »
Check your account and the card should be showing.
I dont have one. I am a first time applicant.
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Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #10815 on: March 19, 2023, 05:25:41 PM »
I dont have one. I am a first time applicant.
You try the automated line, 800-453-9719?
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Offline ChasingTheDime

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Re: Misc Credit Card Questions
« Reply #10816 on: March 19, 2023, 05:48:27 PM »
couple of questions for everyone here with more experience then i have

1) what is the best credit card for groceries ?
2) best credit card for american airlines in terms of both benefits/upgrades/status and point generation. I am anticipating an increase in work travel, and its going to be mostly on american. would like to get the most out of it 

thank you

Offline yungermanchik

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Re: Misc Credit Card Questions
« Reply #10817 on: March 19, 2023, 07:33:30 PM »
couple of questions for everyone here with more experience then i have

1) what is the best credit card for groceries ?
2) best credit card for american airlines in terms of both benefits/upgrades/status and point generation. I am anticipating an increase in work travel, and its going to be mostly on american. would like to get the most out of it 

thank you
1) Blue cash preferred @6% (except when Chase Freedoms have their 5% first year offers (which can be worth >7.5% when transferred to a sapphire at a later point))
Another option is freedom flex and Discover it and load up your grocery accounts during their respective 5% quarters.
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Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #10818 on: March 19, 2023, 08:16:31 PM »
couple of questions for everyone here with more experience then i have

1) what is the best credit card for groceries ?
2) best credit card for american airlines in terms of both benefits/upgrades/status and point generation. I am anticipating an increase in work travel, and its going to be mostly on american. would like to get the most out of it 

thank you
2) AA card.  Barclay
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Offline NAT86

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Re: Misc Credit Card Questions
« Reply #10819 on: March 19, 2023, 08:50:51 PM »
if chase shuts down your business cc does it affect your credit score?