Does Santander allow you to downgrade to student account?
change in T & C for what qualifies as a DDHT:Doc
I sued a banker by the name of Mike Ragusa in Lakewood. He was amazing at getting the best account and knows what the frum community needs when it comes to banking. young aggressive guy.
Another thing that could work is sending an ACH transfer from somebody other than yourself (e.g your partner) as that way the name will not match the name on your account. I’m not sure if this does or doesn’t work, so would appreciate any data points if anybody has tried it.