The terms for the Visa gift card [section 3 (b)] state that the Card cannot be returned for a cash refund. However, along with the card, AAA gave me a cardboard card (to put the gift card in when gifting it) and envelope. On the cardboard at the bottom of the fee chart, it shows the fee for a "Refund Check" is "Free". Who wants to be bold and request a refund check? Seems much less of a hassle than BB!